FCC Resource Center

The Telephone Consumer Protection Act has a significant impact on the ability of debt collectors to lawfully contact consumers. Given the importance of effective communication to successful debt recovery, ACA International continues to lead the effort to modernize the TCPA to better balance consumer privacy with legitimate business communications.

The Telephone Consumer Protection Act (TCPA) restricts the use of automatic telephone dialing systems (ATDS or autodialers), artificial or prerecorded voice messages, text messages received by cell phones, and the use of fax machines to send unsolicited advertisements. It also specifies several technical requirements for fax machines, autodialers, and voice messaging systems.

Although Congress enacted the TCPA primarily to regulate the activities of telemarketers and the delivery of telephone solicitations and unsolicited advertisements, certain important provisions of the statute and its regulations extend to all persons and entities, including debt collectors.

Below, ACA members will find a continually updated repository of FCC-related materials. From valuable compliance information, to ACA advocacy efforts and other FCC-related activity, ACA has created this comprehensive FCC Resource Center to help your business remain informed. Please check back often to be sure you stay up-to-date on FCC developments.

TCPA Statute and Regulations

Complete text of the TCPA and regulations interpreting the Act issued by the Federal Trade Commission.

Federal Government Debt Collection Rulemaking

TCPA Rulings and Orders

List of the FCC’s TCPA Declaratory Rulings and Orders relevant to the debt collection industry, including the 2015 omnibus TCPA Declaratory Ruling and Order.

TCPA Enforcement Advisories

Contains the FCC's TCPA enforcement advisories, including those related to political campaign calls and robotexts.

TCPA Judicial Advocacy

TCPA Regulatory Advocacy

TCPA Compliance Materials

Resources created by ACA to help understand and meet TCPA and FCC compliance obligations.

TCPA Legislative Advocacy

ACA's TCPA White Papers

White Papers prepared by ACA demonstrating why the TCPA must be reformed to more accurately reflect the current state of communication technology, as well as the ways both businesses and consumers use those technologies.

Cell Phone Scrubbing Services

List of industry vendors that provide cell phone scrubbing services.

TCPA News

Daily Decision Recap: Generalized Emotional Harms Not Enough for Standing in FDCPA Case
Jul 16, 2021

TransUnion v. Ramirez: Supreme Court Holds TCPA Plaintiffs Lack Standing
Jul 13, 2021

Mattson v. New Penn Financial: Court Denies Class Certification in TCPA Case
Jul 12, 2021

Petition to Exempt Ringless Voicemails as Calls in TCPA Filed with FCC
Jul 08, 2021

Daily Decision Recap: Court Allows Claim to Proceed Due to Lack of Evidence Showing Defendant Was Not a Debt Collector
Jul 02, 2021

5th Circuit Finds Injury In Fact After Single Text Message
Jun 23, 2021

Newsroom

FCC Resource CenterA comprehensive listing of valuable FCC-related materials, from compliance information to ACA advocacy efforts, to help your business remain informed.