Commercial Insurance by Collectors Insurance Agency®
Complete Array of Commercial Insurance Offerings
Collectors Insurance Agency is staffed with licensed professionals dedicated to helping ACA members succeed. We provide 24-hour turnaround for certificates of insurance, assistance with your applications, a proactive review of your losses and corrective measures, a review of your clients’ contractual insurance requirements, coverage audits, and exposure analysis of your outside-the-box professional services.
Types of Commercial Insurance
Errors and Omissions
Program participation benefits you and the industry. You are provided a strong carrier with a long-term investment, competitive pricing, applicable coverage and continuity, a dedicated claims team and defense panel, the shelter of a group, and your participation as a selling point to your clients. Your industry benefits as program claim trends pinpoint where additional compliance is needed. This results in a reduction in claims and complaints which, in turn, provides a positive story to share with legislators and regulators.
Commercial Crime
Crime coverage is imperative to the collection industry, directly insuring your money and the money your clients have placed in your care, custody, and control. Be prepared to assure both clients and prospects that you’ve taken steps to guard against employee dishonesty, forgery or alteration, and computer fraud. This vital coverage is available as a stand-alone policy or as a package with your Errors & Omissions.
Umbrella
An affordable way to extend the liability limits on your Business Owners’, Commercial Auto, and Employers’ Liability (Work Comp) policies, enabling you to meet the ever-increasing contractual insurance requirements of your clients and prospects. This is a stand-alone policy sold in conjunction with the Business Owners’ Policy.
Business Owners’ Policy
Includes coverage found nowhere else. Group buying power has enabled us to negotiate the inclusion of personal injury in this policy’s general liability coverage. Combined with property and business income protection, this policy is an absolute must for your insurance portfolio.
Workers Compensation
Meeting statutory requirements is only one aspect of this program. Offered in conjunction with the Business Owners’ Policy, it centralizes your service needs and provides you with loss prevention resources usually available to larger companies only.
Cyber/Network Risk
Address the exposures making headlines and impacting businesses of all sizes every day. From cyber risks to employment practices, we’ve made these solutions readily available to round off your commercial insurance portfolio.
