Biden Administration’s Student Debt Plan Faces Federal Lawsuit

student debt


Challenge says Congress did not authorize blanket student debt cancellation while Department of Education responds that claims are “baseless.” The plaintiff seeks to prevent the student debt cancellation from going into effect and a decision by Oct. 1. 09/28/2022 2:30 P.M. 3 minute read A nonprofit legal group, the Pacific Legal Foundation, has taken the […]

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Details Released on State-by-State Student Debt Relief

student debt relief


The student debt relief plan for next year is expected to help over 40 million borrowers through loan forgiveness and give them time to prepare for payments that will resume in January. 09/22/2022 12:45 P.M. 3.5 minute read The Biden administration and U.S. Department of Education (DOE) have released new details on the targeted student […]

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California Seeks Comments on Proposed Student Loan Servicing Rules

student loan servicing


A student loan servicing comment period is underway on a notice of proposed rulemaking to clarify that education financing products are student loans and that servicers of those products must be licensed. 09/13/2022 2:45 P.M. 1 minute read On Sept. 9, the California Department of Financial Protection and Innovation (DFPI) proposed the adoption of new […]

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ACA Board President Makes Allies in California Legislature

Courtney Reynaud


Courtney Reynaud and staff from Creditors Bureau USA met with California Assemblyman Jim Patterson about issues faced by small businesses in the ARM industry. ACA International has resources available to assist members in getting involved with advocacy efforts. 09/12/2022 9:45 A.M. 2.5 minute read ACA International members in California, led by ACA Board President Courtney […]

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Breaking Down Biden’s Student Debt Relief Plan



The Biden administration has extended the student debt repayment pause through the end of the year and approved up to $10,000 in debt forgiveness for borrowers based on their income, as well as relief for Pell Grant recipients. Brownstein Hyatt Farber Schreck provides insights here. 09/02/2022 10:00 A.M. 6 minute read By Radha Mohan, Laura […]

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Are HOA Debts Subject to the FDCPA?

Rhode Island


The FDCPA covers a broad range of debts, including past-due assessments or violation fines from a Homeowner Association if it works with a third-party collection agency. 08/30/2022 9:45 A.M. 3 minute read By Corrinne R. Viola The Fair Debt Collection Practices Act is a federal law that establishes protection for consumers from abusive debt collection […]

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Latest Wave of Student Debt Relief Announced: What We Know

student debt relief


The Biden administration has extended the student loan repayment pause through the end of the year, approved up to $10,000 in debt forgiveness for borrowers based on their income, as well as relief for Pell Grant recipients. Concerns about the decision’s impact on inflation and taxpayers are rising while supporters say it will help with […]

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