California Seeks Comments on Proposed Student Loan Servicing Rules

student loan servicing


A student loan servicing comment period is underway on a notice of proposed rulemaking to clarify that education financing products are student loans and that servicers of those products must be licensed. 09/13/2022 2:45 P.M. 1 minute read On Sept. 9, the California Department of Financial Protection and Innovation (DFPI) proposed the adoption of new […]

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ACA Board President Makes Allies in California Legislature

Courtney Reynaud


Courtney Reynaud and staff from Creditors Bureau USA met with California Assemblyman Jim Patterson about issues faced by small businesses in the ARM industry. ACA International has resources available to assist members in getting involved with advocacy efforts. 09/12/2022 9:45 A.M. 2.5 minute read ACA International members in California, led by ACA Board President Courtney […]

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Breaking Down Biden’s Student Debt Relief Plan



The Biden administration has extended the student debt repayment pause through the end of the year and approved up to $10,000 in debt forgiveness for borrowers based on their income, as well as relief for Pell Grant recipients. Brownstein Hyatt Farber Schreck provides insights here. 09/02/2022 10:00 A.M. 6 minute read By Radha Mohan, Laura […]

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Are HOA Debts Subject to the FDCPA?

compliance written on a clipboard with two figures next to puzzle pieces


The FDCPA covers a broad range of debts, including past-due assessments or violation fines from a Homeowner Association if it works with a third-party collection agency. 08/30/2022 9:45 A.M. 3 minute read By Corrinne R. Viola The Fair Debt Collection Practices Act is a federal law that establishes protection for consumers from abusive debt collection […]

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Latest Wave of Student Debt Relief Announced: What We Know

student debt relief


The Biden administration has extended the student loan repayment pause through the end of the year, approved up to $10,000 in debt forgiveness for borrowers based on their income, as well as relief for Pell Grant recipients. Concerns about the decision’s impact on inflation and taxpayers are rising while supporters say it will help with […]

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Education Department’s Fresh Start Program Restores Borrowers’ Default Protections When Entering Student Loan Repayment


Text messaging plays an increasingly big role in the ARM industry, and some providers are no longer supporting certain industry-related message categories. Learn more about these changes and the regulatory framework around texting. 08/19/2022 11:00 A.M. 5 minute read A one-year program from the U.S. Department of Education will help eligible borrowers in default as […]

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From the Web: Three Key Student Loan Insights

student debt relief


The Center for Microeconomic Data’s latest update reveals that student loan borrowers’ credit scores increased during the pandemic and delinquency rates vary across the U.S. 08/12/2022 2:45 P.M. 2 minute read The Center for Microeconomic Data released its 2022 Student Loan Update early last week, containing statistics that summarize who holds student loans along with […]

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