We’ve compiled a list of the most-read ACA Daily articles from the past year, highlighting changes to the medical debt credit reporting landscape, recent text carrier and robocall requirements under the FCC, and more.
12/12/2023 3:40 P.M.
2 minute read
As 2023 comes to a close, we dug into our online analytics to come up with the top 10 ACA Daily articles that our readers kept coming back to. The list features regulatory changes and news on medical debt credit reporting, major debt collection legislation, requirements for robocalling and text blocking, and more.
Enjoy this list of the year’s most-read ACA Daily articles:
No. 1: CFPB Sues Credit Repair Company Over Telemarketing Sales Rule Violation
As part of its (failed) defense, Progrexion told the court it offers no promised results or “any result whatsoever” to its customers.
March 22, 2023
No. 2: From the Web: “The Buy Now, Pay Later Bubble Is About to Burst”
Writer Mac Schwerin reports for The Atlantic on why Gen Z consumers prefer these new loan products, and their effect on household debt. The CFPB has also sought more information on these products.
Jan. 11, 2023
No. 3: Lexington Law Files for Chapter 11 Bankruptcy
The company seeks to reorganize through the bankruptcy filings, prompted by an enforcement action from the Consumer Financial Protection Bureau.
June 7, 2023
No. 4: Text Carriers Announce New Requirements
Carriers require companies to register 10-digit numbers used for text messages to avoid blocking, while increasing fees for unregistered numbers.
June 16, 2023
No. 5: New Visa Rules Impacting Collection Agencies
The rules being implemented by Visa, effective April 15, 2023, prohibit the use of credit cards to pay off certain overdue debts in collections.
March 8, 2023
No. 6: Virginia on Track to Pass Medical Debt Statute of Limitations Bill
The bill sets the medical debt statute of limitations at three years, unless it’s for a payment plan that allows hospitals or health care providers more time to collect the debt.
March 4, 2023
No. 7: Minnesota Implements New Credit Counseling Document Requirement
The Minnesota Department of Commerce is requiring debt collectors to send this document with all initial communications to Minnesota consumers, effective Sept. 1, 2023.
June 21, 2023
No. 8: Judge Denies Safe Harbor in Model Validation Notice Case
The first federal judge to consider the question concludes that compliance with Reg F does not guarantee compliance with the FDCPA.
Feb. 14, 2023
No. 9: FCC Issues Triple Threat of Enforcement on Illegal Robocalls
Enforcement actions include notice to U.S. voice service providers about reportedly unlawful solicitation calls to phone numbers on the National Do Not Call Registry, plus cease-and-desist orders to certain providers.
Jan. 26, 2023
No. 10: Second Medical Debt Bill Becomes Law in Colorado
The law, which takes effect in August, places restrictions on medical debt credit reporting.
June 8, 2023
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