The Jan. 8 webinar, “Validation Notice Template: No Need to Reinvent the Wheel-We’ll Do it for You,” is part of the 10-part ACA Huddle CFPB Rule Series featuring legal and compliance experts. Editor’s note: This article is available for members only.
The Consumer Financial Protection Bureau released part two of its long-awaited debt collection rule Dec. 18 and ACA International is ready to help members continue to unpack its contents and prepare for compliance by Nov. 30, 2021.
The release of the final rule signals the biggest development in the accounts receivable management (ARM) industry since the passage of the Fair Debt Collection Practices Act more than 40 years ago.
ACA’s panel of experts is continuing to review part two of the comprehensive rule to provide detailed analysis and compliance resources for members.
As part of that process, ACA is offering daily ACA Huddle webinars complimentary for members sponsored by Neustar and Ontario Systems.
ACA kicked off the series of webinars Dec. 21 to provide initial compliance insights and an overview of the requirements from the CFPB, including model validation notices, out-of-statute debt and decedent debt.
Registration for the remainder of the webinars, which will be held on weekdays through Jan. 15, is open now. Recordings and slide presentations of each webinar will be available throughout the series. ACA members can also download the ACA Mobile app for reminders on the upcoming ACA Huddle webinars and listen to the presentations, live or recorded, on the go.
Here is a look at the fifth webinar in the series and featured speakers:
Validation Notice Template: No Need to Reinvent the Wheel—We'll Do it for You
On Friday, Jan. 8, validation notice discussions will continue with Rick Perr, co-managing partner at Kaufman Dolowich Voluck, Kelly Knepper-Stephens, vice president of legal and compliance at TrueAccord, and Dennis Barton III, owner and managing attorney at The Barton Law Group LLC.
Perr is a nationally recognized authority and lecturer on creditors’ rights, representing creditors, law firms and agencies against individual and class-action allegations under federal and state consumer protection laws, including the FDCPA, TCPA and FCRA. He attended the May 2019 debt collection town hall in Philadelphia with ACA staff and members when the proposed rule was released.
He also advises individuals on matters related to compliance in the ARM industry, including implementation and auditing of policies and procedures, especially in adherence with governmental regulatory bodies, such as the CFPB.
He was elected to ACA’s Board of Directors in 2012 and served as 2017/18 ACA president. Perr works on the board of the Mid-Atlantic Collectors Association and has served as the state compliance chair for both New Jersey and Pennsylvania. He has earned ACA’s Fellow and Scholar designations, as well as the MAP Designation Award.
Knepper-Stephens’ work focuses on government regulation, compliance, and civil litigation. She serves on the board of directors for the Receivables Management Association International and is an ACA Certified Instructor. She also served as a SER for the arbitration and debt collection rulemakings. Her podcast Two DEBTicated Attorneys can be found on Podbean. Collection Advisor Magazine named Knepper-Stephens one of the 20 Most Powerful Women in Collections in 2018 and 2016.
Barton specializes in collection litigation and consumer law defense, specifically defending Fair Debt Collection Practices Act, Telephone Consumer Protection Act and other claims against collection agencies and creditors that arise from federal and state consumer laws.
He has earned ACA’s Credit and Collection Compliance Attorney, Professional Collection Specialist, Scholar and Trainer Specialist Program designations. He is a Certified Instructor and recipient of with ACA’s Charles F. Lindemann Certified Instructor of the Year Award and the Fred Kirschner Instructor Achievement Award. He has volunteered his time to ACA’s Member Attorney Program Committee and Education Council. He joined ACA’s Council of Delegates in 2019 and was elected to ACA’s Board of Directors in 2020.
Barton has served in multiple leadership positions on the board of the Missouri Collectors Association, including a term as president, and is the state compliance chair for Missouri as part of ACA’s Attorney State Chair Program.
Register for ACA’s webinars on the CFPB debt collection rule, available only for members, now. Session presentations from part one of the webinars are available here and the website will be updated with materials from part two.
For CFPB and ACA advocacy updates, log in to your My ACA profile on acainternational.org to subscribe to ACA Daily and Member Alerts.