CFPB’s Latest Circular on Nursing Home Bills Hits Federal Register

nursing home bills


The publication makes official the bureau’s policy statements exploring third-party debt collectors’ role in collecting on behalf of nursing homes and the liability that could occur under laws enforced by the CFPB; however, it is not clear how prevalent the issue is. 09/27/2022 10:15 A.M. 4.5 minute read The Consumer Financial Protection Bureau’s policy statements […]

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National Bank Oversight Debates Heat Up on Capitol Hill

bank oversight


Senate and House committee hearings reignite discussions of fair access to banking for businesses and consumers as well as bank oversight, which ACA outlined in letters to committee leaders.   09/26/2022 9:00 A.M. 4 minute read Two days of hearings on the accountability of the nation’s largest banks—including seven hours before the House Financial Services Committee—brought […]

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ACA Expands Advocacy to Rein in the CFPB


In a letter to congressional leaders, ACA details the CFPB’s lack of transparency in its “research” and policy reports related to medical debt and credit reporting. 09/20/2022 10:00 A.M. 3 minute read ACA International recently outlined concerns with the Consumer Financial Protection Bureau’s actions related to medical debt and credit reporting in a comprehensive letter […]

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Finding a Balance for New Fintech Products


Senate Banking Committee discussion on fintech shows a divide between how to regulate these new products while encouraging innovation in the marketplace. 09/15/2022 3:00 P.M. 5 minute read New financial products, including buy now, pay later (BNPL) loans and earned wage access (EWA), were discussed in a Senate Committee on Banking, Housing and Urban Affairs […]

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Recording Available – ACA Huddle: Breakdown of the Hunstein Decision and New Cybersecurity Tools



This ACA Huddle covers two important topics—unpacking the 11th Circuit Court of Appeals decision in the Hunstein case and cybersecurity tips from state regulators. Meeting Recording Passcode: bt45.ZNS Session Slides The 11th Circuit Court of Appeals has issued its long-awaited ruling in Hunstein v. Preferred Collection & Management Services, dismissing the case because the plaintiff […]

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