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CFPB’s Latest Circular on Nursing Home Bills Hits Federal Register

nursing home bills

 

The publication makes official the bureau’s policy statements exploring third-party debt collectors’ role in collecting on behalf of nursing homes and the liability that could occur under laws enforced by the CFPB; however, it is not clear how prevalent the issue is. 09/27/2022 10:15 A.M. 4.5 minute read The Consumer Financial Protection Bureau’s policy statements […]

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Reg F Question of the Week: Are There Requirements for Electronic Communications?

electronic communications

 

The CFPB recently updated its FAQs on the Reg F debt collection rule, including information about prohibitions on third-party communications and exceptions to those prohibitions. ACA will regularly feature updates on the FAQs when available from the CFPB. 09/21/2022 10:45 A.M. 1.5 minute read The Consumer Financial Protection Bureau has published Debt Collection Rule FAQs for Regulation […]

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ACA Expands Advocacy to Rein in the CFPB

 

In a letter to congressional leaders, ACA details the CFPB’s lack of transparency in its “research” and policy reports related to medical debt and credit reporting. 09/20/2022 10:00 A.M. 3 minute read ACA International recently outlined concerns with the Consumer Financial Protection Bureau’s actions related to medical debt and credit reporting in a comprehensive letter […]

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Finding a Balance for New Fintech Products

 

Senate Banking Committee discussion on fintech shows a divide between how to regulate these new products while encouraging innovation in the marketplace. 09/15/2022 3:00 P.M. 5 minute read New financial products, including buy now, pay later (BNPL) loans and earned wage access (EWA), were discussed in a Senate Committee on Banking, Housing and Urban Affairs […]

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FTC, CFPB Submit Amicus Briefs in Credit Reporting Dispute Case

 

Regulators seek for district court to overturn summary judgment finding the consumer in this credit reporting case did not meet the criteria for a bona fide dispute under the FCRA. 09/14/2022 2:30 P.M. 4 minute read The Federal Trade Commission and the Consumer Financial Protection Bureau filed an amicus brief with the U.S. Court of Appeals […]

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Reg F Question of the Week: What are the Exceptions to Prohibitions on Third-Party Communications?

electronic communications

 

The CFPB recently updated its FAQs on the Reg F debt collection rule, including information about prohibitions on third-party communications and exceptions to those prohibitions. ACA will regularly feature updates on the FAQs when available from the CFPB. 09/12/2022 11:15 A.M. 1.5 minute read The Consumer Financial Protection Bureau has published Debt Collection Rule FAQs for Regulation […]

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ACA Board President Makes Allies in California Legislature

Courtney Reynaud

 

Courtney Reynaud and staff from Creditors Bureau USA met with California Assemblyman Jim Patterson about issues faced by small businesses in the ARM industry. ACA International has resources available to assist members in getting involved with advocacy efforts. 09/12/2022 9:45 A.M. 2.5 minute read ACA International members in California, led by ACA Board President Courtney […]

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