Finding a Balance for New Fintech Products


Senate Banking Committee discussion on fintech shows a divide between how to regulate these new products while encouraging innovation in the marketplace. 09/15/2022 3:00 P.M. 5 minute read New financial products, including buy now, pay later (BNPL) loans and earned wage access (EWA), were discussed in a Senate Committee on Banking, Housing and Urban Affairs […]

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CFPB Opens Request for Comment on ‘Relationship Banking’

CFPB Interpretive Rule


The bureau is seeking public comment regarding “relationship banking and customer service” to determine what information would be helpful for consumers to be able to obtain from their banks. 06/21/2022 10:15 A.M. 1.5 minute read A public comment request on “relationship banking” announced by the Consumer Financial Protection Bureau during last week’s bank town hall is now […]

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ACA Responds to CFPB Report on Service Members’ Financial Issues


The CFPB’s report, like other recent bureau reports on medical debt complaints, lacks context on consumer complaint data. Editor’s note: This article is available for members only. 06/16/2022 10:30 A.M. 6 minute read The Consumer Financial Protection Bureau has released its annual report from the Office of Servicemember Affairs on financial issues experienced by service […]

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Member Alert: Minnesota Licensure and Collector Registration Update


Important updates on Minnesota’s new work-from-home legislation and agency/collector requirements that have not changed. 06/10/2022 10:00 A.M. 2 minute read Minnesota’s work-from-home legislation is now in effect and in partnership with the Minnesota Department of Commerce, ACA International has some important clarifications for agencies collecting from Minnesota consumers. To clear up any confusion: The recent […]

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ACA Supports Bills on CFPB Regulations; Modern Consumer Communications


The legislation in the 117th Congress would address burdens of CFPB regulations and update existing legislation to align with consumers’ modern communication preferences. 05/17/2022 11:45 A.M. 3 minute read ACA International is supporting two bills on Capitol Hill related to cost-benefit analysis of the Consumer Financial Protection Bureau’s regulations and modernizing the E-SIGN Act to […]

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The Consumer Financial Protection Bureau Under Rohit Chopra is Harming Competition and Consumer Choice


The Consumer Financial Protection Bureau is departing from its core responsibilities by attempting to regulate market competition, shunning procedural requirements under the Administrative Procedure Act, and devising new enforcement powers for the director, writes Bill Hulse, vice president at the U.S. Chamber of Commerce’s Center for Capital Markets Competitiveness. 05/11/2022 12:00 P.M. 5 minute read […]

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