International Membership

For International Organizations and Individuals Located Outside of the 50 United States

Thank you for considering ACA International membership. ACA’s International Division membership is open to individuals and organizations in third-party debt collections, outsourced first-party debt collections, billing companies, asset buyers, judgment recovery, and litigation and collection or creditor defense law firms, who are located outside of the 50 United States, including U.S. territories and possessions.

If you are eligible for this division, you will find it is a flexible membership suited to your needs—you may join individually or add additional members by joining as an organization. For example, the first level of attorney-organization membership covers up to 24 attorneys working for the same firm, regardless of location.

Payment Vision

Membership Benefits

Learn how membership in ACA International can benefit your international business.

Use of the ACA International member logo
ACA members agree to abide by ACA International’s Code of Conduct, which sets you apart from other companies. Show your clients you are proud to be part of this association of professional, ethical members by displaying the ACA International member logo on your materials. 

Complimentary listing in ACA’s Online Membership Directory
The member directory is a critical point of connection for members and the public. It lists all ACA member companies, creditors, and affiliate vendors. Your company’s listing is complimentary and can include a direct link to your website. (Individual international member listings do not include website link.)

Continuous business improvement
Cut down on mistakes and improve your daily operations. ACA’s Blueprint Quality Management System, first developed for the U.S. credit and collection industry, is applicable to any collection business. Blueprint helps you develop, implement and adhere to a set of industry-specific guidelines so you can streamline processes and manage your business more effectively.

Complimentary subscription to the digital edition of Collector magazine (in English)
Read and circulated around the world for over 80 years, Collector magazine features articles on current industry operations and trends, as well as U.S. market regulations and legislation, and global news. International members receive a bimonthly email linking to the complete issue in digital form online. They also may purchase print copies or advertise at a discount.

ACA’s online member community, The Hub
This email forum includes the “International Debt Collection” discussion group, which provides a place for members to post questions and exchange information on topics of common interest. (Advertising is not permitted.) Learn more at .

ACA International’s Convention & Expo
As the premier industry event for nearly 80 years, ACA’s Annual Convention brings together more than 1,000 individuals from around the world. Usually occurring in July, this must-attend event includes timely educational workshops, networking opportunities and an exhibit hall showcasing the latest technology and resources for the industry. Members attend at a discount.

Gain industry know-how
Members enjoy reduced prices on registrations and training products.

Representation on the ACA International Council of Delegates
International Division members elect peers to the ACA International Council of Delegates.

Asset Buyers
This specialized section of ACA is for companies that buy and sell accounts receivable. Company members who are interested in asset buying/selling may participate in the Asset Buying discussion group on The Hub at no additional cost.

Members’ Attorney Program
MAP is a special interest discussion group for defense and in-house attorneys, which helps them better represent ACA members’ interests in the United States. To participate, attorneys must work for an ACA member company or hold a creditor membership and certify they do not represent consumers against collection agencies, asset buyers or credit grantors. Licensed attorneys at member companies and firms may complete and return a MAP participation form to be added to this group.

Alliance ACA
DCAP Advertisement
Alliance ACA
Johnson Anderson

Membership Dues & Fees

Membership LevelMembership FeesTotal
Individual MembershipDues = $325 + IAF** = $100$425
Tier 1 (2–24)Dues = $651 + IAF** = $200$851
Tier 2 (25–99)Dues = $1,844 + IAF** = $450$2,294
Tier 3 (100+)Dues = $3,797 + IAF** = $900$4,697

**The Industry Advancement Fund assessment is paid by all members. The industry-favorable laws and precedent-setting court decisions ACA obtains through the IAF in the U.S. impact, in turn, global credit and collection trends and laws, and help protect the long-term viability of the industry.

Additional Resources