Associated Collection Agencies, Inc. Colorado/Wyoming/New Mexico Unit
Welcome to the Associated Collection Agencies, Inc. Colorado/Wyoming/New Mexico Unit
Associated Collection Agencies Inc. is the State Unit of ACA International, The Association of Credit Collection Professionals, a worldwide trade Association with over 5,500 members.
Established in 1923, Associated Collection Agencies has over 60 members representing Colorado, Wyoming and New Mexico.
Associated Members can take advantage of the many resources available including a strong education program. Because the collection industry is extremely regulated by both the federal and state government, it is important for industry members to be in compliance with existing laws as well as informed about legislative updates. ACA offers information and schools on compliance issues as well as techniques and information on how agencies can manage their offices more efficiently and be more profitable.
Associated Collection Agencies, Inc. has established a strong legislative presence in both Colorado, Wyoming and New Mexico. This allows the collection industry to have a voice in government. ACA has successfully introduced and passed legislation as well as helped to defeat legislation unfriendly to the collection industry. Colorado contracts with a full time Lobbyist, The Capstone Group. Members have the satisfaction of knowing that their interests are being well represented at the legislative level.
The benefits of membership are many, but perhaps the most important benefit is the opportunity for members to interact with each other and share information on an informal level. The annual convention each summer offers a terrific forum for members to talk shop, renew old friendships and have some fun at the same time. While it is true that ACA members are actually competitors, this group has learned that by pooling their many resources, both the collection industry and its members are beneficiaries many times over.
Several hundred bills are introduced into the Colorado Legislature every session. Many of these bills may affect the collection industry, your business, and your client’s ability to benefit from your services. The Colorado PAC Fund needs your support to help elect legislators who favor creating a pro-business environment in Colorado; an environment that allows businesses like yours to grow and prosper.
Each year, the ACA Legislative Committee establishes a comprehensive plan which includes candidate endorsements, interviews and budget planning. Much of the committees’ time is spent defeating adversarial bills that will have a negative impact on your business. Many years, we draft and introduce our own legislation that will benefit your business and reduce government interference. Over the years, and with the support of a dedicated group of individuals, ACA has become a force to reckon with at the Capital. Maintaining this presence takes serious money. The PAC needs your support to ensure our continued success.
Your donations, no matter what size, make a difference. With your help and support, we will continue to improve your business environment and protect your rights to conduct business in Colorado.
Together we can make a difference!
Please mail your PAC donation to:
Associated Collection Agencies, Inc.
11160 W. Tennessee CT
Lakewood, CO 80226
The Association Annual Conference, held in June of each year, offers a terrific forum for members to talk shop, renew old friendships and have some fun at the same time. While it is true that ACA members are actually competitors, this group has learned that by pooling their many resources, both the collection industry and its members are beneficiaries many times over.
Unfortunately, due to COVID-19, the Associated Collections Agencies Annual Convention scheduled for June 2020 has been cancelled.
General Membership of the association is offered to those members engaged in the third party collection business. Dual membership in Associated Collection Agencies and ACA International is required.
Vendor Membership of the Association is offered to individuals, firms, or Business Entities engaged, either directly or indirectly, in providing products or services to the accounts receivable management and recovery industry; Prior of existing membership in ACA international is not a prerequisite to membership in this category of membership.
Vendor Membership Application
Legislative Membership of the Association is offered to individuals, firms, or Business Entities outside the States of Colorado, Wyoming, and New Mexico who are members in good standing with ACA International and have expressed an interest in researching, reviewing, better understanding, receiving information about, and/or lobbying for legislation impacting the accounts receivable management and recovery industry.
Legislative Membership Application
Affiliate Membership of the Association is offered to individuals, firms, or Business Entities outside the States of Colorado, Wyoming, and New Mexico who are members in good standing with ACA International.
Affiliate Membership Application
Colorado Resident Office
- Colorado In State Office Registration Form
- Service Agreement ACA International Members
- Service Agreement-non ACA International Members
The Associated Collection Agencies offers Resident Office Services, at a reduced rate, for out of state collection agencies that are licensed to operate in Colorado. (We currently do not offer the service for Wyoming or New Mexico).
Unlike others who offer Resident Office services in Colorado, Associated Collection Agencies of Colorado/Wyoming/New Mexico will use your fees to improve the legislative environment for collection agencies licensed to operate in Colorado.
We provide a fully staffed office in Colorado that is open during normal business hours providing all the necessary services to satisfy your Collection Agency Board licensing requirements.
You can print our address and telephone number on your collection notices and your agency name will be included in our signage. If you need a registered agent in Colorado, we will provide that additional service at no extra charge. We offer In- State Resident Office Services that include:
- Physical office for debtor payment
- Local Colorado phone line answered by live operators
- Colorado address for your notices
- Registered agent services for the Secretary of State
- Free to Wyoming & New Mexico members
If you would like to register for this service, complete the appropriate registration form and service agreement and return to the ACA office @ email@example.com. If you have any questions please contact our Chief Executive Officer, Kathy Smaldone @ 303-942-0099.
- Preferred Vendor Member Directory
- Vendor Membership
- Advertising Information
Vendor Members of the Association are individuals, firms, or Business Entities engaged, either directly or indirectly, in providing products or services to the accounts receivable management and recovery industry.
- The Colorado Fair Debt Collection Practices Act (CFDCPA)
- Fair Debt Collection Practices Act (FDCPA)
- Fair Credit Reporting Act (FCRA)
- Ask Dr. Debt
ACA's International Education Foundation launched AskDrDebt.com as a free, friendly and confidential resource for consumers with debt and credit questions. By clicking on the link, you will be directed to an outside website not affiliated with CAC, and as such CAC has no control over the site's content.
- Identity Theft
Consumer Rights Information
The Colorado Fair Debt Collection Practices Act (CFDCPA) protects consumers from unfair and abusive debt collection practices. It applies to debt collectors, collection agencies, and companies that buy and collect debts in default. The CFDCPA does not apply to creditors who collect their own debts.
This following information outlines your most important rights under the CFDCPA.
Remember: The FDCPA and CFDCPA does not protect you from paying legitimate bills you owe. You are legally responsible for the payment of these debts.