A summary of recent top FCRA, TCPA and FDCPA cases from ACA. Editor’s note: This article is available for members only. 05/27/2022 2:00 P.M. 4 minute read Each week, ACA International’s compliance team covers relevant case summaries for ACA members. Members may also submit cases for consideration to our compliance team at [email protected] Here are the […]
The 11th Circuit found that monthly mortgage statements required by TILA can constitute communications under the FDCPA if they contain debt-collection language that is not required by the TILA or its regulations. 05/26/2022 3:30 P.M. 6 minute read Daniels v. Select Portfolio Servicing, Inc., No. 19-10204, 2022 WL 1639012 (11th Cir. May 24, 2022) By […]
When courts in the 9th Circuit are ruling on a settlement agreement negotiated before a class action is certified, the court requires the settlement to meet a higher standard of fairness to ensure no collusion is involved. 05/26/2022 4:30 P.M. 5 minute read Russell v. Ray Klein, Inc., No. 1:19-CV-00001-MC, 2022 WL 1639560 (D. Or. […]
A consumer received a collection letter from a debt collector. The consumer alleged that the letter failed to clearly identify the current creditor to whom the alleged debt is owed, which would confuse or deceive a least sophisticated consumer. The debt collector moved to dismiss the case for failure to state a claim. 05/26/2022 3:30 […]
A Michigan district court dismissed a consumer’s claims for violations of the FCRA, finding that the defendant’s failure to remove a dispute notation from the consumer’s credit report did not violate the FCRA. 05/12/2022 3:15 P.M. 3 minute read Bolden v. First Premier Bank, No. 20-12809, 2022 WL 1444440 (E.D. Mich. May 6, 2022) By […]
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