Gadomski v. Patelco Credit Union: Consumer Fails to Allege Concrete Injury, Case Dismissed for Lack of Article III Standing

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The consumer alleged the data furnisher incorrectly reported her account that was discharged in bankruptcy. The data furnisher moved to dismiss the case for lack of standing. 01/27/2022 2:00 P.M. 3 minute read Gadomski v. Patelco Credit Union, No. 2:17-CV-00695-TLN-AC, 2022 WL 223878 (E.D. Cal. Jan. 25, 2022) By Laura Dadd – Compliance Analyst Note: […]

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Wolf v. Carpenter Hazlewood Delgado & Bolen: Law Firm Had Permissible Purpose to Access Consumer’s Credit Report

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An Arizona district court found that the collection of unpaid homeowner’s association assessments provided a permissible purpose under the FCRA for a law firm to access a consumer’s credit report. 01/24/2022 3:45 P.M. 4 minute read Wolf v. Carpenter Hazlewood Delgado & Bolen LLP, No. CV-20-00957-PHX-DLR, 2022 WL 168572 (D. Ariz. Jan. 19, 2022) By […]

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Hopkinson v. Penn. Higher Educ. Assistance Agency: Furnisher Unable to Prove It Reasonably Investigated Debt

 

The consumer disputed a debt that was the result of an alleged identity theft. The consumer alleges that the data furnisher reported inaccurate information to the consumer reporting agencies and failed to conduct a reasonable investigation. 01/19/2022 3:20 P.M. 4 minute read Hopkinson v. Pennsylvania Higher Educ. Assistance Agency, No. 19-CV-12290-IT, 2022 WL 104912 (D. […]

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ACA Huddle: Regulatory Update from Washington, D.C.

ACA Huddle

 

As we kick of 2022, two focus areas for the financial services industry are data privacy and credit reporting. Learn more about activity in these areas during the Jan. 19 ACA Huddle. Editor’s note: This article is available for members only. 01/18/2022 11:00 A.M. 1 minute read The Consumer Financial Protection Bureau and Federal Trade […]

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U.S. Supreme Court Remands Article III Standing Case to 4th Circuit with Instructions to Reconsider Based on TransUnion v. Ramirez

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01/13/2022 6:00 P.M. 4 minute read The CFPB’s bulletin explains the duties of debt collectors and furnishers of information when collecting or reporting medical debts covered by the No Surprises Act. Article III standing remains a focus at the highest levels of appellate litigation, as demonstrated by a recent U.S. Supreme Court decision to vacate […]

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