CFPB’s Latest Circular on Nursing Home Bills Hits Federal Register

nursing home bills


The publication makes official the bureau’s policy statements exploring third-party debt collectors’ role in collecting on behalf of nursing homes and the liability that could occur under laws enforced by the CFPB; however, it is not clear how prevalent the issue is. 09/27/2022 10:15 A.M. 4.5 minute read The Consumer Financial Protection Bureau’s policy statements […]

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Manos v. Freedom Mortg.: Data Furnisher’s Robust Process and Records Leads 4th Circuit to Affirm Furnisher Did Not Violate the FCRA

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Whether a data furnisher’s investigation into a consumer’s dispute was reasonable is based on an evaluation of information within the furnisher’s possession, such as correspondence between the consumer and the furnisher, the data identified by the reporting agency as disputed, and the furnisher’s other records relating to the disputed account. 09/21/2022 3:15 P.M. 3.5 minute […]

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Recording Available: Hunstein Decision, There’s More to Talk About


This ACA Huddle focuses on unanswered questions as we continue to unpack the implications of the Hunstein decision. Meeting Recording Passcode: mr6N0FO^ As the dust settles on the Hunstein decision, there are unanswered questions in the accounts receivable management industry on what it really means for the long term. On this ACA Huddle, join industry […]

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FTC, CFPB Submit Amicus Briefs in Credit Reporting Dispute Case


Regulators seek for district court to overturn summary judgment finding the consumer in this credit reporting case did not meet the criteria for a bona fide dispute under the FCRA. 09/14/2022 2:30 P.M. 4 minute read The Federal Trade Commission and the Consumer Financial Protection Bureau filed an amicus brief with the U.S. Court of Appeals […]

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