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Parsons v. United Collections Bureau: Consumer Alleged a Concrete Injury Under FCRA Based on Claim That Collector Viewed Consumer’s Credit Report Without a Permissible Purpose

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The 4th Circuit stated for the first time that where a consumer alleged a collection agency obtained and viewed the consumer’s credit report from a CRA for an improper purpose under FCRA, the consumer stated a sufficient concrete injury for Article III standing purposes. 11/22/2022 3:00 P.M. 3.5 minute read Parsons v. United Collections Bureau, […]

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CFPB Supervisory Highlights Report Tackles Inaccurate Credit Reporting and COVID-19 Relief Mishandlings

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The report largely focuses on credit reporting, mortgage servicing and deceptive practices in auto loans. 11/17/2022 1:25 P.M. 3.5 minute read The Consumer Financial Protection Bureau has released its latest supervisory highlights report on legal violations identified during the bureau’s supervisory examinations in the first half of 2022. The findings in the report cover examinations in auto […]

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Williams v. USAA Savings Bank: Court Finds Data Furnisher’s Actions May Have Damaged Consumer’s Credit Worthiness

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A consumer disputed two charges on his credit card, maintaining that he was the victim of identity theft. The data furnisher reviewed the consumer’s information and determined that the consumer was liable of the charges. The consumer sued the data furnisher, claiming that it did not conduct a reasonable investigation. 11/16/2022 4:00 P.M. 4 minute […]

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