Parsons v. United Collections Bureau: Consumer Alleged a Concrete Injury Under FCRA Based on Claim That Collector Viewed Consumer’s Credit Report Without a Permissible Purpose

Sideways Thumb sign


The 4th Circuit stated for the first time that where a consumer alleged a collection agency obtained and viewed the consumer’s credit report from a CRA for an improper purpose under FCRA, the consumer stated a sufficient concrete injury for Article III standing purposes. 11/22/2022 3:00 P.M. 3.5 minute read Parsons v. United Collections Bureau, […]

Read More…

CFPB Supervisory Highlights Report Tackles Inaccurate Credit Reporting and COVID-19 Relief Mishandlings

CFPB logo with magnifying glass


The report largely focuses on credit reporting, mortgage servicing and deceptive practices in auto loans. 11/17/2022 1:25 P.M. 3.5 minute read The Consumer Financial Protection Bureau has released its latest supervisory highlights report on legal violations identified during the bureau’s supervisory examinations in the first half of 2022. The findings in the report cover examinations in auto […]

Read More…

Williams v. USAA Savings Bank: Court Finds Data Furnisher’s Actions May Have Damaged Consumer’s Credit Worthiness

Sideways Thumb sign


A consumer disputed two charges on his credit card, maintaining that he was the victim of identity theft. The data furnisher reviewed the consumer’s information and determined that the consumer was liable of the charges. The consumer sued the data furnisher, claiming that it did not conduct a reasonable investigation. 11/16/2022 4:00 P.M. 4 minute […]

Read More…

This site uses cookies. By continuing to use our site, you are agreeing to our use of cookies. Review our Privacy Policy for more information. You may change your preferences on how cookies are stored by reviewing the settings on your browser.

The content on this site is presented for educational, general reference, and informational purposes only; is not intended to serve as legal or other advice; is not intended to be a full and exhaustive explanation of the law in any area; and should not replace the advice of your own legal counsel. By continuing to use our site, you are agreeing to the legal disclaimers in our Terms of Use. Review our Terms of Use for more information.

Friendly Reminder

Get continued access to ACA International’s wide array of resources, which can help you become more profitable, compliant and successful.

Renew your membership today to take advantage of tools you won’t find anywhere else:

  • Discounts on seminars, products, services and events
  • Resources to strengthen your compliance department
  • Industry-specific risk management products and services
  • Participation in ACA’s online community, The Hub
    Members-only website content
  • Professional development and training opportunities, and so much more!

If you have completed your renewal, please disregard this reminder.