The updates focus on ensuring compliance information is current for ACA members.
ACA International’s compliance department has updated the following ACA SearchPoint™ documents available for members:
States that Require Collection Agencies to Prominently Display License (#2042); Updated for accuracy and currency—removed repealed provision for New Mexico.
Discharging Student Loans through Bankruptcy (#8051); Reviewed for accuracy and currency—no substantive changes.
Other recent SearchPoint updates include:
The Pintos Decision and Permissible Purposes (#1163); Updated to include new case law related to permissible purposes. See new subsection on judgments (footnotes 3-7 and associated analysis).
Permissible Purposes under the FCRA (#1154); Added two new subsections on judgments and fraudulent debts (see footnotes 7-10 and 17-20 and associated analysis). Reviewed for accuracy and currency.
ACA members may access the latest compliance-related documents via the ACA’s SearchPoint™ library. Members must be logged in to the website to access ACA SearchPoint documents.