State Government Affairs

Hundreds of bills are introduced in state legislatures every year that have the potential to severely impact the credit and collection industry. ACA International, ACA’s Unit and State Affairs Committee and ACA state units work tirelessly to ensure that state policymakers, both legislators and regulators, understand how proposed laws and regulations affect the industry to ensure policy at the state level reasonably balances state interests with effective debt collection.

The key to legislative and regulatory success is having the proper background on an issue, the right legislative and regulatory contacts, and the correct approach – whether pushing a bill drafted by the unit, supporting or opposing an existing bill, or challenging proposed licensing regulations.

In this regard, ACA provides important and current information on proposed state legislation as well as policy position papers and other resources to identify issues of critical importance to the credit and collection industry.

  • State Legislative Tool Kit This tool kit has been complied to assist state units and their lobbyists in educating lawmakers about the ARM industry and in fighting for and against public policy trends.
  • Join the Third-Party Debt Collection Group on the ACA Hub  Sign up and join the legislative discussion with other members on the Third-Party Debt Collection group on the ACA Hub.
  • ACA State Units  ACA state units play a pivotal role in driving the industry’s state legislative and regulatory agenda. ACA’s 40 state and regional associations (units) actively participate as local industry resources and advocate on behalf of the credit and collection industry.
  • All In Advocacy resources for ACA members.
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