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State Guides

Guide to State Collection Laws & Practices – Electronic

Minimize your liability with a subscription to ACA’s Guide to State Collection Laws & Practices. The full 50-state, electronic version (plus District of Columbia and U.S. territories) features one-year of access and monthly updates sent via e-mail.

Summary Chapters

How to Use this Guide

Adding Interest/Fees

Additional Resources

Attorney Licensing

Automated Dialing

Commercial Collections

Contact/Fee Information

Employee Monitoring

First Party Collections

Garnishment Exemptions

Interstate Collections

Purchaser Licensing

Right of Assignment

Individual States

Alabama

Alabama

Alaska

Alaska

Arizona

Arizona

Arkansas

Arkansas

California

California

Colorado

Colorado

Connecticut

Connecticut

Delaware

Delaware

District of Columbia

District of Columbia

Florida

Florida

Georgia

Georgia

Guam

Guam

Hawaii

Hawaii

Idaho

Idaho

Illinois

Illinois

Indiana

Indiana

Iowa

Iowa

Kansas

Kansas

Kentucky

Kentucky

Louisiana

Louisiana

Maine

Maine

Maryland

Maryland

Massachusetts

Massachusetts

Michigan

Michigan

Minnesota

Minnesota

Mississippi

Mississippi

Missouri

Missouri

Montana

Montana

Nebraska

Nebraska

Nevada

Nevada

New Hampshire

New Hampshire

New Jersey

New Jersey

New Mexico

New Mexico

New York

New York

North Carolina

North Carolina

North Dakota

North Dakota

Ohio

Ohio

Oklahoma

Oklahoma

Oregon

Oregon

Pennsylvania

Pennsylvania

Puerto Rico

Puerto Rico

Utah

Rhode Island

South Carolina

South Carolina

Virgina

South Dakota

Tennessee

Tennessee

Texas

Texas

Utah

Utah

Vermont

Vermont

Virginia

Virginia

Washington

Washington

West Virginia

West Virginia

Wisconsin

Wisconsin

Wyoming

Wyoming

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