CFPB Issues Reminder on Spanish-Language Disclosures


The bureau has model disclosures, including the debt collection model validation notice, available to help regulated entities provide materials to Spanish-speaking consumers. 05/12/2022 12:15 P.M. 1 minute read The Consumer Financial Protection Bureau has issued an updated list of disclosures in Spanish, including the debt collection model validation notice. “Financial service providers increasingly recognize the […]

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Kleinman v. Forster & Garbus: Validation Letter Stating Lawsuit Will Not Commence Until After Validation Period Expires, Does Not Violate FDCPA


A consumer claimed a debt collection letter overshadowed the validation period because it could be interpreted as threatening imminent litigation. He also claimed the letter contained contradictory information as well as an intimidating letterhead that overshadowed the validation period. The debt collector moved for judgment on the pleadings. […]

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