Layne-Williams v. Radius Global Solutions: Court Finds a Debt Collector Had a Permissible Purpose to Review a Credit Report

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A New York district court held that the FCRA’s permissible purposes section was not limited to creditors because the act “allows a ‘person’ to access a report ‘in connection with a credit transaction.’” 11/29/2022 3:15 P.M. 3 minute read Layne-Williams v. Radius Global Solutions, LLC, No. 22CV340 (DLC), 2022 WL 17251665 (S.D.N.Y. Nov. 28, 2022). […]

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New York Governor Signs Medical Debt Bill

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The new legislation focuses on liens and garnishments of consumers’ medical debt. 11/23/2022 12:30 P.M. 1.5 minute read New York Gov. Kathy Hochul has signed a bill that eliminates liens and garnishment of medical debt. “No one should face the threat of losing their home or falling into further debt after seeking medical care,” Hochul said in […]

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New York DFS Announces Updated Cybersecurity Regulation 

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The proposed amended regulation will have a 60-day comment period, ending Jan. 23, 2023. 11/10/2022 8:00 A.M. 2 minute read Superintendent of Financial Services Adrienne A. Harris announced in a press release this week that the New York State Department of Financial Services (DFS) proposed an updated cybersecurity regulation. DFS’s original regulation, introduced in 2017, […]

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Macris v. Specialized Loan Servicing: 2nd Circuit Finds Release from Collection Action Did Not Release Consumer from the Underlying Obligation

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The 2nd Circuit affirmed a district court’s ruling that a consumer was not released from the underlying mortgage note when the creditor released him from a foreclosure action against his co-debtor and former spouse. 11/08/2022 4:10 P.M. 3 minute read Macris v. Specialized Loan Servicing, LLC., No. 21-2016-CV, 2022 WL 16727611 (2d Cir. Nov. 7, […]

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New York Governor Signs Bill on Student Loan Collection Fees


The legislation, which goes into effect April 1, 2023, prohibits state agencies from assessing additional student loan collection fees on outstanding student debts. 10/17/2022 11:00 A.M. 2 minute read New York Gov. Kathy Hochul signed legislation, S.B. 7862B, last week waiving the 22% collection fee on student-related debt. The legislation passed both the Assembly and Senate with […]

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