GLCCA Welcomes New Leadership at Annual Conference


The Great Lakes Credit and Collection Association hosted its annual conference in May with panels on Reg F, employee retention and lobbying trends while welcoming its new board of directors. 6/3/2022 9:00 A.M. 1.5 minute read Over 100 ACA International members from across Illinois, Minnesota, Michigan, and Wisconsin participated in the Great Lakes Credit and […]

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Thompson v. Renner: 6th Circuit Affirms Decision that Garnishment Request by Law Firm Violated the FDCPA


A debt collector’s garnishment request without reasonable belief that the court has jurisdiction to grant it might be sufficient to violate the FDCPA. 05/04/2022 1:00 P.M. 3.5 minute read Thompson v. Renner, No. 21-1366, 2022 WL 1262002 (6th Cir. Apr. 28, 2022) By Betsy Clarke—Compliance Attorney Note: ACA provides Daily Decisions as an educational benefit […]

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Kline v. Fishman Group: Consumers Lack Standing to Bring FDCPA Claim

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Consumers sued a debt collector claiming they were improperly served, and that the debt collector issued garnishments based upon the fraudulently obtained default judgment in violation of the FDCPA. The debt collector moved to dismiss the case as the consumers lacked Article III standing—the court agreed. 03/01/2022 3:30 P.M. 3.5 minute read Kline v. Fishman […]

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Bostic v. Michael Andrews & Assoc. Hard Inquiry on Consumer’s Credit Report Not an FDCPA Violation



The consumer allegedly incurred a deficiency balance. The debt was bought by a debt purchaser and assigned to a debt collector. The consumer sent a dispute letter with a cease communication request to the debt buyer. The debt collector called consumer to collect the debt several times and performed a hard inquiry on her credit report. The consumer claimed the debt collector’s calls were harassing and the hard credit inquiry violated the FDCPA. […]

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