Otto v. TransUnion: Court Grants Partial Dismissal of FCRA Claims

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A court sided with the majority view that a furnisher who repeatedly reports a delinquent account as charged-off is not inaccurate and has not violated the FCRA. 03/16/2022 4:00 P.M. 3.5 minute read Otto v. TransUnion, LLC, No. 6:21-CV-00379-AA, 2022 WL 787940 (D. Or. Mar. 15, 2022) By Betsy Clarke—Compliance Attorney Note: CA provides Daily […]

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Tescher v. Experian Info. Sols: Court Denies Credit Furnisher’s Motion to Dismiss FCRA Claims that Alleged Its Investigation Was Insufficient

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Certain issues, such as the reasonableness of a furnisher’s investigation into a consumer’s dispute, are fact-intensive. Information about the precise nature of the furnisher’s investigation is uniquely in the hands of the furnisher and so a consumer cannot be expected to have much more information about the reasonableness of the investigation at the early stages […]

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Lawson v. Michigan First Credit: Credit Furnisher Wins Summary Judgment


The court found standing based on the Fair Credit Reporting Act plaintiff’s financial injury but granted summary judgment for the credit furnisher because tradelines indicating that the account had been closed provided historical information only, and were not inaccurate. The court warned the plaintiff’s counsel he could incur sanctions if he filed future baseless claims. […]

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