FTC Moves to Publish ANPR on Fees



The vote at a FTC meeting last week will initiate a rulemaking on “junk fees” and comments on their impact on consumers. 10/23/2022 1:30 P.M. 3 minute read The Federal Trade Commission at its meeting Thursday voted to publish an advance notice of proposed rulemaking (ANPR) on “junk fees.” FTC Chair Lina Khan and Commissioners […]

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New York Governor Signs Bill on Student Loan Collection Fees


The legislation, which goes into effect April 1, 2023, prohibits state agencies from assessing additional student loan collection fees on outstanding student debts. 10/17/2022 11:00 A.M. 2 minute read New York Gov. Kathy Hochul signed legislation, S.B. 7862B, last week waiving the 22% collection fee on student-related debt. The legislation passed both the Assembly and Senate with […]

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CFPB Extends RFI on Credit Card Fees and Late Payments

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The CFPB has set its sights on credit card fees, particularly for late payments, in a comment request now due Aug. 1. 07/26/2022 11:15 A.M. 2 minute read The Consumer Financial Protection Bureau’s recent advance notice of proposed rulemaking (ANPR) to examine credit card fees has been extended for comments through Aug. 1. “The ANPR was […]

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ACA Responds to CFPB Advisory Opinion on Payment Transaction Fees

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The opinion takes aim at common payment transaction fees, and ACA International highlighted concerns with the legality of the opinion and the bureau’s regulatory processes in media statements on behalf of members. 07/01/2022 9:45 A.M. 3.5 minute read The Consumer Financial Protection Bureau released an advisory opinion Wednesday taking aim at debt collectors’ use of […]

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Ahmed v. Richland Holdings: Court Denies Debt Collector’s Motion for Attorney’s Fees

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This case involves the debt collector’s request for fees after successfully defeating the consumers’ FDCPA claims. The court found that the consumers’ FDCPA claims, although unsuccessful, were not brought in bad faith. Therefore, the debt collector was not entitled to attorney’s fees. 02/28/2022 4:15 P.M. 3 minute read Ahmed v. Richland Holdings, Inc., No. 219CV1925JCMDJA, […]

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