CFPB’s Latest Circular on Nursing Home Bills Hits Federal Register

nursing home bills


The publication makes official the bureau’s policy statements exploring third-party debt collectors’ role in collecting on behalf of nursing homes and the liability that could occur under laws enforced by the CFPB; however, it is not clear how prevalent the issue is. 09/27/2022 10:15 A.M. 4.5 minute read The Consumer Financial Protection Bureau’s policy statements […]

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Recording Available: Hunstein Decision, There’s More to Talk About


This ACA Huddle focuses on unanswered questions as we continue to unpack the implications of the Hunstein decision. Meeting Recording Passcode: mr6N0FO^ As the dust settles on the Hunstein decision, there are unanswered questions in the accounts receivable management industry on what it really means for the long term. On this ACA Huddle, join industry […]

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Reg F Question of the Week: Are There Requirements for Electronic Communications?

electronic communications


The CFPB recently updated its FAQs on the Reg F debt collection rule, including information about prohibitions on third-party communications and exceptions to those prohibitions. ACA will regularly feature updates on the FAQs when available from the CFPB. 09/21/2022 10:45 A.M. 1.5 minute read The Consumer Financial Protection Bureau has published Debt Collection Rule FAQs for Regulation […]

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What Does the Hunstein Ruling Mean for the ARM Industry?



Key takeaways from ACA members, including how the opinion will affect future litigation. 09/20/2022 3:45 P.M. 7.5 minute read Now that the long-awaited ruling in Hunstein v. Preferred Collection & Management Services is out, many ACA International members are wondering how this decision will impact their business operations—or, in some cases, the copycat cases they are currently fighting. […]

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Feist v. Arcadia Recovery: Court Applies Hunstein Decision, Holds Consumer Lacks Standing to Bring FDCPA Letter Vendor Claims

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A consumer cannot rely on a bare procedural violation of the FDCPA alone to establish a concrete harm. Applying the final Hunstein decision, the court held the consumer alleging a debt collector violated the FDCPA by using a third-party letter vendor lacked Article III standing. 09/20/2022 3:00 P.M. 3.5 minute read Feist v. Arcadia Recovery […]

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