Doss v. TransUnion: Court Denies Dismissal of FCRA Claims


Although the consumer informed the credit reporting agency that she no longer disputed a debt, her credit report continued to reflect the dispute. She alleged the data furnisher was  liable under the FCRA for negligently and willfully failing to investigate the dispute, and that the credit reporting agency was liable under the FCRA for negligently […]

Read More…

CFPB Seeks Comment on Proposed Rule Prohibiting Adverse Information on Credit Reports in Cases of Human Trafficking

credit card fees


Comments on the proposed credit reports rule, which would implement amendments to the Fair Credit Reporting Act, are due May 9. 04/08/2022 1:15 P.M. 2.5 minute read The CFPB has issued a proposed rule that would prohibit consumer reporting agencies (CRAs) from providing consumer credit reports containing adverse information about a consumer that resulted from a severe form […]

Read More…

Hussey v. Equifax: Court Grants Furnisher’s Motion for Judgment in FCRA Action Involving Dispute about Disputed Tradeline

thumbs up


The court found the consumer failed to allege a violation of a furnisher’s duties to report information with completeness or accuracy under the FCRA at Section 1681s-2(b), and his claim for negligent violation of the statute under Section 1681o failed because the consumer’s pleading did not identify facts the furnisher could have uncovered that would […]

Read More…

Otto v. TransUnion: Court Grants Partial Dismissal of FCRA Claims

Sideways Thumb sign


A court sided with the majority view that a furnisher who repeatedly reports a delinquent account as charged-off is not inaccurate and has not violated the FCRA. 03/16/2022 4:00 P.M. 3.5 minute read Otto v. TransUnion, LLC, No. 6:21-CV-00379-AA, 2022 WL 787940 (D. Or. Mar. 15, 2022) By Betsy Clarke—Compliance Attorney Note: CA provides Daily […]

Read More…

Tescher v. Experian Info. Sols: Court Denies Credit Furnisher’s Motion to Dismiss FCRA Claims that Alleged Its Investigation Was Insufficient

Sideways Thumb sign


Certain issues, such as the reasonableness of a furnisher’s investigation into a consumer’s dispute, are fact-intensive. Information about the precise nature of the furnisher’s investigation is uniquely in the hands of the furnisher and so a consumer cannot be expected to have much more information about the reasonableness of the investigation at the early stages […]

Read More…

This site uses cookies. By continuing to use our site, you are agreeing to our use of cookies. Review our Privacy Policy for more information. You may change your preferences on how cookies are stored by reviewing the settings on your browser.

The content on this site is presented for educational, general reference, and informational purposes only; is not intended to serve as legal or other advice; is not intended to be a full and exhaustive explanation of the law in any area; and should not replace the advice of your own legal counsel. By continuing to use our site, you are agreeing to the legal disclaimers in our Terms of Use. Review our Terms of Use for more information.

Friendly Reminder

Get continued access to ACA International’s wide array of resources, which can help you become more profitable, compliant and successful.

Renew your membership today to take advantage of tools you won’t find anywhere else:

  • Discounts on seminars, products, services and events
  • Resources to strengthen your compliance department
  • Industry-specific risk management products and services
  • Participation in ACA’s online community, The Hub
    Members-only website content
  • Professional development and training opportunities, and so much more!