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Parker v. Experian Information Solutions, Inc., & Equifax Information Services, LLC: CRAs Are Not Required to Investigate Legal Disputes

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An Illinois district court held that CRAs are not required as part of their reinvestigation duties to render a legal opinion on the legal validity of a consumer’s alleged debt. 12/08/2022 2:40 P.M. 3 minute read Parker v. Experian Information Solutions, Inc., & Equifax Information Services, LLC, No. 22 C 1768, 2022 WL 17487824 (N.D. […]

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Williams v. USAA Savings Bank: Court Finds Data Furnisher’s Actions May Have Damaged Consumer’s Credit Worthiness

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A consumer disputed two charges on his credit card, maintaining that he was the victim of identity theft. The data furnisher reviewed the consumer’s information and determined that the consumer was liable of the charges. The consumer sued the data furnisher, claiming that it did not conduct a reasonable investigation. 11/16/2022 4:00 P.M. 4 minute […]

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