Hussey v. Equifax: Court Grants Furnisher’s Motion for Judgment in FCRA Action Involving Dispute about Disputed Tradeline

thumbs up


The court found the consumer failed to allege a violation of a furnisher’s duties to report information with completeness or accuracy under the FCRA at Section 1681s-2(b), and his claim for negligent violation of the statute under Section 1681o failed because the consumer’s pleading did not identify facts the furnisher could have uncovered that would […]

Read More…

Otto v. TransUnion: Court Grants Partial Dismissal of FCRA Claims

Sideways Thumb sign


A court sided with the majority view that a furnisher who repeatedly reports a delinquent account as charged-off is not inaccurate and has not violated the FCRA. 03/16/2022 4:00 P.M. 3.5 minute read Otto v. TransUnion, LLC, No. 6:21-CV-00379-AA, 2022 WL 787940 (D. Or. Mar. 15, 2022) By Betsy Clarke—Compliance Attorney Note: CA provides Daily […]

Read More…

Abukhodeir v. Amerihome: Consumers Plausibly Allege Data Furnisher Investigation Was Unreasonable


The consumers found that two mortgage payments were being reported as delinquent. They then contacted the data furnisher and found that for an unknown reason their automatic payments had not been processed. The consumer disputed the delinquent payments. However, the data furnisher continued reporting the late payments to the credit bureaus despite assuring consumers previously that it would delete any late fees incurred and help consumers to resolve the issue. The court denied the data furnisher’s motion to dismiss. […]

Read More…

This site uses cookies. By continuing to use our site, you are agreeing to our use of cookies. Review our Privacy Policy for more information. You may change your preferences on how cookies are stored by reviewing the settings on your browser.

The content on this site is presented for educational, general reference, and informational purposes only; is not intended to serve as legal or other advice; is not intended to be a full and exhaustive explanation of the law in any area; and should not replace the advice of your own legal counsel. By continuing to use our site, you are agreeing to the legal disclaimers in our Terms of Use. Review our Terms of Use for more information.

Friendly Reminder

Get continued access to ACA International’s wide array of resources, which can help you become more profitable, compliant and successful.

Renew your membership today to take advantage of tools you won’t find anywhere else:

  • Discounts on seminars, products, services and events
  • Resources to strengthen your compliance department
  • Industry-specific risk management products and services
  • Participation in ACA’s online community, The Hub
    Members-only website content
  • Professional development and training opportunities, and so much more!