First Wave of Medical Debt Credit Reporting Changes Starts July 1


While ACA International’s advocacy and education continue on the medical debt credit reporting changes imposed by the national CRAs, those changes begin to take effect on July 1. ACA has some insight about these upcoming changes to medical debt data furnishing practices. Editor’s note: This article is available for members only. 06/23/2022 11:45 A.M. 5 […]

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Amended California Credit Services Act Advances in Assembly Committee


The latest amendment includes updated requirements on identifying credit services organizations in written communications to a consumer. The bill passed out of the Assembly’s Committee on Privacy and Consumer Protection before it was re-referred to the Appropriations Committee. Editor’s note: This article is available for members only. 04/26/2022 1:00 P.M. 4 minute read Legislation in […]

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California Privacy and Consumer Protection Committee Gets Second Look at Bill to Amend Credit Services Act


The amendments include updated requirements for credit service organizations on submitting disputes to debt collectors and written communications to a credit reporting agency or data furnisher. 04/14/2022 1:00 P.M. 2 minute read The California Assembly Committee on Privacy and Consumer Protection will meet for a hearing April 19 for a reading of a bill amending […]

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Tescher v. Experian Info. Sols: Court Denies Credit Furnisher’s Motion to Dismiss FCRA Claims that Alleged Its Investigation Was Insufficient

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Certain issues, such as the reasonableness of a furnisher’s investigation into a consumer’s dispute, are fact-intensive. Information about the precise nature of the furnisher’s investigation is uniquely in the hands of the furnisher and so a consumer cannot be expected to have much more information about the reasonableness of the investigation at the early stages […]

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