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Are HOA Debts Subject to the FDCPA?

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The FDCPA covers a broad range of debts, including past-due assessments or violation fines from a Homeowner Association if it works with a third-party collection agency. 08/30/2022 9:45 A.M. 3 minute read By Corrinne R. Viola The Fair Debt Collection Practices Act is a federal law that establishes protection for consumers from abusive debt collection […]

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Cooper v. Retrieval-Masters Creditors Bureau: 7th Circuit Holds That Rule 68 Does Not Apply to Oral Settlement Offers

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A consumer appealed the district court’s de minimis award of attorney’s fees claiming that the court erred by not considering the attorney’s work that occurred after the consumer’s refusal of an oral settlement offer. 08/01/2022 5: 15 P.M. 4.5 minute read Cooper v. Retrieval-Masters Creditors Bureau, Inc., No. 18-2358, 2022 WL 3009480 (7th Cir. July […]

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Chuluunbat v. Weltman, Weinberg & Reis: 7th Circuit Finds District Court Erred in Dismissing Consumer’s Case for Lack of Article III Standing

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A consumer’s credit card debt was reduced to judgment. A debt collector attempted to collect on the judgment, but failed to mention in its letter to the consumer that the debt was reduced to judgment and was accruing interest. The consumer sued and the court dismissed his case for lack of standing. The consumer appealed […]

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