Commercial Insurance

Collectors Insurance Agency's Insurance Unit is fully staffed with licensed professionals that function as an extension of your business. In addition to your day-to-day needs and 24 hour turn-around for certificates of insurance, they provide assistance with your applications; a pro-active review of your losses and corrective measures; a review of your client's contractual insurance requirements; coverage audits; and exposure analysis of your outside-the-box professional services.

For a more comprehensive look at the following insurance program, see Resources and Forms

Program participation benefits you and the industry.  You are provided a strong carrier with a long-term investment, competitive pricing, applicable coverage and continuity, a dedicated claims team and defense panel, the shelter of a group and your participation as a selling point to your clients.  Your industry benefits as program claim trends pinpoint where additional compliance is needed.  This results in a reduction in claims and complaints which, in turn, provides a positive story to share with legislators and regulators.

Address the exposures making headlines and impacting businesses of all sizes every day.  From cyber risks to employment practices, we’ve made these solutions readily available to round-off your commercial insurance portfolio.

Crime coverage is imperative to the collection industry directly insuring your money and the money your clients have placed in your care, custody and control.  Be prepared to assure both clients and prospects that you’ve taken steps to guard against employee dishonesty, forgery or alteration, and computer fraud.  This vital coverage is available as a stand-alone policy or as a package with your Errors & Omissions.

Includes coverage found nowhere else. Group buying power has enabled us to negotiate the inclusion of personal injury in this policy’s general liability coverage.  Combined with property and business income protection, this policy is an absolute must for your insurance portfolio.

Meeting statutory requirements is only one aspect of this program.  Offered in conjunction with the Business Owners’ Policy, it centralizes your service needs and provides you with loss prevention resources usually available to larger companies only.

An affordable way to extend the liability limits on your Business Owners’, Commercial Auto and Employers’ Liability (Work Comp) policies enabling you to meet the ever-increasing contractual insurance requirements of your clients and prospects.  This is a stand-alone policy sold in conjunction with the Business Owners’ Policy.

Contact our helpful staff at or call (952) 926-6547,

Coverage descriptions are for informational purposes only. Upon receipt, the policy contract must be reviewed in its entirety. The policy language will govern in the event of a loss.

Participation in ACA's insurance program is subject to eligibility determined by the application process and membership status.

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