Guide to State Collection Laws & Practices - Printed

Printed Binder Version

Minimize your liability with a subscription to ACA's Guide to State Collection Laws & Practices. The full 50-state, print version (plus District of Columbia and U.S. territories) features one-year of access and quarterly updates sent directly to you.

Please see below to watch a short video on ACA's State Guide

This guide provides a comprehensive summary of the laws and regulations that apply to collection practices and also provides access to state information such as:

• Interstate Collections
• First Party Collections
• Commercial Collections
• Attorney Licensing
• Purchaser Licensing
• Garnishment
• Right of Assignment
• Adding Fees
• Employee Monitoring
• Automated Dialing and Announcing Devices (ADADs)
• Contact/Fee Information
• Interstate Collections
• Additional Resources

The state sections also cover:

• Licensing or registration.
• Bond requirements.
• Trust accounts.
• Statutory regulatory requirements.
• Debt responsibilities.
• Resident office requirements.
• Requirement for communications.
• Exemption for out-of-state agencies or others.
• Legal age.
• Statutes of limitation for civil actions.

This printed copy does not come with an electronic copy of the book. For an electronic copy of this guide featuring monthly updates, visit the store listing for the electronic version.

Important Note: For your convenience, after the one-year initial purchase, you will be automatically billed for another year-long subscription of quarterly print updates unless ACA is otherwise notified. You will have 30 days to remit payment before your subscription expires.