Minimize your liability with a subscription to ACA's Guide to State Collection Laws & Practices. The full 50-state, print version (plus District of Columbia and U.S. territories) features one-year of access and quarterly updates sent directly to you.
Please see below to watch a short video on ACA's State Guide
This guide provides a comprehensive summary of the laws and regulations that apply to collection practices and also provides access to state information such as:
Interstate Collections
First Party Collections
Commercial Collections
Attorney Licensing
Purchaser Licensing
Garnishment
Right of Assignment
Adding Fees
Employee Monitoring
Automated Dialing and Announcing Devices (ADADs)
Contact/Fee Information
Interstate Collections
Additional Resources
The state sections also cover:
Licensing or registration.
Bond requirements.
Trust accounts.
Statutory regulatory requirements.
Debt responsibilities.
Resident office requirements.
Requirement for communications.
Exemption for out-of-state agencies or others.
Legal age.
Statutes of limitation for civil actions.
This printed copy does not come with an electronic copy of the book. For an electronic copy of this guide featuring monthly updates, visit the store listing for the electronic version.
Important Note: For your convenience, after the one-year initial purchase, you will be automatically billed for another year-long subscription of quarterly print updates unless ACA is otherwise notified. You will have 30 days to remit payment before your subscription expires.
