Guide to State Collection Laws & Practices - Electronic

Electronic On-Line Access

Minimize your liability with a subscription to ACA's Guide to State Collection Laws & Practices. The full 50-state, electronic version (plus District of Columbia and U.S. territories) features one-year of access and monthly updates sent via e-mail.

This guide provides a comprehensive summary of the laws and regulations that apply to collection practices and also provides access to state information such as:

• Interstate Collections
• First Party Collections
• Commercial Collections
• Attorney Licensing
• Purchaser Licensing
• Garnishment
• Right of Assignment
• Adding Fees
• Employee Monitoring
• Automated Dialing and Announcing Devices (ADADs)
• Contact/Fee Information
• Interstate Collections
• Additional Resources

The state sections also cover:

• Licensing or registration.
• Bond requirements.
• Trust accounts.
• Statutory regulatory requirements.
• Debt responsibilities.
• Resident office requirements.
• Requirement for communications.
• Exemption for out-of-state agencies or others.
• Legal age.
• Statutes of limitation for civil actions.

Collecting in only one or two states?
Subscribe to a single state, a few states, or all 50 states, including the District of Columbia and U.S. territories. (Individual states available in electronic format only.)

Important Note: For your convenience, after one year initial access, you will be automatically billed for another year-long subscription of online access unless ACA is otherwise notified. You will have 30 days to remit payment before your subscription expires. You cannot renew online.

This electronic reference does not come with a hard copy of the book, but you may print any of the sections from the electronic version. A hard copy of this guide is available under the listing ACA's Guide to State Collection Laws and Practices, print version.