FCRA and TCPA Compliance Guides for Debt Collection

Enjoy a year's access to the electronic eBook versions of ACA's FCRA and TCPA Compliance Guides for Debt Collection, which are updated as needed.

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FCRA and TCPA Compliance Guides for Debt Collection

Available in electronic eBook access version only.

Save on ACA's newest subscriptions when you buy them together.


This go-to guide is a vital source of knowledge-in a new e-book format-with up-to-date details about the underlying regulations that are most pertinent to the business practices of furnishers of information and users of consumer reports.

The new ACA International Compliance Guide for Debt Collection is available now and features important information on the relevant regulatory guidance, court decisions, and consumer reporting agency reforms impacting furnishers of consumer information.

Please see the Table of Contents for your reference.


ACA's new eBook subscription version of the Telephone Consumer Protection Act (TCPA) compliance guide is available NOW! This guide is a critical source of knowledge which addresses restrictions regarding the use of automatic telephone dialing systems, artificial and prerecorded messages, fax machines and caller ID.

This guide contains crucial information that will make complying with the TCPA easier. Stay current with ACA's regular updates, so you'll always be "in the know" and have the latest version!

Here are some of the highlights and updates of this newly released eBook edition:

  • Up-to-date information on the FCC's 2015 ruling and its implications for debt collection calls to wireless and residential lines.
  • New chapter provides an in-depth analysis of the definition of an automatic telephone dialing system (ATDS) and the FCC's expansive interpretation of the term.
  • Revised chapters take a fresh look at consent requirements for reassigned numbers, ported numbers, wrong-party calls and the FCC's limited safe harbor.
  • Revised chapter on risk assessment and practical considerations takes into consideration the 2015 FCC ruling.
  • Updated court decisions throughout.

Please see the Table of Contents for your reference.

Buy them together and save!

These versions of the Guides are available exclusively by subscription in e-book format. This format ensures current information easily accessible on a computer, tablet and mobile device and lets readers browse through chapters to quickly find needed information.

The FCRA and TCPA Compliance Guides for Debt Collection are available to all credit and collection professionals, regardless of ACA membership, although members can receive the guide at a discounted rate. If you are not a member of ACA International, visit our membership page for more information on joining the association.

If you're using a desktop computer, you will likely need to download Adobe Digital Editions, which is free software from Adobe. You're likely familiar with Adobe Reader for reading PDF files. Adobe Digital Editions reads EPUB files.

Important Note: These guides feature one year of access and frequent updates as needed. For your convenience, after one year initial access, you will be automatically billed for another year-long subscription unless ACA is otherwise notified. You will have 30 days to remit payment before your subscription expires. Also, these electronic references do not come with hard copies of the books, but you may print any of the sections from the electronic eBook versions.