A summary of recent top FCRA, TCPA and FDCPA cases from ACA. Editor’s note: This article is available for members only.
11/24/2021 1:30 PM
Each week, ACA International’s compliance team covers relevant case summaries for ACA members. Members may also submit cases for consideration to our compliance team at [email protected].
Here are the cases covered November 22 – November 24:
November 23
Hutchins v. Mountain Run: Court Socks Collector with $360K Damages Award After Default
A collector failed to make an appearance in an action alleging violations of the FCRA and the FDCPA after allegedly failing to correct an inaccurate debt on a consumer’s credit report. The court found the consumer’s allegations were deemed to be true and were sufficient to support a substantial award of damages. The court awarded the consumer $180,000 in compensatory damages of under the FCRA and the FDCPA and $180,000 in punitive damages based on the collector’s “reprehensible conduct.
Continue reading the summary here.
Thompson v. Dealer Renewal Services: Court Awards $221,500 Default Judgment in TCPA Case
A Texas district court awarded a plaintiff a default judgment in the amount of $221,500 for alleged violations of the TCPA and Texas state law.
Continue reading the summary here.
Bogatschow v. CF Medical: Letter was a Communication Sent in Connection with the Collection of a Debt
The consumer received a collection letter for a medical bill he claimed was paid by his insurance. The debt collector claims that the letter at issue was not a collection letter, but a verification letter sent in response to the consumer’s dispute. The debt collector moved for summary judgment on the consumer’s FDCPA claims.
Continue reading the summary here.
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