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ACA Updates SearchPoint® Documents on Reg F and Debt Buyers


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The updates focus on disputes and Reg F and adding debt buyers to definition of a debt collector. Editor’s note: This article is available for members only.

8/26/2021 8:00

ACA International’s compliance department has updated the following ACA SearchPoint® documents available for members:

Disputes: Duties of Debt Collectors under the FDCPA and FCRA (#3014) – Added new information regarding Regulation F and duplicative disputes and reviewed for accuracy.

State Operational Definitions for Debt Collector and Debt (#2030); Updated Minnesota section to include debt buyers in the definition of debt collector.

State Licensing Requirements for Debt Purchasers (#4553); Updated Minnesota section to include debt buyers in the definition of collection agency.

State Interest Rates (#2015); Updated link for Minnesota 2021 rate schedule and updated corporate rate for Missouri.

ACA members may access the latest compliance-related documents via the ACA’s SearchPoint® library. Members must be logged in to the website to access ACA SearchPoint documents.

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