Creditor Membership

The credit professional’s source for credit and collection related trends, information, training, networking opportunities and more. ACA International recognizes credit professionals share much with the collection industry while also having unique needs. ACA gives these individuals a place to further their interests and shape the credit industry. Visit the Benefits of Membership for Creditors page to learn more about how joining ACA can benefit you and your company.

Creditor Member Application

Whether you join as an individual or an organization, this membership is for those in first-party debt collection and credit management, holding positions such as chief financial officer, credit specialists, managers, lenders, credit union executives, risk managers and other positions on the front end of the credit cycle.

Membership Structure and Dues:

Membership LevelMembership FeesTotal
Individual MembershipDues = $305 + IAP** = $100$405
Tier 1 (2-24)Dues = $610 + IAP** = $200$810
Tier 2 (25-99)Dues = $1,729 + IAP** = $450$2,179
Tier 3 (100+)Dues = $3,560 + IAP** = $900$4,460

**The Industry Advancement Program assessment is paid by all members. The industry favorable laws and precedent setting court decisions ACA obtains through the IAP in the
US impact, in turn, global credit and collection trends and laws, and help protect the long term viability of the industry. 

Additional Resources:

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Questions? Contact Member Services via memberservices@acainternational.org or by calling (800) 269-1607 or +1(952) 926-6547 and press zero.

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