BCFP Resource CenterList of proposed rules, proposed policies, requests for information, and other comment requests issued by the BCFP relevant to the debt collection industry.

Proposals and Requests for Comments

In order to obtain feedback from the interested parties, the BCFP solicits comment on a variety of proposals.  The BCFP also seeks information from stakeholders to help shape its understanding of a particular issue or industry practice through a request for comment.  Below is a list of proposed rules, proposed policies, RFIs, and other comment requests issued by the BCFP that are relevant to the debt collection industry.

• Series of BCFP Requests for Information: An Examination of the BCFP’s Processes (Ongoing)
• Request for Information: Consumer Credit Card Market (March 2017)
• Request for Information: Consumer Access to Digital Financial Record (November 2016)
• PRA Request: Consumer Complaint Closing Survey (August 1, 2016)
• Notice of Proposed Rulemaking: Disclosure of Confidential Information (August 24, 2016)
• Notice of Proposed Rulemaking: Payday Lending (July 22, 2016)
• Request for Information: Payday Lending (July 22, 2016)
• Request for Information: Student Borrower Communications (May 3, 2016)
• Notice of Proposed Rulemaking: Arbitration (May 24, 2016)
• Request for Information: Data Normalization in the Consumer Complaint Database (June 30, 2015)
• Request for Information: Student Loan Servicing (May 21, 2015)
• Request for Information: Consumer Complaint Database and Positive Feedback (March 24, 2015)
• Request for Information: Consumer Credit Card Market (March 19, 2015)
• PRA Request: Consumer Response Intake Form (December 29, 2014)
• PRA Request: Company Portal Boarding Form (December 4, 2014)
• Proposed Policy: No-Action Letters (October 16, 2014)
• Proposed Policy: Consumer Complaint Narrative Data (August 4, 2014)
• PRA Request: Debt Collection Survey from the Consumer Credit Panel (March 7, 2014)
• Advance Notice of Proposed Rulemaking: Debt Collection (January 14, 2014)
• Proposed Rules: Procedures for NonBanks Supervision (May 25, 2012)
• Request for Information: Pre-dispute Arbitration Agreements (April 27, 2012)
• PRA Request: Compliance Costs of Effects of Regulation (May 15, 2012)
• Proposed Rule: Defining Consumer Debt Collection and Consumer Reporting Larger Participants (February 17, 2012)