Board of Directors
ACA’s Board of Directors governs the property, affairs, activities, and concerns of the association.
ACA International is governed by its Council of Delegates and Board of Directors. Much of the association’s critical work is accomplished through member committees. ACA has a variety of key governing documents, including a strategic plan, Bylaws, and Standard Operating Procedures.

Kevin M. Baich is the vice president of Day Knight & Associates in Ballwin, Missouri. He currently serves as ACA’s president. After a 20-plus-year career in the retail industry, in 2000 Baich entered the accounts receivable management industry through a California-based company before helping launch Day Knight & Associates, a firm that specializes in medical debt collections. A passionate advocate for the accounts receivable management industry, Baich understands the importance of talking with legislators. Baich is an active ACA member and has chaired and served on several committees. He has earned ACA’s Scholar designation and served on the board of the Missouri Collectors Association, including several terms as treasurer. Baich was elected to ACA’s board in 2016 and reelected in 2019, and served as ACA treasurer and president-elect.
Courtney Reynaud is president of Creditors Bureau USA in Fresno, California, and is the third generation to own and operate her company. Her professional experience is rooted in the health care industry, with a special understanding of law and consumer rights. Reynaud has served in various capacities on the board of the California Association of Collectors, including terms as president, vice president, treasurer and member at large. She continues to serve in an active role on the state legislative committee. Reynaud worked on ACA’s Council of Delegates from 2016-2019 and was elected to the ACA Board of Directors in 2019. She has earned ACA’s Credit and Collection Compliance Officer, Healthcare Collection Management, Professional Collection Specialist, Scholar and Trainer Specialist Program designations. She was named one of the Top 20 Most Powerful Women in Collections and Top Woman Leader in the Accounts Receivable Industry by Collection Advisor/Receivables Advisor.
David Williams is president of Williams and Fudge Inc. in Rock Hill, South Carolina. Williams, a second-generation collector, is an active member of the South Carolina Collectors Association, having participated in the unit’s board in multiple roles, including a term as president. Williams joined ACA’s Council of Delegates in 2012 and was elected to the board in 2018. He served as chair of ACA’s ACPAC Committee and was a valuable member of ACA’s Dues Task Force and Advocacy Committee. He has earned ACA’s Professional Collection Specialist, Fellow and Scholar designations. In 2018 he won ACA’s Harry Strausser Jr. ACPAC Ambassador Award and in 2010 he won ACA’s Kurt Swersky Award. Williams serves on many local boards as well, including the Rock Hill Sports Commission, York Technical College Foundation, Rock Hill Economic Development Corporation and the executive team building Miracle Park, the largest park in the world for people of all abilities.
Dennis J. Barton III is the owner of the Barton Law Group, the collection firm for Missouri and Illinois. Barton files collection lawsuits on behalf of agencies and creditors throughout the states of — one more time — Missouri and Illinois. Barton is a member of ACA International’s Board of Directors, past president of the Missouri Unit, Missouri’s State Compliance Chair, a designated Credit and Collection Compliance Attorney, and the 2020 ACA Certified Instructor of Year.