Credit and Collection Industry News - ACA International http://www.acainternational.org ACA International - An international trade association of credit and collection professionals. en-us Wed, 29 Jul 2015 04:00:00 GMT NEWS: Conference Board Consumer Confidence Index Declines http://www.acainternational.org/news-conference-board-consumer-confidence-index-declines-36428.aspx?rssfeed=1 http://www.acainternational.org/news-conference-board-consumer-confidence-index-declines-36428.aspx Tue, 28 Jul 2015 12:47:00 GMT News The change is based on a decline in consumers’ short term expectations related to the labor market and business conditions. HEALTHCARE COLLECTIONS: CMS and AMA Release Clarifications on ICD-10 Guidance http://www.acainternational.org/healthcaremarket-cms-and-ama-release-clarifications-on-icd-10-guidance-36427.aspx?rssfeed=1 http://www.acainternational.org/healthcaremarket-cms-and-ama-release-clarifications-on-icd-10-guidance-36427.aspx Tue, 28 Jul 2015 12:36:00 GMT Healthcare Collections The information includes responses to commonly asked questions from healthcare providers regarding the updated medical diagnosis codes taking effect Oct. 1. GOVERNMENT AFFAIRS: House and Senate Committees Approve Fiscal Bills Including Changes for CFPB http://www.acainternational.org/governmentaffairs-house-and-senate-committees-approve-fiscal-bills-including-changes-for-cfpb-36425.aspx?rssfeed=1 http://www.acainternational.org/governmentaffairs-house-and-senate-committees-approve-fiscal-bills-including-changes-for-cfpb-36425.aspx Tue, 28 Jul 2015 10:14:00 GMT Government Affairs The changes include funding through the Congressional appropriations process instead of the Federal Reserve and a five-member commission that would lead the Bureau. NEWS: Appeals Court Reopens Lawsuit Against CFPB http://www.acainternational.org/news-appeals-court-reopens-lawsuit-against-cfpb-36423.aspx?rssfeed=1 http://www.acainternational.org/news-appeals-court-reopens-lawsuit-against-cfpb-36423.aspx Mon, 27 Jul 2015 15:24:00 GMT News The decision allows a case from State National Bank in Texas challenging the constitutionality of the Consumer Financial Protection Bureau to move forward. GOVERNMENT AFFAIRS: Operation Choke Point Bill Set for Committee Mark Up http://www.acainternational.org/governmentaffairs-operation-choke-point-bill-set-for-committee-mark-up-36422.aspx?rssfeed=1 http://www.acainternational.org/governmentaffairs-operation-choke-point-bill-set-for-committee-mark-up-36422.aspx Mon, 27 Jul 2015 12:27:00 GMT Government Affairs The House Financial Services Committee will review U.S. Rep. Blaine Luetkemeyer’s proposal to end the FDIC and DOJ program during a hearing on July 28. GOVERNMENT AFFAIRS: House Financial Services Committee Holds Final Dodd-Frank Anniversary Hearing http://www.acainternational.org/governmentaffairs-house-financial-services-committee-holds-final-dodd-frank-anniversary-hearing-36421.aspx?rssfeed=1 http://www.acainternational.org/governmentaffairs-house-financial-services-committee-holds-final-dodd-frank-anniversary-hearing-36421.aspx Mon, 27 Jul 2015 12:11:00 GMT Government Affairs The July 28 hearing focuses on specific provisions of the law and its impact on economic prosperity in the U.S. CREDITORS: Credit Card Debt Burdens Vary Across Largest 25 Cities in the U.S. http://www.acainternational.org/creditors-credit-card-debt-burdens-vary-across-largest-25-cities-in-the-us-36420.aspx?rssfeed=1 http://www.acainternational.org/creditors-credit-card-debt-burdens-vary-across-largest-25-cities-in-the-us-36420.aspx Mon, 27 Jul 2015 10:16:00 GMT Creditors From Washington D.C. to San Antonio, Creditcards.com recently reviewed debt, income and unemployment rates to determine residents’ patterns for paying their credit card balances. HEALTHCARE COLLECTIONS: Report: Satisfaction Gap Between Traditional and Consumer-Driven Health Plans Narrows http://www.acainternational.org/healthcaremarket-report-satisfaction-gap-between-traditional-and-consumer-driven-health-plans-narrows-36414.aspx?rssfeed=1 http://www.acainternational.org/healthcaremarket-report-satisfaction-gap-between-traditional-and-consumer-driven-health-plans-narrows-36414.aspx Fri, 24 Jul 2015 10:00:00 GMT Healthcare Collections Findings from the Employee Benefit Research Institute show overall satisfaction with consumer-driven health plans, often including high deductibles, is trending upward. NEWS: ACA Hosts Two Seminars on Advanced Compliance http://www.acainternational.org/news-aca-hosts-two-seminars-on-advanced-compliance-36403.aspx?rssfeed=1 http://www.acainternational.org/news-aca-hosts-two-seminars-on-advanced-compliance-36403.aspx Fri, 24 Jul 2015 09:10:00 GMT News Certified Instructor Nick Jarman will lead the seminars on conducting risk assessments and controls and corrective actions Aug. 19 and 20. CFPB: CFPB Files Complaint Against Student Financial Aid Services, Inc. http://www.acainternational.org/cfpbarticle-cfpb-files-complaint-against-student-financial-aid-services-inc-36401.aspx?rssfeed=1 http://www.acainternational.org/cfpbarticle-cfpb-files-complaint-against-student-financial-aid-services-inc-36401.aspx Fri, 24 Jul 2015 08:52:00 GMT CFPB The company has settled the matter with the CFPB and agreed to pay $5.2 million in consumer relief. CFPB: Richard Cordray Talks CFPB Beginnings, Regulations and Enforcement on NPR http://www.acainternational.org/cfpbarticle-richard-cordray-talks-cfpb-beginnings-regulations-and-enforcement-on-npr-36393.aspx?rssfeed=1 http://www.acainternational.org/cfpbarticle-richard-cordray-talks-cfpb-beginnings-regulations-and-enforcement-on-npr-36393.aspx Thu, 23 Jul 2015 14:30:00 GMT CFPB The Bureau’s director also addressed its structure with a single director and funding process. GOVERNMENT AFFAIRS: The Costs of the Dodd-Frank Act for Financial Service Industries http://www.acainternational.org/governmentaffairs-the-costs-of-the-dodd-frank-act-for-financial-service-industries-36392.aspx?rssfeed=1 http://www.acainternational.org/governmentaffairs-the-costs-of-the-dodd-frank-act-for-financial-service-industries-36392.aspx Thu, 23 Jul 2015 10:45:00 GMT Government Affairs Researchers from the American Action Forum recently evaluated the costs of regulations implemented under the law and its impact on growth and employment in the financial services industry. NEWS: Philadelphia Fed Research Shows Impact of Student Loan Debt on Small Business Formation http://www.acainternational.org/news-philadelphia-fed-research-shows-impact-of-student-loan-debt-on-small-business-formation-36390.aspx?rssfeed=1 http://www.acainternational.org/news-philadelphia-fed-research-shows-impact-of-student-loan-debt-on-small-business-formation-36390.aspx Thu, 23 Jul 2015 10:30:00 GMT News Understanding the effect of increasing student debt on small business formation is critically important to policymakers, the Fed reports. CFPB: CFPB Names Meredith Fuchs as Acting Deputy Director http://www.acainternational.org/cfpbarticle-cfpb-names-meredith-fuchs-as-acting-deputy-director-36391.aspx?rssfeed=1 http://www.acainternational.org/cfpbarticle-cfpb-names-meredith-fuchs-as-acting-deputy-director-36391.aspx Thu, 23 Jul 2015 10:00:00 GMT CFPB Fuchs will replace current Deputy Director Steve Antonakes when his resignation takes effect this month. CREDITORS: National Consumer Credit Default Rates Increase in June 2015 http://www.acainternational.org/creditors-national-consumer-credit-default-rates-increase-in-june-2015-36384.aspx?rssfeed=1 http://www.acainternational.org/creditors-national-consumer-credit-default-rates-increase-in-june-2015-36384.aspx Thu, 23 Jul 2015 09:28:00 GMT Creditors Mortgage default rates increase while bank card defaults continue to decline. NEWS: Loomer-Mortenson Scholarship Winners Recognized at ACA Convention http://www.acainternational.org/news-loomer-mortenson-scholarship-winners-recognized-at-aca-convention-36386.aspx?rssfeed=1 http://www.acainternational.org/news-loomer-mortenson-scholarship-winners-recognized-at-aca-convention-36386.aspx Wed, 22 Jul 2015 15:52:00 GMT News The ACA International Education Foundation awarded a total of $10,000 to four college students. CFPB: CFPB Issues Consent Order Against Discover Bank for Student Loan Servicing Practices http://www.acainternational.org/cfpbarticle-cfpb-issues-consent-order-against-discover-bank-for-student-loan-servicing-practices-36387.aspx?rssfeed=1 http://www.acainternational.org/cfpbarticle-cfpb-issues-consent-order-against-discover-bank-for-student-loan-servicing-practices-36387.aspx Wed, 22 Jul 2015 15:51:00 GMT CFPB Discover agreed to the issuance of the consent order without admitting or denying the Bureau’s findings. NEWS: ACA’s New President Installed at Annual Convention http://www.acainternational.org/news-acas-new-president-installed-at-annual-convention-36385.aspx?rssfeed=1 http://www.acainternational.org/news-acas-new-president-installed-at-annual-convention-36385.aspx Wed, 22 Jul 2015 13:00:00 GMT News Jim Richards discussed plans to grow the association at his installment as part of Tuesday night’s President’s Closing Celebration. GOVERNMENT AFFAIRS: Department of Defense Issues Final Military Lending Rule http://www.acainternational.org/governmentaffairs-department-of-defense-issues-final-military-lending-rule-36383.aspx?rssfeed=1 http://www.acainternational.org/governmentaffairs-department-of-defense-issues-final-military-lending-rule-36383.aspx Wed, 22 Jul 2015 11:39:00 GMT Government Affairs The rule provides service members and their families several financial protections related to loans and consumer credit products. NEWS: David Elmore Joins Account Control Technology, Inc. as Vice President of Business Development http://www.acainternational.org/news-david-elmore-joins-account-control-technology-inc-as-vice-president-of-business-development-36382.aspx?rssfeed=1 http://www.acainternational.org/news-david-elmore-joins-account-control-technology-inc-as-vice-president-of-business-development-36382.aspx Wed, 22 Jul 2015 11:00:00 GMT News Former Experian account executive will serve consumer finance markets at ACA member company. NEWS: Alliance ACA Seeks Proposals http://www.acainternational.org/news-alliance-aca-seeks-proposals-36378.aspx?rssfeed=1 http://www.acainternational.org/news-alliance-aca-seeks-proposals-36378.aspx Wed, 22 Jul 2015 09:00:00 GMT News ACA is accepting proposals from vendors with pre-employment testing services and call analytics solutions by Aug. 31 NEWS: NACS Employees Organize Blood Drive after Shootings in Chattanooga http://www.acainternational.org/news-nacs-employees-organize-blood-drive-after-shootings-in-chattanooga-36381.aspx?rssfeed=1 http://www.acainternational.org/news-nacs-employees-organize-blood-drive-after-shootings-in-chattanooga-36381.aspx Tue, 21 Jul 2015 16:33:00 GMT News Community donation center thanks ACA member for their continued support. CFPB: CFPB Issues Consent Order and Penalty Against CitiBank for Credit Card Practices http://www.acainternational.org/cfpbarticle-cfpb-issues-consent-order-and-penalty-against-citibank-for-credit-card-practices-36377.aspx?rssfeed=1 http://www.acainternational.org/cfpbarticle-cfpb-issues-consent-order-and-penalty-against-citibank-for-credit-card-practices-36377.aspx Tue, 21 Jul 2015 12:24:00 GMT CFPB CitiBank has taken extensive steps to address each issue that affected customers. NEWS: Matt Laws Awarded Member of the Year at ACA’s Annual Convention http://www.acainternational.org/news-matt-laws-awarded-member-of-the-year-at-acas-annual-convention-36376.aspx?rssfeed=1 http://www.acainternational.org/news-matt-laws-awarded-member-of-the-year-at-acas-annual-convention-36376.aspx Tue, 21 Jul 2015 10:49:00 GMT News At an awards ceremony in conjunction with the 2015 Convention & Expo, ACA recognized members’ service to the credit and collection industry. GOVERNMENT AFFAIRS: U.S. Rep. Jeb Hensarling Speaks Out Against Dodd-Frank Act http://www.acainternational.org/governmentaffairs-us-rep-jeb-hensarling-speaks-out-against-dodd-frank-act-36375.aspx?rssfeed=1 http://www.acainternational.org/governmentaffairs-us-rep-jeb-hensarling-speaks-out-against-dodd-frank-act-36375.aspx Tue, 21 Jul 2015 10:44:00 GMT Government Affairs The chair of the House Financial Services Committee says the law is hurting small businesses and gives too much control to agencies such as the Consumer Financial Protection Bureau. NEWS: Report: Parent Income and Savings Become Top Sources of College Funding http://www.acainternational.org/news-report-parent-income-and-savings-become-top-sources-of-college-funding-36374.aspx?rssfeed=1 http://www.acainternational.org/news-report-parent-income-and-savings-become-top-sources-of-college-funding-36374.aspx Tue, 21 Jul 2015 09:00:00 GMT News A majority of families are not borrowing money for college and more students are working during the year to fund their education. NEWS: ACA Hosts Sold-Out Boston Brewery Tour http://www.acainternational.org/news-aca-hosts-sold-out-boston-brewery-tour-36372.aspx?rssfeed=1 http://www.acainternational.org/news-aca-hosts-sold-out-boston-brewery-tour-36372.aspx Tue, 21 Jul 2015 07:43:00 GMT News The social event at the annual Convention & Expo raised funds for ACA’s Political Administrative Fund. NEWS: TCPA and Tenacity the Focus of Day Two at ACA’s Annual Convention http://www.acainternational.org/news-tcpa-and-tenacity-the-focus-of-day-two-at-acas-annual-convention-36371.aspx?rssfeed=1 http://www.acainternational.org/news-tcpa-and-tenacity-the-focus-of-day-two-at-acas-annual-convention-36371.aspx Tue, 21 Jul 2015 07:14:00 GMT News Speakers addressed the changing regulatory landscape for the credit and collection industry. NEWS: National Service Bureau Inc. Appoints New Vice President of Market Development http://www.acainternational.org/news-national-service-bureau-inc-appoints-new-vice-president-of-market-development-36370.aspx?rssfeed=1 http://www.acainternational.org/news-national-service-bureau-inc-appoints-new-vice-president-of-market-development-36370.aspx Tue, 21 Jul 2015 07:09:00 GMT News ACA member welcomes experienced industry professional to expand its client base. NEWS: FDCPA and FCRA Year-to-Date Consumer Litigation Statistics Continue to Increase http://www.acainternational.org/news-fdcpa-and-fcra-year-to-date-consumer-litigation-statistics-continue-to-increase-36369.aspx?rssfeed=1 http://www.acainternational.org/news-fdcpa-and-fcra-year-to-date-consumer-litigation-statistics-continue-to-increase-36369.aspx Mon, 20 Jul 2015 11:51:00 GMT News Telephone Consumer Protection Act cases declined 5 percent last month compared to June 2014. Complaints to the CFPB increased from May to June this year. NEWS: USA Funds Sues U.S. Department of Education Over Requirements for Student Loan Guarantors http://www.acainternational.org/news-usa-funds-sues-us-department-of-education-over-requirements-for-student-loan-guarantors-36368.aspx?rssfeed=1 http://www.acainternational.org/news-usa-funds-sues-us-department-of-education-over-requirements-for-student-loan-guarantors-36368.aspx Mon, 20 Jul 2015 11:22:00 GMT News USA Funds spokesperson says the Ed. has changed its policy without any warning or public discussion. HEALTHCARE COLLECTIONS: Washington State Medical Lien Requirements Take Effect This Month http://www.acainternational.org/healthcaremarket-washington-state-medical-lien-requirements-take-effect-this-month-36351.aspx?rssfeed=1 http://www.acainternational.org/healthcaremarket-washington-state-medical-lien-requirements-take-effect-this-month-36351.aspx Mon, 20 Jul 2015 11:00:00 GMT Healthcare Collections The new law includes requirements for healthcare providers using medical liens in their billing practices. NEWS: ACA Board of Directors Elects New President and Treasurer http://www.acainternational.org/news-aca-board-of-directors-elects-new-president-and-treasurer-36363.aspx?rssfeed=1 http://www.acainternational.org/news-aca-board-of-directors-elects-new-president-and-treasurer-36363.aspx Mon, 20 Jul 2015 10:18:00 GMT News The new officers will serve during the 2015/2016 term. NEWS: ACA Council of Delegates Elects Five New Board Members http://www.acainternational.org/news-aca-council-of-delegates-elects-five-new-board-members-36364.aspx?rssfeed=1 http://www.acainternational.org/news-aca-council-of-delegates-elects-five-new-board-members-36364.aspx Mon, 20 Jul 2015 10:09:00 GMT News The council also passed three amendments to ACA’s bylaws by voice vote. NEWS: ACA’s 2015 Annual Convention & Expo Begins in Boston http://www.acainternational.org/news-acas-2015-annual-convention-expo-begins-in-boston-36365.aspx?rssfeed=1 http://www.acainternational.org/news-acas-2015-annual-convention-expo-begins-in-boston-36365.aspx Mon, 20 Jul 2015 09:53:00 GMT News About 1,200 people in the collection industry are gathered to attend educational sessions, professional forums and networking events. NEWS: BillingTree Survey Provides Snapshot of ARM Industry’s Compliance and Technology Concerns http://www.acainternational.org/news-billingtree-survey-provides-snapshot-of-arm-industrys-compliance-and-technology-concerns-36360.aspx?rssfeed=1 http://www.acainternational.org/news-billingtree-survey-provides-snapshot-of-arm-industrys-compliance-and-technology-concerns-36360.aspx Mon, 20 Jul 2015 09:00:00 GMT News David Yohe and Chad Probst presented findings from the 2015 Collection Agency Operations and Technology Survey at ACA International’s 2015 Convention & Expo. NEWS: Federal Trade Commission Announces Debt Collection Dialogue Events in Dallas and Atlanta http://www.acainternational.org/news-federal-trade-commission-announces-debt-collection-dialogue-events-in-dallas-and-atlanta-36361.aspx?rssfeed=1 http://www.acainternational.org/news-federal-trade-commission-announces-debt-collection-dialogue-events-in-dallas-and-atlanta-36361.aspx Fri, 17 Jul 2015 10:31:00 GMT News Representatives from the FTC, federal and state law enforcement agencies and debt collection industry leaders will participate in discussions during the events. CFPB: CFPB Deputy Director Announces Resignation http://www.acainternational.org/cfpbarticle-cfpb-deputy-director-announces-resignation-36359.aspx?rssfeed=1 http://www.acainternational.org/cfpbarticle-cfpb-deputy-director-announces-resignation-36359.aspx Fri, 17 Jul 2015 09:17:00 GMT CFPB Steven Antonakes joined the Bureau in 2010 after it was created under the Dodd-Frank Wall Street Reform and Consumer Protection Act. NEWS: ACA International Will Answer Big Questions about TCPA Compliance at Annual Convention http://www.acainternational.org/news-aca-international-will-answer-big-questions-about-tcpa-compliance-at-annual-convention-36358.aspx?rssfeed=1 http://www.acainternational.org/news-aca-international-will-answer-big-questions-about-tcpa-compliance-at-annual-convention-36358.aspx Fri, 17 Jul 2015 08:16:00 GMT News The 2015 Convention & Expo will feature a general session and TCPA Town Hall to prepare attendees for what’s next in TCPA regulations. NEWS: Spotlight on Legal Education Session: Recent Consumer Claims Analysis, Current “Hot” Claims, and What is Next on the Litigation Horizon http://www.acainternational.org/news-spotlight-on-legal-education-session-recent-consumer-claims-analysis-current-hot-claims-and-what-is-next-on-the-litigation-horizon-36355.aspx?rssfeed=1 http://www.acainternational.org/news-spotlight-on-legal-education-session-recent-consumer-claims-analysis-current-hot-claims-and-what-is-next-on-the-litigation-horizon-36355.aspx Thu, 16 Jul 2015 14:47:00 GMT News This session at the 2015 ACA International Convention & Expo includes two seasoned attorneys with extensive experience litigating and defending members of the credit and collection industry against consumer claims. NEWS: Spotlight on Legal Education Session: You Can Collect Out-of-Statute Debt http://www.acainternational.org/news-spotlight-on-legal-education-session-you-can-collect-out-of-statute-debt-36354.aspx?rssfeed=1 http://www.acainternational.org/news-spotlight-on-legal-education-session-you-can-collect-out-of-statute-debt-36354.aspx Thu, 16 Jul 2015 14:42:00 GMT News This session at the 2015 ACA International Convention & Expo features a highly experienced and practical attorney with specialized knowledge related to the legal issues surrounding the collection out-of-statute debt. NEWS: ACA Updates Interstate Chart SearchPoint http://www.acainternational.org/news-aca-updates-interstate-chart-searchpoint-36350.aspx?rssfeed=1 http://www.acainternational.org/news-aca-updates-interstate-chart-searchpoint-36350.aspx Thu, 16 Jul 2015 13:00:00 GMT News ACA members may access the latest compliance-related documents via ACA’s online SearchPoint library. CFPB: CFPB Focuses on Debt Collection in First Monthly Complaint Report http://www.acainternational.org/cfpbarticle-cfpb-focuses-on-debt-collection-in-first-monthly-complaint-report-36352.aspx?rssfeed=1 http://www.acainternational.org/cfpbarticle-cfpb-focuses-on-debt-collection-in-first-monthly-complaint-report-36352.aspx Thu, 16 Jul 2015 12:28:00 GMT CFPB The inaugural monthly complaint report also includes data for each state. In conjunction with the report, the Bureau is also seeking input on ways to enable the public to more easily understand company-level information and make comparisons. GOVERNMENT AFFAIRS: Ohio Senator Introduces Bill to Strengthen Credit Reporting Accuracy http://www.acainternational.org/governmentaffairs-ohio-senator-introduces-bill-to-strengthen-credit-reporting-accuracy-36353.aspx?rssfeed=1 http://www.acainternational.org/governmentaffairs-ohio-senator-introduces-bill-to-strengthen-credit-reporting-accuracy-36353.aspx Thu, 16 Jul 2015 12:20:00 GMT Government Affairs Sen. Sherrod Brown’s bill would require creditors to ensure that a debt discharged in bankruptcy shows a zero balance on the consumer’s credit report in an accurate and timely manner. NEWS: ACA International 2015 Convention & Expo Starts Sunday http://www.acainternational.org/news-aca-international-2015-convention-expo-starts-sunday-36347.aspx?rssfeed=1 http://www.acainternational.org/news-aca-international-2015-convention-expo-starts-sunday-36347.aspx Thu, 16 Jul 2015 11:20:00 GMT News ACA’s premier event of the year, July 19-21, includes educational sessions on the latest trends and requirements in the industry, networking, inspirational speeches and fun ways to explore the city of Boston. NEWS: Consumers Cautiously Optimistic about the U.S. Economy Outlook http://www.acainternational.org/news-consumers-cautiously-optimistic-about-the-us-economy-outlook-36337.aspx?rssfeed=1 http://www.acainternational.org/news-consumers-cautiously-optimistic-about-the-us-economy-outlook-36337.aspx Thu, 16 Jul 2015 11:00:00 GMT News The Federal Reserve Bank of New York’s Survey of Consumer Expectations, in its second year, shows increase in median earnings growth and household spending growth expectations. NEWS: Battle Against the FCC’s TCPA Declaratory Ruling and Order Has Just Begun http://www.acainternational.org/news-battle-against-the-fccs-tcpa-declaratory-ruling-and-order-has-just-begun-36345.aspx?rssfeed=1 http://www.acainternational.org/news-battle-against-the-fccs-tcpa-declaratory-ruling-and-order-has-just-begun-36345.aspx Wed, 15 Jul 2015 16:00:00 GMT News Following ACA’s lead, two more organizations sue over the FCC’s TCPA ruling. NEWS: Recording of TCPA and Your Business Teleseminar Available Now http://www.acainternational.org/news-recording-of-tcpa-and-your-business-teleseminar-available-now-36342.aspx?rssfeed=1 http://www.acainternational.org/news-recording-of-tcpa-and-your-business-teleseminar-available-now-36342.aspx Wed, 15 Jul 2015 13:52:00 GMT News The comprehensive and in-depth analysis of the Federal Communications Commission ruling and clarifications on the TCPA includes critical information to ensure compliance with the new ruling. CFPB: Senators Question CFPB Director about Data Collection Initiatives http://www.acainternational.org/cfpbarticle-senators-question-cfpb-director-about-data-collection-initiatives-36340.aspx?rssfeed=1 http://www.acainternational.org/cfpbarticle-senators-question-cfpb-director-about-data-collection-initiatives-36340.aspx Wed, 15 Jul 2015 13:10:00 GMT CFPB At a hearing about the CFPB’s semi-annual report, Director Richard Cordray testified about the CFPB’s consumer complaint database. NEWS: Federal Court Denies Law Firm’s Motion to Dismiss CFPB Lawsuit http://www.acainternational.org/news-federal-court-denies-law-firms-motion-to-dismiss-cfpb-lawsuit-36338.aspx?rssfeed=1 http://www.acainternational.org/news-federal-court-denies-law-firms-motion-to-dismiss-cfpb-lawsuit-36338.aspx Wed, 15 Jul 2015 12:40:00 GMT News FJ Hanna responds that “This is just one step in what will be a very long process.” NEWS: ACA Member Obituary: Martin M. Katz http://www.acainternational.org/news-aca-member-obituary-martin-m-katz-36339.aspx?rssfeed=1 http://www.acainternational.org/news-aca-member-obituary-martin-m-katz-36339.aspx Wed, 15 Jul 2015 10:30:00 GMT News Katz was part of ACA member company GC Services Limited Partnership for many years. CFPB: ACA Submits Comments to Inform the CFPB’s Inquiry into the Student Loan Servicing Market http://www.acainternational.org/cfpbarticle-aca-submits-comments-to-inform-the-cfpbs-inquiry-into-the-student-loan-servicing-market-36335.aspx?rssfeed=1 http://www.acainternational.org/cfpbarticle-aca-submits-comments-to-inform-the-cfpbs-inquiry-into-the-student-loan-servicing-market-36335.aspx Tue, 14 Jul 2015 16:38:00 GMT CFPB ACA provided insights into the importance of using modern technology to increase effective communication between student loan debt collectors and borrowers, and how the current legal and regulatory landscape creates harmful barriers that impair such communication. NEWS: ACA Schedules Second TCPA Teleseminar to Accommodate Record-Breaking Crowds http://www.acainternational.org/news-aca-schedules-second-tcpa-teleseminar-to-accommodate-record-breaking-crowds-36333.aspx?rssfeed=1 http://www.acainternational.org/news-aca-schedules-second-tcpa-teleseminar-to-accommodate-record-breaking-crowds-36333.aspx Tue, 14 Jul 2015 13:37:00 GMT News Space is going fast for the July 15 teleseminar TCPA and Your Business: Understanding the Recent FCC Ruling. NEWS: Spotlight on Legal Education Session: TCPA and the Law http://www.acainternational.org/news-spotlight-on-legal-education-session-tcpa-and-the-law-36332.aspx?rssfeed=1 http://www.acainternational.org/news-spotlight-on-legal-education-session-tcpa-and-the-law-36332.aspx Tue, 14 Jul 2015 13:34:00 GMT News The session at the 2015 ACA International Convention & Expo includes presentations by two seasoned attorneys with extensive experience defending individual and class action TCPA lawsuits. NEWS: New York Fed Issues Report on Credit Supply and Tuition Increases http://www.acainternational.org/news-new-york-fed-issues-report-on-credit-supply-and-tuition-increases-36328.aspx?rssfeed=1 http://www.acainternational.org/news-new-york-fed-issues-report-on-credit-supply-and-tuition-increases-36328.aspx Tue, 14 Jul 2015 10:44:00 GMT News More people are taking out student loans, and the impact on college tuition could mirror trends from the housing boom in 2002-2006. NEWS: Department of Education and Corinthian Student Committee Reach Debt Relief Agreement http://www.acainternational.org/news-department-of-education-and-corinthian-student-committee-reach-debt-relief-agreement-36330.aspx?rssfeed=1 http://www.acainternational.org/news-department-of-education-and-corinthian-student-committee-reach-debt-relief-agreement-36330.aspx Tue, 14 Jul 2015 10:32:00 GMT News The Student Committee has withdrawn its motion for a court-ordered stay of collection efforts on all Corinthian student loan debt. NEWS: New York Fed Releases Overview of U.S. Economy http://www.acainternational.org/news-new-york-fed-releases-overview-of-us-economy-36329.aspx?rssfeed=1 http://www.acainternational.org/news-new-york-fed-releases-overview-of-us-economy-36329.aspx Tue, 14 Jul 2015 09:41:00 GMT News The U.S. Economy in a Snapshot report shows an increase in consumer confidence and spending. GOVERNMENT AFFAIRS: DOJ Responds to Professional Misconduct Concerns Regarding Operation Choke Point http://www.acainternational.org/governmentaffairs-doj-responds-to-professional-misconduct-concerns-regarding-operation-choke-point-36327.aspx?rssfeed=1 http://www.acainternational.org/governmentaffairs-doj-responds-to-professional-misconduct-concerns-regarding-operation-choke-point-36327.aspx Tue, 14 Jul 2015 08:46:00 GMT Government Affairs The Department of Justice denies that its attorneys intentionally used Operation Choke Point to target certain lawful businesses. NEWS: ACA Member Obituary: David M. McDermott http://www.acainternational.org/news-aca-member-obituary-david-m-mcdermott-36326.aspx?rssfeed=1 http://www.acainternational.org/news-aca-member-obituary-david-m-mcdermott-36326.aspx Tue, 14 Jul 2015 08:43:00 GMT News McDermott was active in the New York Collector’s Association and Interstate Committee. REPORTERS: ACA International Files Lawsuit against FCC Citing that a Recent Ruling on the Telephone Consumer Protection Act Is at Odds with the Original Intent of the Law http://www.acainternational.org/reporters-aca-international-files-lawsuit-against-fcc-citing-that-a-recent-ruling-on-the-telephone-consumer-protection-act-is-at-odds-with-the-original-intent-of-the-law-36323.aspx?rssfeed=1 http://www.acainternational.org/reporters-aca-international-files-lawsuit-against-fcc-citing-that-a-recent-ruling-on-the-telephone-consumer-protection-act-is-at-odds-with-the-original-intent-of-the-law-36323.aspx Mon, 13 Jul 2015 18:40:00 GMT Reporters ACA International has been at the forefront of a long-time effort to clarify application and enforcement of the TCPA so that businesses can successfully comply NEWS: ACA Schedules Repeat of TCPA and Your Business: Understanding the Recent FCC Ruling http://www.acainternational.org/news-aca-schedules-repeat-of-tcpa-and-your-business-understanding-the-recent-fcc-ruling-36322.aspx?rssfeed=1 http://www.acainternational.org/news-aca-schedules-repeat-of-tcpa-and-your-business-understanding-the-recent-fcc-ruling-36322.aspx Mon, 13 Jul 2015 16:28:00 GMT News Due to high attendance, ACA International has scheduled a second comprehensive members-only seminar on Wednesday, July 15 to provide an in-depth analysis of the ruling. GOVERNMENT AFFAIRS: Senate Democrats Urge CFPB to Write Small-Business Loan Reporting Rule http://www.acainternational.org/governmentaffairs-senate-democrats-urge-cfpb-to-write-small-business-loan-reporting-rule-36321.aspx?rssfeed=1 http://www.acainternational.org/governmentaffairs-senate-democrats-urge-cfpb-to-write-small-business-loan-reporting-rule-36321.aspx Mon, 13 Jul 2015 13:50:00 GMT Government Affairs In a letter to the CFPB, 19 senators said the lack of public data makes it hard to gauge enforcement of fair lending laws. CREDITORS: Study: Credit Card Issuers Focus on Customers with Existing Debt http://www.acainternational.org/creditors-study-credit-card-issuers-focus-on-customers-with-existing-debt-36307.aspx?rssfeed=1 http://www.acainternational.org/creditors-study-credit-card-issuers-focus-on-customers-with-existing-debt-36307.aspx Mon, 13 Jul 2015 11:23:00 GMT Creditors CardHub’s 2015 Credit Card Landscape report shows balance transfers are increasingly profitable for issuers as interest rates rise. The increase in interest rates is generating more consumer complaints in the second quarter. NEWS: Consumer Borrowing Increases in May http://www.acainternational.org/news-consumer-borrowing-increases-in-may-36303.aspx?rssfeed=1 http://www.acainternational.org/news-consumer-borrowing-increases-in-may-36303.aspx Mon, 13 Jul 2015 10:00:00 GMT News The Federal Reserve’s latest consumer credit report shows the rate of borrowing for auto and student loans in May surpassed borrowing for credit card purchases. NEWS: Update: Nearly 2,000 Participate in ACA’s Grassroots Effort to End Operation Choke Point http://www.acainternational.org/news-update-nearly-2000-participate-in-acas-grassroots-effort-to-end-operation-choke-point-36297.aspx?rssfeed=1 http://www.acainternational.org/news-update-nearly-2000-participate-in-acas-grassroots-effort-to-end-operation-choke-point-36297.aspx Fri, 10 Jul 2015 11:19:00 GMT News ACA International’s email form is still available for members to easily forward a letter to their member of Congress and keep the campaign against the FDIC and DOJ program going. GOVERNMENT AFFAIRS: House Financial Services Committee Starts Series of Hearings on Dodd-Frank Act http://www.acainternational.org/governmentaffairs-house-financial-services-committee-starts-series-of-hearings-on-dodd-frank-act-36296.aspx?rssfeed=1 http://www.acainternational.org/governmentaffairs-house-financial-services-committee-starts-series-of-hearings-on-dodd-frank-act-36296.aspx Fri, 10 Jul 2015 11:00:00 GMT Government Affairs The committee hearings focus on the impact of the law on consumers, financial markets and the U.S. economy. CFPB: CFPB Issues Guiding Principles for Faster Payment Networks http://www.acainternational.org/cfpbarticle-cfpb-issues-guiding-principles-for-faster-payment-networks-36294.aspx?rssfeed=1 http://www.acainternational.org/cfpbarticle-cfpb-issues-guiding-principles-for-faster-payment-networks-36294.aspx Fri, 10 Jul 2015 10:10:00 GMT CFPB The principles focus on consumer protections and the CFPB is continuing to work with other regulators, developers of new payment networks and other stakeholders to ensure they address consumers’ needs. NEWS: ACA International Files Lawsuit Against FCC Citing that a Recent Ruling on the Telephone Consumer Protection Act is at Odds with the Original Intent of the Law http://www.acainternational.org/news-aca-international-files-lawsuit-against-fcc-citing-that-a-recent-ruling-on-the-telephone-consumer-protection-act-is-at-odds-with-the-original-intent-of-the-law-36302.aspx?rssfeed=1 http://www.acainternational.org/news-aca-international-files-lawsuit-against-fcc-citing-that-a-recent-ruling-on-the-telephone-consumer-protection-act-is-at-odds-with-the-original-intent-of-the-law-36302.aspx Fri, 10 Jul 2015 00:01:00 GMT News ACA International has been at the forefront of a long-time effort to clarify application and enforcement of the TCPA so that businesses can successfully comply. NEWS: FCC Releases Ruling on TCPA, Effective Immediately http://www.acainternational.org/news-fcc-releases-ruling-on-tcpa-effective-immediately-36301.aspx?rssfeed=1 http://www.acainternational.org/news-fcc-releases-ruling-on-tcpa-effective-immediately-36301.aspx Fri, 10 Jul 2015 00:01:00 GMT News ACA International has scheduled a comprehensive members-only seminar on Tuesday, July 14 to provide an in-depth analysis of the ruling. NEWS: Spotlight on Legal Education Session: ETHICS – A Practical Discussion in Today’s World of Communication http://www.acainternational.org/news-spotlight-on-legal-education-session-ethics-a-practical-discussion-in-todays-world-of-communication-36292.aspx?rssfeed=1 http://www.acainternational.org/news-spotlight-on-legal-education-session-ethics-a-practical-discussion-in-todays-world-of-communication-36292.aspx Thu, 09 Jul 2015 15:43:00 GMT News David Kaminski shares his knowledge related to the legal and ethical issues of using social media, and cloud based communication and storage, in this session at ACA International’s 2015 Convention & Expo. NEWS: Connecticut Moves to Nationwide Mortgage Licensing System http://www.acainternational.org/news-connecticut-moves-to-nationwide-mortgage-licensing-system-36289.aspx?rssfeed=1 http://www.acainternational.org/news-connecticut-moves-to-nationwide-mortgage-licensing-system-36289.aspx Thu, 09 Jul 2015 13:39:00 GMT News All Connecticut licensees must transition to the Nationwide Mortgage Licensing System on or before Sept. 30, 2015 NEWS: FTC Announces Series on Data Security for Businesses http://www.acainternational.org/news-ftc-announces-series-on-data-security-for-businesses-36287.aspx?rssfeed=1 http://www.acainternational.org/news-ftc-announces-series-on-data-security-for-businesses-36287.aspx Thu, 09 Jul 2015 11:22:00 GMT News The series focuses on compliance tips and resources for implementing data security strategies. ACA International’s August issue of Collector will include detailed articles on data security in the credit and collection industry. CREDITORS: Consumer Delinquencies Fall Slightly in First Quarter http://www.acainternational.org/creditors-consumer-delinquencies-fall-slightly-in-first-quarter-36286.aspx?rssfeed=1 http://www.acainternational.org/creditors-consumer-delinquencies-fall-slightly-in-first-quarter-36286.aspx Thu, 09 Jul 2015 11:10:00 GMT Creditors Lower home-related delinquencies lead decline, and bank card delinquencies remain well below their 15-year average. NEWS: ACA SearchPoint Updates: Statute of Limitations and Verification of a Debt http://www.acainternational.org/news-aca-searchpoint-updates-statute-of-limitations-and-verification-of-a-debt-36285.aspx?rssfeed=1 http://www.acainternational.org/news-aca-searchpoint-updates-statute-of-limitations-and-verification-of-a-debt-36285.aspx Thu, 09 Jul 2015 10:58:00 GMT News The updates reflect a newly enacted provision in Maine and requirements for Arizona and Massachusetts. NEWS: ConServe Donations Help Give the Gift of Life in Western New York http://www.acainternational.org/news-conserve-donations-help-give-the-gift-of-life-in-western-new-york-36282.aspx?rssfeed=1 http://www.acainternational.org/news-conserve-donations-help-give-the-gift-of-life-in-western-new-york-36282.aspx Wed, 08 Jul 2015 13:32:00 GMT News Employees Support Unyts programs through Jeans for Charity. HEALTHCARE COLLECTIONS: CMS and AMA Announce Efforts to Help Healthcare Providers Prepare for ICD-10 http://www.acainternational.org/healthcaremarket-cms-and-ama-announce-efforts-to-help-healthcare-providers-prepare-for-icd-10-36281.aspx?rssfeed=1 http://www.acainternational.org/healthcaremarket-cms-and-ama-announce-efforts-to-help-healthcare-providers-prepare-for-icd-10-36281.aspx Wed, 08 Jul 2015 13:24:00 GMT Healthcare Collections Resources are available to help providers in the remaining months before the Oct. 1 implementation date. CFPB: Servicemembers Continue to Face Student Loan Servicing Issues http://www.acainternational.org/cfpbarticle-servicemembers-continue-to-face-student-loan-servicing-issues-36280.aspx?rssfeed=1 http://www.acainternational.org/cfpbarticle-servicemembers-continue-to-face-student-loan-servicing-issues-36280.aspx Wed, 08 Jul 2015 12:23:00 GMT CFPB The CFPB released its second report on servicemember complaints about student loan repayments and negative credit reporting just days before its comment deadline about student loan servicing practices. CREDITORS: Bankruptcy Filings Decline 12 Percent for the First Half of 2015 http://www.acainternational.org/creditors-bankruptcy-filings-decline-12-percent-for-the-first-half-of-2015-36278.aspx?rssfeed=1 http://www.acainternational.org/creditors-bankruptcy-filings-decline-12-percent-for-the-first-half-of-2015-36278.aspx Wed, 08 Jul 2015 09:45:00 GMT Creditors The declines in both commercial and noncommercial filings occur as interest rates stay low and consumer debt remains flat. NEWS: Prepaid Card Use Increases Among Consumers, Many of Whom Have Bank Accounts http://www.acainternational.org/news-prepaid-card-use-increases-among-consumers-many-of-whom-have-bank-accounts-36274.aspx?rssfeed=1 http://www.acainternational.org/news-prepaid-card-use-increases-among-consumers-many-of-whom-have-bank-accounts-36274.aspx Tue, 07 Jul 2015 16:01:00 GMT News A Pew study found that one out of every 11 consumers uses a prepaid card at least monthly. NEWS: Holland & Knight Partners Recognized by National Law Journal http://www.acainternational.org/news-holland-knight-partners-recognized-by-national-law-journal-36266.aspx?rssfeed=1 http://www.acainternational.org/news-holland-knight-partners-recognized-by-national-law-journal-36266.aspx Tue, 07 Jul 2015 11:00:00 GMT News The publication featured two partners from the ACA member company in its June 22 issue. NEWS: EOS USA Expands with a New Customer Care Operation http://www.acainternational.org/news-eos-usa-expands-with-a-new-customer-care-operation-36273.aspx?rssfeed=1 http://www.acainternational.org/news-eos-usa-expands-with-a-new-customer-care-operation-36273.aspx Tue, 07 Jul 2015 10:01:00 GMT News The customer care call center in Somerset, Ky. will serve as the ACA member company’s flagship location for its first-party outsourcing business. NEWS: ACA Provides Updates on Collection Skills and Techniques in Online Seminar http://www.acainternational.org/news-aca-provides-updates-on-collection-skills-and-techniques-in-online-seminar-36264.aspx?rssfeed=1 http://www.acainternational.org/news-aca-provides-updates-on-collection-skills-and-techniques-in-online-seminar-36264.aspx Tue, 07 Jul 2015 10:00:00 GMT News Certified Instructor Michael Rainwater will review essential tips to improve collection results over time. NEWS: Spotlight on Legal Education: Navigating CFPB Investigations and Enforcement http://www.acainternational.org/news-spotlight-on-legal-education-navigating-cfpb-investigations-and-enforcement-36268.aspx?rssfeed=1 http://www.acainternational.org/news-spotlight-on-legal-education-navigating-cfpb-investigations-and-enforcement-36268.aspx Mon, 06 Jul 2015 11:00:00 GMT News The session at the 2015 ACA International Convention and Expo includes presentations by two seasoned attorneys with specialized knowledge related to CFPB investigations and enforcement actions. CFPB: Comment Deadline Set for CFPB’s RFI on Data Normalization http://www.acainternational.org/cfpbarticle-comment-deadline-set-for-cfpbs-rfi-on-data-normalization-36269.aspx?rssfeed=1 http://www.acainternational.org/cfpbarticle-comment-deadline-set-for-cfpbs-rfi-on-data-normalization-36269.aspx Mon, 06 Jul 2015 10:01:00 GMT CFPB Comments related to best practices for normalizing data in the CFPB’s complaint database must be submitted by Aug. 31, 2015. NEWS: Employers Offer More Wellness Resources to Offset Healthcare Costs http://www.acainternational.org/news-employers-offer-more-wellness-resources-to-offset-healthcare-costs-36261.aspx?rssfeed=1 http://www.acainternational.org/news-employers-offer-more-wellness-resources-to-offset-healthcare-costs-36261.aspx Mon, 06 Jul 2015 10:00:00 GMT News The Society for Human Resource Management annual survey shows benefits, including health and lifestyle coaching and premium discounts in exchange for completing an annual risk assessment, have increased in the past five years. NEWS: Account Control Technology, Inc. Named Corporate Partner of the Year in Non-Profit & Corporate Citizenship Awards http://www.acainternational.org/news-account-control-technology-inc-named-corporate-partner-of-the-year-in-non-profit-corporate-citizenship-awards-36260.aspx?rssfeed=1 http://www.acainternational.org/news-account-control-technology-inc-named-corporate-partner-of-the-year-in-non-profit-corporate-citizenship-awards-36260.aspx Mon, 06 Jul 2015 09:00:00 GMT News ACA member company is recognized for its ongoing community involvement and support for charitable causes. NEWS: Philadelphia Fed Examines Debt Collection Laws and Credit Availability http://www.acainternational.org/news-philadelphia-fed-examines-debt-collection-laws-and-credit-availability-36267.aspx?rssfeed=1 http://www.acainternational.org/news-philadelphia-fed-examines-debt-collection-laws-and-credit-availability-36267.aspx Thu, 02 Jul 2015 12:37:00 GMT News New working paper from the Federal Reserve Bank of Philadelphia looks at credit levels in the U.S. and the impact of stricter debt collection laws on lenders’ issuance of credit card loans. NEWS: ACA Updates SearchPoint Documents http://www.acainternational.org/news-aca-updates-searchpoint-documents-36263.aspx?rssfeed=1 http://www.acainternational.org/news-aca-updates-searchpoint-documents-36263.aspx Thu, 02 Jul 2015 10:07:00 GMT News The updates for ACA members reflect changes to case law, information on extending credit to service members, the statute of limitations in Maine and handling consumer payments. NEWS: ARMing Heroes Accepts Grant Applications Beginning July 4 http://www.acainternational.org/news-arming-heroes-accepts-grant-applications-beginning-july-4-36262.aspx?rssfeed=1 http://www.acainternational.org/news-arming-heroes-accepts-grant-applications-beginning-july-4-36262.aspx Thu, 02 Jul 2015 09:50:00 GMT News The credit and collection industry’s charity for military veterans is seeking support to help veterans and their families make ends meet. CFPB: CFPB Files Complaints Against Companies for Unfair Billing of Credit Card Products http://www.acainternational.org/cfpbarticle-cfpb-files-complaints-against-companies-for-unfair-billing-of-credit-card-products-36259.aspx?rssfeed=1 http://www.acainternational.org/cfpbarticle-cfpb-files-complaints-against-companies-for-unfair-billing-of-credit-card-products-36259.aspx Thu, 02 Jul 2015 09:00:00 GMT CFPB The Consumer Financial Protection Bureau alleges the companies billed consumers for credit reporting and identity theft protection benefits they did not receive. GOVERNMENT AFFAIRS: Maine Enacts New Debt Collection Legislation http://www.acainternational.org/governmentaffairs-maine-enacts-new-debt-collection-legislation-36256.aspx?rssfeed=1 http://www.acainternational.org/governmentaffairs-maine-enacts-new-debt-collection-legislation-36256.aspx Wed, 01 Jul 2015 15:41:00 GMT Government Affairs The new law prohibits debt collectors from initiating collection actions on debts that are “barred by the limitations period,” limits all collection actions by debt collectors to six years after the consumer’s last activity on the debt and requires all payment arrangements to be either documented in court or reduced to writing. GOVERNMENT AFFAIRS: Louisiana Senator Questions How CFPB Includes Small Businesses In Rulemaking Process http://www.acainternational.org/governmentaffairs-louisiana-senator-questions-how-cfpb-includes-small-businesses-in-rulemaking-process-36254.aspx?rssfeed=1 http://www.acainternational.org/governmentaffairs-louisiana-senator-questions-how-cfpb-includes-small-businesses-in-rulemaking-process-36254.aspx Wed, 01 Jul 2015 14:54:00 GMT Government Affairs Sen. David Vitter wants the GAO to investigate how the CFPB runs its SBREFA panels by talking to small businesses that participated in them. HEALTHCARE COLLECTIONS: Researchers Investigate How Health Coverage Impacts Low to Mid-Income Adults http://www.acainternational.org/healthcaremarket-researchers-investigate-how-health-coverage-impacts-low-to-mid-income-adults-36252.aspx?rssfeed=1 http://www.acainternational.org/healthcaremarket-researchers-investigate-how-health-coverage-impacts-low-to-mid-income-adults-36252.aspx Wed, 01 Jul 2015 13:55:00 GMT Healthcare Collections Newly insured adults have better access to care and a decrease in financial insecurity, but still report concerns about costs of healthcare, according to a report from the Kaiser Family Foundation. NEWS: Supreme Court’s Same-Sex Marriage Ruling Could Have Ripple Effect for Debt Collectors http://www.acainternational.org/news-supreme-courts-same-sex-marriage-ruling-could-have-ripple-effect-for-debt-collectors-36246.aspx?rssfeed=1 http://www.acainternational.org/news-supreme-courts-same-sex-marriage-ruling-could-have-ripple-effect-for-debt-collectors-36246.aspx Wed, 01 Jul 2015 10:08:00 GMT News Collectors should be on the lookout for how marriage equality impacts FDCPA compliance and other state laws. NEWS: ACSI Recognized as Top Workplace in Middle Tennessee http://www.acainternational.org/news-acsi-recognized-as-top-workplace-in-middle-tennessee-36248.aspx?rssfeed=1 http://www.acainternational.org/news-acsi-recognized-as-top-workplace-in-middle-tennessee-36248.aspx Wed, 01 Jul 2015 10:00:00 GMT News The Nashville-based ACA member company focuses on employee satisfaction to ensure providing excellent service to clients. CREDITORS: Survey Shows Consumers Bring Home Credit Card Debt after Summer Vacations http://www.acainternational.org/creditors-survey-shows-consumers-bring-home-credit-card-debt-after-summer-vacations-36242.aspx?rssfeed=1 http://www.acainternational.org/creditors-survey-shows-consumers-bring-home-credit-card-debt-after-summer-vacations-36242.aspx Tue, 30 Jun 2015 14:10:00 GMT Creditors Experian Consumer Services’ survey of 1,000 adults shows some aren’t saving in advance for their summer vacations and end up with credit card debt from going over budget or from unexpected expenses. HEALTHCARE COLLECTIONS: Centers for Medicare and Medicaid Services Posts Healthcare Providers Payment Data http://www.acainternational.org/healthcaremarket-centers-for-medicare-and-medicaid-services-posts-healthcare-providers-payment-data-36244.aspx?rssfeed=1 http://www.acainternational.org/healthcaremarket-centers-for-medicare-and-medicaid-services-posts-healthcare-providers-payment-data-36244.aspx Tue, 30 Jun 2015 13:30:00 GMT Healthcare Collections The CMS’ Open Payments program, created by the Affordable Care Act, requires drug and device manufacturers to report transfers of value to healthcare providers. NEWS: Healthcare Change is Coming, Are You Ready? http://www.acainternational.org/news-healthcare-change-is-coming-are-you-ready-36241.aspx?rssfeed=1 http://www.acainternational.org/news-healthcare-change-is-coming-are-you-ready-36241.aspx Tue, 30 Jun 2015 13:12:00 GMT News ACA is offering a comprehensive teleseminar on rules and regulations for agencies and providers in healthcare debt collection. NEWS: ACA Daily Publication Schedule July 6-7 http://www.acainternational.org/news-aca-daily-publication-schedule-july-6-7-36243.aspx?rssfeed=1 http://www.acainternational.org/news-aca-daily-publication-schedule-july-6-7-36243.aspx Tue, 30 Jun 2015 13:00:00 GMT News ACA International’s offices will be closed on Friday, July 3 and ACA Daily will not publish on Monday, July 6. Check your in-box for the Tuesday, July 7 edition, which will be packed with the latest and breaking news about the credit and collection industry. NEWS: Credit Protection Association Has Successful Verdict in TCPA Case http://www.acainternational.org/news-credit-protection-association-has-successful-verdict-in-tcpa-case-36236.aspx?rssfeed=1 http://www.acainternational.org/news-credit-protection-association-has-successful-verdict-in-tcpa-case-36236.aspx Mon, 29 Jun 2015 15:05:00 GMT News Eastern Michigan U.S. District Court judge dismisses FDCPA claims against ACA member company; jury returns unanimous verdict rejecting plaintiff’s TCPA allegations. NEWS: New York DFS Superintendent Slated for ACA Convention Session on State’s Regulations http://www.acainternational.org/news-new-york-dfs-superintendent-slated-for-aca-convention-session-on-states-regulations-36235.aspx?rssfeed=1 http://www.acainternational.org/news-new-york-dfs-superintendent-slated-for-aca-convention-session-on-states-regulations-36235.aspx Mon, 29 Jun 2015 13:58:00 GMT News Register for the 2015 ACA International Convention & Expo by July 1 for savings on access to critical regulatory updates for the credit and collection industry. NEWS: Student Loan Debt Causes Delay in Home-Buying for Millennials http://www.acainternational.org/news-student-loan-debt-causes-delay-in-home-buying-for-millennials-36234.aspx?rssfeed=1 http://www.acainternational.org/news-student-loan-debt-causes-delay-in-home-buying-for-millennials-36234.aspx Mon, 29 Jun 2015 11:42:00 GMT News Increasing student loan debt for younger consumers correlates with delays in buying a home and other significant life events such as marriage and having children. CFPB: Debt Collection Complaints Continue, But An Overwhelming Majority Are Solved Amicably http://www.acainternational.org/cfpbarticle-debt-collection-complaints-continue-but-an-overwhelming-majority-are-solved-amicably-36233.aspx?rssfeed=1 http://www.acainternational.org/cfpbarticle-debt-collection-complaints-continue-but-an-overwhelming-majority-are-solved-amicably-36233.aspx Mon, 29 Jun 2015 11:30:00 GMT CFPB A majority of consumers did not dispute companies’ responses to their debt collection complaints documented in the Consumer Financial Protection Bureau’s seventh semi-annual report to Congress. NEWS: ACPAC Continues Support for Missouri Congressman Lacy Clay http://www.acainternational.org/news-acpac-continues-support-for-missouri-congressman-lacy-clay-36225.aspx?rssfeed=1 http://www.acainternational.org/news-acpac-continues-support-for-missouri-congressman-lacy-clay-36225.aspx Mon, 29 Jun 2015 11:00:00 GMT News During the event, ACA representatives spoke with Clay about the need for help with regulations affecting the credit and collection industry. NEWS: Spotlight on Legal Education: High-Risk FCRA Reporting for Debt Buyers and Collectors http://www.acainternational.org/news-spotlight-on-legal-education-high-risk-fcra-reporting-for-debt-buyers-and-collectors-36226.aspx?rssfeed=1 http://www.acainternational.org/news-spotlight-on-legal-education-high-risk-fcra-reporting-for-debt-buyers-and-collectors-36226.aspx Fri, 26 Jun 2015 10:56:00 GMT News The session at the 2015 ACA International Convention and Expo includes presentations by two seasoned attorneys with expertise on the Fair Credit Reporting Act and related high-risk compliance issues that impact debt buyers and collectors who furnish data to consumer reporting agencies. CFPB: CFPB Semi-Annual Report Outlines Consumer Complaints on Credit Cards, Student Loans http://www.acainternational.org/cfpbarticle-cfpb-semi-annual-report-outlines-consumer-complaints-on-credit-cards-student-loans-36223.aspx?rssfeed=1 http://www.acainternational.org/cfpbarticle-cfpb-semi-annual-report-outlines-consumer-complaints-on-credit-cards-student-loans-36223.aspx Fri, 26 Jun 2015 09:20:00 GMT CFPB The CFPB received approximately 250,000 complaints between April 1, 2014 and March 31, 2015 on a variety of financial products and services. NEWS: ACPAC Holds Successful Fundraiser for Congressman Scott Tipton in Washington, D.C. http://www.acainternational.org/news-acpac-holds-successful-fundraiser-for-congressman-scott-tipton-in-washington-dc-36220.aspx?rssfeed=1 http://www.acainternational.org/news-acpac-holds-successful-fundraiser-for-congressman-scott-tipton-in-washington-dc-36220.aspx Fri, 26 Jun 2015 09:00:00 GMT News Newly-elected U.S. Sen. Cory Gardner stopped by the event to thank guests for their support. CFPB: Consumer Complaint Narratives Posted on the CFPB’s Complaint Database, RFI Related to Complaint Data Normalization Announced http://www.acainternational.org/cfpbarticle-consumer-complaint-narratives-posted-on-the-cfpbs-complaint-database-rfi-related-to-complaint-data-normalization-announced-36221.aspx?rssfeed=1 http://www.acainternational.org/cfpbarticle-consumer-complaint-narratives-posted-on-the-cfpbs-complaint-database-rfi-related-to-complaint-data-normalization-announced-36221.aspx Fri, 26 Jun 2015 08:27:00 GMT CFPB More than 7,700 consumer complaint narratives about financial companies, including debt collection companies, already appear on the CFPB’s consumer complaint database. NEWS: ConServe Supports United Way http://www.acainternational.org/news-conserve-supports-united-way-36222.aspx?rssfeed=1 http://www.acainternational.org/news-conserve-supports-united-way-36222.aspx Fri, 26 Jun 2015 08:07:00 GMT News ACA member company’s Jeans for Charity program aligns with critical needs in local communities. CFPB: CFPB Responds to Discrimination Allegations at House Hearing http://www.acainternational.org/cfpbarticle-cfpb-responds-to-discrimination-allegations-at-house-hearing-36218.aspx?rssfeed=1 http://www.acainternational.org/cfpbarticle-cfpb-responds-to-discrimination-allegations-at-house-hearing-36218.aspx Thu, 25 Jun 2015 14:50:00 GMT CFPB Witnesses testified that the CFPB is on track to have as many discrimination complaints this year as it did in 2014. NEWS: ACA Board Member Hosts Tour for Staff of Senate Majority Leader Mitch McConnell http://www.acainternational.org/news-aca-board-member-hosts-tour-for-staff-of-senate-majority-leader-mitch-mcconnell-36217.aspx?rssfeed=1 http://www.acainternational.org/news-aca-board-member-hosts-tour-for-staff-of-senate-majority-leader-mitch-mcconnell-36217.aspx Thu, 25 Jun 2015 14:10:00 GMT News McConnell’s senior staff members visited the Louisville-based agency of Mike Gardner Sr. for a discussion of prominent issues in the credit and collection industry. NEWS: ACA Provides Members-Only SearchPoint Updates on New York Debt Collection Rules http://www.acainternational.org/news-aca-provides-members-only-searchpoint-updates-on-new-york-debt-collection-rules-36216.aspx?rssfeed=1 http://www.acainternational.org/news-aca-provides-members-only-searchpoint-updates-on-new-york-debt-collection-rules-36216.aspx Thu, 25 Jun 2015 13:46:00 GMT News The updates reflect the New York State Department of Financial Services’ changes announced at a Debt Collection Dialogue with the Federal Trade Commission and industry professionals on June 15. NEWS: Account Control Technology Foundation Announces Winners of 2015 College Scholarships http://www.acainternational.org/news-account-control-technology-foundation-announces-winners-of-2015-college-scholarships-36214.aspx?rssfeed=1 http://www.acainternational.org/news-account-control-technology-foundation-announces-winners-of-2015-college-scholarships-36214.aspx Thu, 25 Jun 2015 09:00:00 GMT News The foundation has issued $150,000 in college scholarships since 2013. NEWS: Spotlight on Legal Education Session: Major Enforcement Actions in 2015 http://www.acainternational.org/news-spotlight-on-legal-education-session-major-enforcement-actions-in-2015-36212.aspx?rssfeed=1 http://www.acainternational.org/news-spotlight-on-legal-education-session-major-enforcement-actions-in-2015-36212.aspx Wed, 24 Jun 2015 15:44:00 GMT News The session at the 2015 ACA International Convention and Expo includes presentations by two seasoned attorneys with specialized expertise on CFPB enforcement actions against the credit and collection industry. NEWS: Year-Over-Year Consumer Litigation Cases Increase, Except TCPA http://www.acainternational.org/news-year-over-year-consumer-litigation-cases-increase-except-tcpa-36210.aspx?rssfeed=1 http://www.acainternational.org/news-year-over-year-consumer-litigation-cases-increase-except-tcpa-36210.aspx Wed, 24 Jun 2015 13:21:00 GMT News Telephone Consumer Protection Act cases declined 10 percent last month compared to May 2014. May complaints to the CFPB declined and, similar to April, a majority of the complaints were not associated with a particular debt collection product. CFPB: CFPB Covers Diversity Efforts in Latest Semi-Annual Report http://www.acainternational.org/cfpbarticle-cfpb-covers-diversity-efforts-in-latest-semi-annual-report-36209.aspx?rssfeed=1 http://www.acainternational.org/cfpbarticle-cfpb-covers-diversity-efforts-in-latest-semi-annual-report-36209.aspx Wed, 24 Jun 2015 11:52:00 GMT CFPB The Bureau outlined its plans to improve fairness in employee performance reviews and increase the number of women in leadership roles. Since the release of the report, the House Financial Services Oversight and Investigations Subcommittee announced it will hold a hearing Thursday focused on the internal diversity issues at the Bureau. CFPB: CFPB Asks Google to Help Protect Consumers From Student Loan Debt Relief Scams http://www.acainternational.org/cfpbarticle-cfpb-asks-google-to-help-protect-consumers-from-student-loan-debt-relief-scams-36208.aspx?rssfeed=1 http://www.acainternational.org/cfpbarticle-cfpb-asks-google-to-help-protect-consumers-from-student-loan-debt-relief-scams-36208.aspx Wed, 24 Jun 2015 11:15:00 GMT CFPB The Bureau notified representatives of popular sites such as Google and Yahoo that debt relief companies are likely violating their advertising policies and targeting borrowers in scams. HEALTHCARE COLLECTIONS: Survey: Half of Americans Will Switch Healthcare Providers if Subsidies Are Eliminated http://www.acainternational.org/healthcaremarket-survey-half-of-americans-will-switch-healthcare-providers-if-subsidies-are-eliminated-36206.aspx?rssfeed=1 http://www.acainternational.org/healthcaremarket-survey-half-of-americans-will-switch-healthcare-providers-if-subsidies-are-eliminated-36206.aspx Wed, 24 Jun 2015 11:00:00 GMT Healthcare Collections TransUnion Healthcare annual survey also shows cost transparency is top priority for patients. CFPB: CFPB’s Latest Supervisory Highlights Outlines Observations From Debt Collection, Student Loans http://www.acainternational.org/cfpbarticle-cfpbs-latest-supervisory-highlights-outlines-observations-from-debt-collection-student-loans-36204.aspx?rssfeed=1 http://www.acainternational.org/cfpbarticle-cfpbs-latest-supervisory-highlights-outlines-observations-from-debt-collection-student-loans-36204.aspx Tue, 23 Jun 2015 15:12:00 GMT CFPB The report addresses compliance management systems in debt collection while praising student loan servicers for fixing problematic practices. CREDITORS: Majority of Americans Do Not Have Sufficient Emergency Savings http://www.acainternational.org/creditors-majority-of-americans-do-not-have-sufficient-emergency-savings-36202.aspx?rssfeed=1 http://www.acainternational.org/creditors-majority-of-americans-do-not-have-sufficient-emergency-savings-36202.aspx Tue, 23 Jun 2015 13:00:00 GMT Creditors The number of Americans with no emergency savings has reached a five-year high, but their overall financial security remains stable. CFPB: CFPB Finds Default Risks Continue for Private Student Loan Borrowers http://www.acainternational.org/cfpbarticle-cfpb-finds-default-risks-continue-for-private-student-loan-borrowers-36201.aspx?rssfeed=1 http://www.acainternational.org/cfpbarticle-cfpb-finds-default-risks-continue-for-private-student-loan-borrowers-36201.aspx Tue, 23 Jun 2015 12:35:00 GMT CFPB The mid-year report shows automatic defaults and issues with co-signers are common complaints among private student loan borrowers. CFPB: Medical Debt Collector Settles CFPB Enforcement Action http://www.acainternational.org/cfpbarticle-medical-debt-collector-settles-cfpb-enforcement-action-36200.aspx?rssfeed=1 http://www.acainternational.org/cfpbarticle-medical-debt-collector-settles-cfpb-enforcement-action-36200.aspx Tue, 23 Jun 2015 09:00:00 GMT CFPB The agency reached a Consent Order with the CFPB after the Bureau said the agency violated the FCRA and the FDCPA. CFPB: Equal Employment Opportunity Complaints Jump at CFPB http://www.acainternational.org/cfpbarticle-equal-employment-opportunity-complaints-jump-at-cfpb-36194.aspx?rssfeed=1 http://www.acainternational.org/cfpbarticle-equal-employment-opportunity-complaints-jump-at-cfpb-36194.aspx Mon, 22 Jun 2015 13:16:00 GMT CFPB Amid the release of the complaint data, the House Financial Services Oversight and Investigations Subcommittee will hold another hearing on allegations of discrimination and retaliation against the Bureau. NEWS: Savings on the 2015 ACA International Convention and Expo Open Until July 1 http://www.acainternational.org/news-savings-on-the-2015-aca-international-convention-and-expo-open-until-july-1-36195.aspx?rssfeed=1 http://www.acainternational.org/news-savings-on-the-2015-aca-international-convention-and-expo-open-until-july-1-36195.aspx Mon, 22 Jun 2015 13:00:00 GMT News The can’t-miss credit and collection industry event in Boston features educational sessions, an Expo Hall, networking opportunities, entertainment and more. HEALTHCARE COLLECTIONS: Survey: Most Primary Healthcare Providers Report Seeing More Medicaid or Newly Insured Patients http://www.acainternational.org/healthcaremarket-survey-most-primary-healthcare-providers-report-seeing-more-medicaid-or-newly-insured-patients-36193.aspx?rssfeed=1 http://www.acainternational.org/healthcaremarket-survey-most-primary-healthcare-providers-report-seeing-more-medicaid-or-newly-insured-patients-36193.aspx Mon, 22 Jun 2015 12:44:00 GMT Healthcare Collections A majority of healthcare providers surveyed by the Kaiser Family Foundation and The Commonwealth Fund report no overall change in quality of care or patient satisfaction since January 2014. CFPB: Federal Agency Sues Auto Lender over Illegal Debt Collection Practices Used Against Service Members http://www.acainternational.org/cfpbarticle-federal-agency-sues-auto-lender-over-illegal-debt-collection-practices-used-against-service-members-36192.aspx?rssfeed=1 http://www.acainternational.org/cfpbarticle-federal-agency-sues-auto-lender-over-illegal-debt-collection-practices-used-against-service-members-36192.aspx Mon, 22 Jun 2015 10:58:00 GMT CFPB The CFPB alleges that an auto finance company threatened service members that it would report unpaid debt to their commanding officers or have their security clearance revoked if they didn’t pay. NEWS: ACA Announces New Carrier Partner for E&O Insurance Program http://www.acainternational.org/news-aca-announces-new-carrier-partner-for-eo-insurance-program-36190.aspx?rssfeed=1 http://www.acainternational.org/news-aca-announces-new-carrier-partner-for-eo-insurance-program-36190.aspx Fri, 19 Jun 2015 10:30:00 GMT News QBE Insurance Group Ltd. is working closely with ACA’s broker as well as Collectors Insurance Agency Inc., to offer a contemporary approach to the collection industry’s unique coverage and service needs. NEWS: ACA Hosts Boston Brew Tour Special Event During 2015 Convention and Expo http://www.acainternational.org/news-aca-hosts-boston-brew-tour-special-event-during-2015-convention-and-expo-36189.aspx?rssfeed=1 http://www.acainternational.org/news-aca-hosts-boston-brew-tour-special-event-during-2015-convention-and-expo-36189.aspx Fri, 19 Jun 2015 10:00:00 GMT News The event will support ACA’s Political Administrative Fund, political advocacy and grassroots efforts. NEWS: Spotlight on Legal Education Session: Court Interpretations of “Actual Damages” http://www.acainternational.org/news-spotlight-on-legal-education-session-court-interpretations-of-actual-damages-36188.aspx?rssfeed=1 http://www.acainternational.org/news-spotlight-on-legal-education-session-court-interpretations-of-actual-damages-36188.aspx Fri, 19 Jun 2015 09:03:00 GMT News The session at the 2015 ACA International Convention and Expo includes presentations by seasoned attorneys with expertise on defending against FDCPA claims involving allegations of emotional distress. GOVERNMENT AFFAIRS: Federal Communications Commission Approves Ruling on the Telephone Consumer Protection Act http://www.acainternational.org/governmentaffairs-federal-communications-commission-approves-ruling-on-the-telephone-consumer-protection-act-36182.aspx?rssfeed=1 http://www.acainternational.org/governmentaffairs-federal-communications-commission-approves-ruling-on-the-telephone-consumer-protection-act-36182.aspx Thu, 18 Jun 2015 13:45:00 GMT Government Affairs The new TCPA ruling, which has not yet been released, is expected to be a significant development for the credit and collection industry. CFPB: CFPB Student Loan Ombudsman Resigns http://www.acainternational.org/cfpbarticle-cfpb-student-loan-ombudsman-resigns-36183.aspx?rssfeed=1 http://www.acainternational.org/cfpbarticle-cfpb-student-loan-ombudsman-resigns-36183.aspx Thu, 18 Jun 2015 13:37:00 GMT CFPB Rohit Chopra worked at the Bureau since 2011 to oversee the student loan market and assisting borrowers. NEWS: Account Control Technology, Inc. Named Cincinnati Region’s No. 1 Midsize Workplace http://www.acainternational.org/news-account-control-technology-inc-named-cincinnati-regions-no-1-midsize-workplace-36184.aspx?rssfeed=1 http://www.acainternational.org/news-account-control-technology-inc-named-cincinnati-regions-no-1-midsize-workplace-36184.aspx Thu, 18 Jun 2015 11:00:00 GMT News The ACA member company’s Mason, Ohio office receives top workplace recognition for second consecutive year as company expands. CFPB: ACA Submits Comments to Inform the CFPB’s Review of the Consumer Credit Card Market http://www.acainternational.org/cfpbarticle-aca-submits-comments-to-inform-the-cfpbs-review-of-the-consumer-credit-card-market-36176.aspx?rssfeed=1 http://www.acainternational.org/cfpbarticle-aca-submits-comments-to-inform-the-cfpbs-review-of-the-consumer-credit-card-market-36176.aspx Thu, 18 Jun 2015 05:00:00 GMT CFPB Based on feedback received from membership, ACA provides important insights to the CFPB on debt collection practices within the credit card industry. NEWS: FCC Commissioner Warns TCPA Overhaul Could Help Lawyers, Hurt Consumers http://www.acainternational.org/news-fcc-commissioner-warns-tcpa-overhaul-could-help-lawyers-hurt-consumers-36178.aspx?rssfeed=1 http://www.acainternational.org/news-fcc-commissioner-warns-tcpa-overhaul-could-help-lawyers-hurt-consumers-36178.aspx Wed, 17 Jun 2015 15:25:00 GMT News Commissioner Ajit Pai issues warning about Thursday’s FCC vote to clarify provisions of the TCPA. GOVERNMENT AFFAIRS: ACA Members React to FTC Debt Collection Dialogue http://www.acainternational.org/governmentaffairs-aca-members-react-to-ftc-debt-collection-dialogue-36175.aspx?rssfeed=1 http://www.acainternational.org/governmentaffairs-aca-members-react-to-ftc-debt-collection-dialogue-36175.aspx Wed, 17 Jun 2015 15:09:00 GMT Government Affairs Many debt collectors in New York attended the event and hoped for more opportunity to discuss the industry with regulators. GOVERNMENT AFFAIRS: U.S. Senators Propose Military Consumer Protection Act http://www.acainternational.org/governmentaffairs-us-senators-propose-military-consumer-protection-act-36172.aspx?rssfeed=1 http://www.acainternational.org/governmentaffairs-us-senators-propose-military-consumer-protection-act-36172.aspx Wed, 17 Jun 2015 11:00:00 GMT Government Affairs The legislation is designed to add to the Consumer Financial Protection Bureau’s ability to enforce the Servicemember Civil Relief Act. NEWS: Convergent Revenue Cycle Management, Inc., Welcomes Debra Stall as New Senior Vice President of Insurance Operations http://www.acainternational.org/news-convergent-revenue-cycle-management-inc-welcomes-debra-stall-as-new-senior-vice-president-of-insurance-operations-36173.aspx?rssfeed=1 http://www.acainternational.org/news-convergent-revenue-cycle-management-inc-welcomes-debra-stall-as-new-senior-vice-president-of-insurance-operations-36173.aspx Wed, 17 Jun 2015 10:39:00 GMT News Stall has valuable experience with both healthcare providers and vendor services. GOVERNMENT AFFAIRS: New York DFS Releases New Clarifications on Debt Collection Requirements http://www.acainternational.org/governmentaffairs-new-york-dfs-releases-new-clarifications-on-debt-collection-requirements-36161.aspx?rssfeed=1 http://www.acainternational.org/governmentaffairs-new-york-dfs-releases-new-clarifications-on-debt-collection-requirements-36161.aspx Tue, 16 Jun 2015 15:54:00 GMT Government Affairs ACA International will provide updated compliance resources to reflect the department’s guidance. NEWS: ACA Prepares for FCC Ruling on TCPA http://www.acainternational.org/news-aca-prepares-for-fcc-ruling-on-tcpa-36158.aspx?rssfeed=1 http://www.acainternational.org/news-aca-prepares-for-fcc-ruling-on-tcpa-36158.aspx Tue, 16 Jun 2015 13:19:00 GMT News The Federal Communications Commission will meet June 18 to vote on a proposed ruling on the Telephone Consumer Protection Act. ACA will be on-site to provide live coverage, and will offer in-depth analysis once the language of the ruling is released. GOVERNMENT AFFAIRS: FTC Debt Collection Dialogue Focuses on Enforcement, Rules in the Industry http://www.acainternational.org/governmentaffairs-ftc-debt-collection-dialogue-focuses-on-enforcement-rules-in-the-industry-36157.aspx?rssfeed=1 http://www.acainternational.org/governmentaffairs-ftc-debt-collection-dialogue-focuses-on-enforcement-rules-in-the-industry-36157.aspx Tue, 16 Jun 2015 13:16:00 GMT Government Affairs Debt collectors and federal and state agency representatives gathered for the inaugural FTC event in New York on June 15. NEWS: Wall Street Journal Op-Ed Supports Portions of ACA International Petition to Reform the TCPA http://www.acainternational.org/news-wall-street-journal-op-ed-supports-portions-of-aca-international-petition-to-reform-the-tcpa-36156.aspx?rssfeed=1 http://www.acainternational.org/news-wall-street-journal-op-ed-supports-portions-of-aca-international-petition-to-reform-the-tcpa-36156.aspx Tue, 16 Jun 2015 13:13:00 GMT News Former FCC chief of staff and legal advisor Adonis Hoffman outlines why change to the TCPA is good for businesses and consumers. NEWS: Client Services, Inc. Earns Several Awards Including Compliance, Agency Support http://www.acainternational.org/news-client-services-inc-earns-several-awards-including-compliance-agency-support-36155.aspx?rssfeed=1 http://www.acainternational.org/news-client-services-inc-earns-several-awards-including-compliance-agency-support-36155.aspx Tue, 16 Jun 2015 11:52:00 GMT News Clients have recognized this ACA member company for commitment to service and performance working with consumers. NEWS: Spotlight on Legal Education Session: Impact of Recent Court Decisions on Your Call Center Operations http://www.acainternational.org/news-spotlight-on-legal-education-session-impact-of-recent-court-decisions-on-your-call-center-operations-36140.aspx?rssfeed=1 http://www.acainternational.org/news-spotlight-on-legal-education-session-impact-of-recent-court-decisions-on-your-call-center-operations-36140.aspx Mon, 15 Jun 2015 12:45:00 GMT News The session at the 2015 ACA International Convention & Expo includes a full panel of lawyers with expertise on recent cases and opinions that impact debt collection agencies’ call center operations. NEWS: BillingTree Secures Diamond Sponsorship at 2015 ACA International Convention and Expo http://www.acainternational.org/news-billingtree-secures-diamond-sponsorship-at-2015-aca-international-convention-and-expo-36144.aspx?rssfeed=1 http://www.acainternational.org/news-billingtree-secures-diamond-sponsorship-at-2015-aca-international-convention-and-expo-36144.aspx Mon, 15 Jun 2015 10:00:00 GMT News ACA affiliate member company plans to debut new solution suite, showcase refreshed branding and present on top collection industry concerns as revealed in its 2015 survey results. HEALTHCARE COLLECTIONS: Majority of Consumers Enrolled in Affordable Care Act Insurance Plans Report Satisfaction http://www.acainternational.org/healthcaremarket-majority-of-consumers-enrolled-in-affordable-care-act-insurance-plans-report-satisfaction-36143.aspx?rssfeed=1 http://www.acainternational.org/healthcaremarket-majority-of-consumers-enrolled-in-affordable-care-act-insurance-plans-report-satisfaction-36143.aspx Mon, 15 Jun 2015 00:35:00 GMT Healthcare Collections The healthcare law is allowing consumers access to care they previously could not afford, however those that remain uninsured continue to face roadblocks in their states. NEWS: Department of Education Offers Debt Relief to Former Corinthian Students http://www.acainternational.org/news-department-of-education-offers-debt-relief-to-former-corinthian-students-36119.aspx?rssfeed=1 http://www.acainternational.org/news-department-of-education-offers-debt-relief-to-former-corinthian-students-36119.aspx Fri, 12 Jun 2015 09:14:00 GMT News Zenith Education Group, part of ACA member company ECMC, acquired more than 50 campuses from Corinthian last year and made changes including tuition reductions and new student grants. CREDITORS: Most Credit Card Holders Lukewarm on Spending Rewards http://www.acainternational.org/creditors-most-credit-card-holders-lukewarm-on-spending-rewards-36120.aspx?rssfeed=1 http://www.acainternational.org/creditors-most-credit-card-holders-lukewarm-on-spending-rewards-36120.aspx Fri, 12 Jun 2015 09:00:00 GMT Creditors Bankrate.com’s Money Pulse Survey shows consumers aren’t spending with credit to earn perks such as frequent-flier miles or cash back. NEWS: ACA Member Obituary: Larry J. Haase http://www.acainternational.org/news-aca-member-obituary-larry-j-haase-36118.aspx?rssfeed=1 http://www.acainternational.org/news-aca-member-obituary-larry-j-haase-36118.aspx Fri, 12 Jun 2015 08:34:00 GMT News The ACA International member since 1955 had a lengthy and distinguished career as president of Ace Adjustment Service in West Virginia. GOVERNMENT AFFAIRS: Federal Agencies Release Final Standards on Diversity Policies of Regulated Entities http://www.acainternational.org/governmentaffairs-federal-agencies-release-final-standards-on-diversity-policies-of-regulated-entities-36108.aspx?rssfeed=1 http://www.acainternational.org/governmentaffairs-federal-agencies-release-final-standards-on-diversity-policies-of-regulated-entities-36108.aspx Thu, 11 Jun 2015 15:00:00 GMT Government Affairs The final standards, developed after consideration of more than 200 comments, provide a framework for regulated entities to create and strengthen their diversity policies and practices CREDITORS: Credit Card Accounts and Spending Continue to Grow http://www.acainternational.org/creditors-credit-card-accounts-and-spending-continue-to-grow-36105.aspx?rssfeed=1 http://www.acainternational.org/creditors-credit-card-accounts-and-spending-continue-to-grow-36105.aspx Thu, 11 Jun 2015 11:30:00 GMT Creditors Gains in employment and wages fuel spending by consumers. NEWS: Special Discount on ACA’s Convention Ends Monday http://www.acainternational.org/news-special-discount-on-acas-convention-ends-monday-36104.aspx?rssfeed=1 http://www.acainternational.org/news-special-discount-on-acas-convention-ends-monday-36104.aspx Thu, 11 Jun 2015 11:15:00 GMT News Register for the 2015 ACA International Convention & Expo now to ensure access to the latest information on the Federal Communications Commission’s decision on clarifying the Telephone Consumer Protection Act. GOVERNMENT AFFAIRS: House Fiscal Bill Includes Change in Control of CFPB’s Funding http://www.acainternational.org/governmentaffairs-house-fiscal-bill-includes-change-in-control-of-cfpbs-funding-36103.aspx?rssfeed=1 http://www.acainternational.org/governmentaffairs-house-fiscal-bill-includes-change-in-control-of-cfpbs-funding-36103.aspx Thu, 11 Jun 2015 11:01:00 GMT Government Affairs The bill would bring funding for the Bureau under the annual congressional appropriations process. NEWS: IACC Launches B2B Collections Newsletter http://www.acainternational.org/news-iacc-launches-b2b-collections-newsletter-36106.aspx?rssfeed=1 http://www.acainternational.org/news-iacc-launches-b2b-collections-newsletter-36106.aspx Thu, 11 Jun 2015 10:00:00 GMT News The monthly publication features articles pertaining to commercial collections. NEWS: Introduction to Compliance Set for ACA Online Training June 17-18 http://www.acainternational.org/news-introduction-to-compliance-set-for-aca-online-training-june-17-18-36093.aspx?rssfeed=1 http://www.acainternational.org/news-introduction-to-compliance-set-for-aca-online-training-june-17-18-36093.aspx Wed, 10 Jun 2015 15:12:00 GMT News The training includes tips for successful compliance management systems and selecting the right individuals to lead the implementation process. CFPB: CFPB Issues Final Rule for Nonbank Auto Finance Companies http://www.acainternational.org/cfpbarticle-cfpb-issues-final-rule-for-nonbank-auto-finance-companies-36091.aspx?rssfeed=1 http://www.acainternational.org/cfpbarticle-cfpb-issues-final-rule-for-nonbank-auto-finance-companies-36091.aspx Wed, 10 Jun 2015 14:06:00 GMT CFPB The Bureau estimates that it will have authority to supervise about 34 of the largest nonbank auto finance companies and their affiliated companies. HEALTHCARE COLLECTIONS: National Study Shows Long-Term Decline in Consumers’ Trouble With Medical Bills http://www.acainternational.org/healthcaremarket-national-study-shows-long-term-decline-in-consumers-trouble-with-medical-bills-36090.aspx?rssfeed=1 http://www.acainternational.org/healthcaremarket-national-study-shows-long-term-decline-in-consumers-trouble-with-medical-bills-36090.aspx Wed, 10 Jun 2015 12:27:00 GMT Healthcare Collections The Centers for Disease Control and Prevention National Health Interview Survey of consumers indicates improvement in affordability of healthcare. CREDITORS: Consumers Start 2015 With More Credit Card Debt http://www.acainternational.org/creditors-consumers-start-2015-with-more-credit-card-debt-36089.aspx?rssfeed=1 http://www.acainternational.org/creditors-consumers-start-2015-with-more-credit-card-debt-36089.aspx Wed, 10 Jun 2015 11:12:00 GMT Creditors First-quarter debt paydowns were high, but an increase in credit card balances counters that progress by consumers. CFPB: CFPB Director Richard Cordray Increases Mortgage Lender’s Fine in Administrative Ruling http://www.acainternational.org/cfpbarticle-cfpb-director-richard-cordray-increases-mortgage-lenders-fine-in-administrative-ruling-36088.aspx?rssfeed=1 http://www.acainternational.org/cfpbarticle-cfpb-director-richard-cordray-increases-mortgage-lenders-fine-in-administrative-ruling-36088.aspx Tue, 09 Jun 2015 15:56:00 GMT CFPB In the first-ever appeal of a CFPB administrative enforcement proceeding, Cordray issued a decision that upholds an administrative law judge’s ruling that a mortgage lender engaged in illegal insurance kickbacks. GOVERNMENT AFFAIRS: FTC Outlines Enforcement Actions in Report to CFPB http://www.acainternational.org/governmentaffairs-ftc-outlines-enforcement-actions-in-report-to-cfpb-36085.aspx?rssfeed=1 http://www.acainternational.org/governmentaffairs-ftc-outlines-enforcement-actions-in-report-to-cfpb-36085.aspx Tue, 09 Jun 2015 14:29:00 GMT Government Affairs The commission has enforcement authority for CFPB rules that apply to entities under its jurisdiction. GOVERNMENT AFFAIRS: ACA Staff and Members Prepare to Join Debt Collection Dialogue in New York http://www.acainternational.org/governmentaffairs-aca-staff-and-members-prepare-to-join-debt-collection-dialogue-in-new-york-36082.aspx?rssfeed=1 http://www.acainternational.org/governmentaffairs-aca-staff-and-members-prepare-to-join-debt-collection-dialogue-in-new-york-36082.aspx Tue, 09 Jun 2015 12:45:00 GMT Government Affairs The June 15 event is the first of several hosted by the FTC to discuss debt collection in the U.S. NEWS: Learn How to Identify and Avoid Call Baiting http://www.acainternational.org/news-learn-how-to-identify-and-avoid-call-baiting-36081.aspx?rssfeed=1 http://www.acainternational.org/news-learn-how-to-identify-and-avoid-call-baiting-36081.aspx Tue, 09 Jun 2015 12:35:00 GMT News ACA’s June 16 teleseminar will present ways for collectors to effectively combat attempts by consumers to “bait” them into a statutory violation. NEWS: Fed Survey: Consumers’ Household Finance Expectations Increase Slightly http://www.acainternational.org/news-fed-survey-consumers-household-finance-expectations-increase-slightly-36080.aspx?rssfeed=1 http://www.acainternational.org/news-fed-survey-consumers-household-finance-expectations-increase-slightly-36080.aspx Tue, 09 Jun 2015 12:05:00 GMT News Expectations for income growth improve more for lower-income households. NEWS: Convergent Revenue Cycle Management, Inc. Promotes Will Richter to Senior Vice President of Client Management http://www.acainternational.org/news-convergent-revenue-cycle-management-inc-promotes-will-richter-to-senior-vice-president-of-client-management-36083.aspx?rssfeed=1 http://www.acainternational.org/news-convergent-revenue-cycle-management-inc-promotes-will-richter-to-senior-vice-president-of-client-management-36083.aspx Tue, 09 Jun 2015 11:00:00 GMT News The appointment continues company’s strategic initiative to enhance client customer service. GOVERNMENT AFFAIRS: Senators Urge CFPB to Issue Strong Rules Against Payday Lending http://www.acainternational.org/governmentaffairs-senators-urge-cfpb-to-issue-strong-rules-against-payday-lending-36077.aspx?rssfeed=1 http://www.acainternational.org/governmentaffairs-senators-urge-cfpb-to-issue-strong-rules-against-payday-lending-36077.aspx Mon, 08 Jun 2015 15:17:00 GMT Government Affairs Thirty-two senators submitted a letter to Director Richard Cordray calling for more regulation of the credit products. NEWS: ACA Convention Will Highlight TCPA and FCC Ruling http://www.acainternational.org/news-aca-convention-will-highlight-tcpa-and-fcc-ruling-36052.aspx?rssfeed=1 http://www.acainternational.org/news-aca-convention-will-highlight-tcpa-and-fcc-ruling-36052.aspx Mon, 08 Jun 2015 09:36:00 GMT News Register for the 2015 ACA International Convention & Expo by June 15 to receive a special discount and ensure access to the latest information on the Federal Communications Commission’s decision on clarifying the Telephone Consumer Protection Act. NEWS: Credit Card Purchases Continue Surge in Consumer Borrowing http://www.acainternational.org/news-credit-card-purchases-continue-surge-in-consumer-borrowing-36078.aspx?rssfeed=1 http://www.acainternational.org/news-credit-card-purchases-continue-surge-in-consumer-borrowing-36078.aspx Mon, 08 Jun 2015 09:00:00 GMT News The Federal Reserve’s latest consumer credit report shows auto and student loans also increased, but at a slower rate. REPORTERS: ACA International Supports the Consumer Financial Protection Bureau Accountability Act of 2015 http://www.acainternational.org/reporters-aca-international-supports-the-consumer-financial-protection-bureau-accountability-act-of-2015-36076.aspx?rssfeed=1 http://www.acainternational.org/reporters-aca-international-supports-the-consumer-financial-protection-bureau-accountability-act-of-2015-36076.aspx Fri, 05 Jun 2015 15:00:00 GMT Reporters Bill Would Subject the CFPB to Congressional Appropriations Process HEALTHCARE COLLECTIONS: Bad Debt Declines for Non-Profit Hospitals in Medicaid Expansion States http://www.acainternational.org/healthcaremarket-bad-debt-declines-for-non-profit-hospitals-in-medicaid-expansion-states-36070.aspx?rssfeed=1 http://www.acainternational.org/healthcaremarket-bad-debt-declines-for-non-profit-hospitals-in-medicaid-expansion-states-36070.aspx Fri, 05 Jun 2015 10:16:00 GMT Healthcare Collections The reduction in bad debt created by patients’ unpaid medical bills is a positive for hospitals, but it appears it will take time for it to influence their overall financial well-being. HEALTHCARE COLLECTIONS: Consumers’ Continued Enrollment in Health Marketplaces Matches CMS’ Goal http://www.acainternational.org/healthcaremarket-consumers-continued-enrollment-in-health-marketplaces-matches-cms-goal-36071.aspx?rssfeed=1 http://www.acainternational.org/healthcaremarket-consumers-continued-enrollment-in-health-marketplaces-matches-cms-goal-36071.aspx Fri, 05 Jun 2015 10:00:00 GMT Healthcare Collections As of March 31, more than 10 million consumers paid for marketplace coverage while they still had an active healthcare policy. NEWS: In Case You Missed It: Recording of ACA’s CFPB Quarterly Update is Available Now http://www.acainternational.org/news-in-case-you-missed-it-recording-of-acas-cfpb-quarterly-update-is-available-now-36069.aspx?rssfeed=1 http://www.acainternational.org/news-in-case-you-missed-it-recording-of-acas-cfpb-quarterly-update-is-available-now-36069.aspx Fri, 05 Jun 2015 09:58:00 GMT News Details on the status of the Consumer Financial Protection Bureau’s rulemaking efforts, policies and enforcement are available in a recording of ACA’s recent teleseminar for members. GOVERNMENT AFFAIRS: ACA International Supports the Consumer Financial Protection Bureau Accountability Act of 2015 http://www.acainternational.org/governmentaffairs-aca-international-supports-the-consumer-financial-protection-bureau-accountability-act-of-2015-36065.aspx?rssfeed=1 http://www.acainternational.org/governmentaffairs-aca-international-supports-the-consumer-financial-protection-bureau-accountability-act-of-2015-36065.aspx Thu, 04 Jun 2015 13:32:00 GMT Government Affairs The bill would subject the CFPB to the congressional appropriations process. NEWS: The Impact of Student Loan Debt on the Economy and Borrowers http://www.acainternational.org/news-the-impact-of-student-loan-debt-on-the-economy-and-borrowers-36064.aspx?rssfeed=1 http://www.acainternational.org/news-the-impact-of-student-loan-debt-on-the-economy-and-borrowers-36064.aspx Thu, 04 Jun 2015 13:22:00 GMT News More and more research is focusing on how student loan debt has a widespread impact on many facets of the economy and consumers’ income and livelihood. CFPB: Consumer Financial Market Discussion Slated for June 18 CFPB Meeting http://www.acainternational.org/cfpbarticle-consumer-financial-market-discussion-slated-for-june-18-cfpb-meeting-36063.aspx?rssfeed=1 http://www.acainternational.org/cfpbarticle-consumer-financial-market-discussion-slated-for-june-18-cfpb-meeting-36063.aspx Thu, 04 Jun 2015 11:16:00 GMT CFPB Director Richard Cordray and the CFPB Consumer Advisory Board will review recent proposals on payday loans during the event in Omaha, Neb. NEWS: May Commercial Chapter 11 Bankruptcy Filings Increase 16 percent From 2014 http://www.acainternational.org/news-may-commercial-chapter-11-bankruptcy-filings-increase-16-percent-from-2014-36060.aspx?rssfeed=1 http://www.acainternational.org/news-may-commercial-chapter-11-bankruptcy-filings-increase-16-percent-from-2014-36060.aspx Wed, 03 Jun 2015 14:10:00 GMT News Total bankruptcy filings decrease 19 percent amid low interest rates and stable consumer debt levels. NEWS: ACA of Texas Educational Foundation Awards College Scholarship to CMI Group Employee http://www.acainternational.org/news-aca-of-texas-educational-foundation-awards-college-scholarship-to-cmi-group-employee-36058.aspx?rssfeed=1 http://www.acainternational.org/news-aca-of-texas-educational-foundation-awards-college-scholarship-to-cmi-group-employee-36058.aspx Wed, 03 Jun 2015 12:44:00 GMT News The scholarship is based on applicants’ academic achievement, extracurricular activities and essay on building good credit for financial independence. NEWS: Tools for Creditors Collecting From an Estate http://www.acainternational.org/news-tools-for-creditors-collecting-from-an-estate-36057.aspx?rssfeed=1 http://www.acainternational.org/news-tools-for-creditors-collecting-from-an-estate-36057.aspx Wed, 03 Jun 2015 12:08:00 GMT News Procedural roadblocks can occur when attempting to resolve the debt of a decedent, but there are resources to help creditors successfully complete the challenging process. CREDITORS: Federal Reserve Board’s Survey Reveals State of Economic Recovery http://www.acainternational.org/creditors-federal-reserve-boards-survey-reveals-state-of-economic-recovery-36054.aspx?rssfeed=1 http://www.acainternational.org/creditors-federal-reserve-boards-survey-reveals-state-of-economic-recovery-36054.aspx Wed, 03 Jun 2015 11:00:00 GMT Creditors Consumers’ financial outlook is improving, but there are still struggles with student loan debt, savings and retirement planning. NEWS: Convergent Revenue Cycle Management Inc. Promotes Don Barrett to Senior Vice President of Sales and Marketing http://www.acainternational.org/news-convergent-revenue-cycle-management-inc-promotes-don-barrett-to-senior-vice-president-of-sales-and-marketing-36055.aspx?rssfeed=1 http://www.acainternational.org/news-convergent-revenue-cycle-management-inc-promotes-don-barrett-to-senior-vice-president-of-sales-and-marketing-36055.aspx Wed, 03 Jun 2015 10:50:00 GMT News Appointment of experienced healthcare finance professional supports company’s expansion goals. NEWS: Consumer Spending Lagging in 2015 Despite Greater Access to Credit http://www.acainternational.org/news-consumer-spending-lagging-in-2015-despite-greater-access-to-credit-36050.aspx?rssfeed=1 http://www.acainternational.org/news-consumer-spending-lagging-in-2015-despite-greater-access-to-credit-36050.aspx Tue, 02 Jun 2015 12:43:00 GMT News Data indicates trends in consumer spending could continue in the second quarter. GOVERNMENT AFFAIRS: Debt Collection Dialogue Speakers Announced for June 15 Event in New York http://www.acainternational.org/governmentaffairs-debt-collection-dialogue-speakers-announced-for-june-15-event-in-new-york-36049.aspx?rssfeed=1 http://www.acainternational.org/governmentaffairs-debt-collection-dialogue-speakers-announced-for-june-15-event-in-new-york-36049.aspx Tue, 02 Jun 2015 12:31:00 GMT Government Affairs ACA International is attending the event to contribute to discussions about the credit and collection industry. NEWS: American Profit Recovery Raises More Than $2,300 for ACA Education Foundation http://www.acainternational.org/news-american-profit-recovery-raises-more-than-2300-for-aca-education-foundation-36048.aspx?rssfeed=1 http://www.acainternational.org/news-american-profit-recovery-raises-more-than-2300-for-aca-education-foundation-36048.aspx Tue, 02 Jun 2015 11:15:00 GMT News The ACA member company’s Collectors Challenge included donations to participate in a March Madness bracket tournament and fun games in the office. NEWS: Columbia Ultimate Expands Leadership Team http://www.acainternational.org/news-columbia-ultimate-expands-leadership-team-36047.aspx?rssfeed=1 http://www.acainternational.org/news-columbia-ultimate-expands-leadership-team-36047.aspx Tue, 02 Jun 2015 11:00:00 GMT News The ACA affiliate member company’s leadership changes are part of its enhanced client experience and preparation for growth. NEWS: ACA Seeks Input on Asset Buyer Topics for Fall Forum http://www.acainternational.org/news-aca-seeks-input-on-asset-buyer-topics-for-fall-forum-36037.aspx?rssfeed=1 http://www.acainternational.org/news-aca-seeks-input-on-asset-buyer-topics-for-fall-forum-36037.aspx Mon, 01 Jun 2015 12:36:00 GMT News Education on topics for asset buyers will be back at Fall Forum this year and ACA’s Asset Buyers Committee is working to build a bigger and better agenda of roundtable discussions. GOVERNMENT AFFAIRS: FCC Releases Tentative Open Meeting Agenda Including Proposal on TCPA Clarifications http://www.acainternational.org/governmentaffairs-fcc-releases-tentative-open-meeting-agenda-including-proposal-on-tcpa-clarifications-36038.aspx?rssfeed=1 http://www.acainternational.org/governmentaffairs-fcc-releases-tentative-open-meeting-agenda-including-proposal-on-tcpa-clarifications-36038.aspx Mon, 01 Jun 2015 11:28:00 GMT Government Affairs The commission is scheduled to consider a Declaratory Ruling and Order reaffirming the TCPA’s protections against unwanted robocalls during the June 18 meeting. NEWS: Optio Solutions Gives Back During Collectors Challenge http://www.acainternational.org/news-optio-solutions-gives-back-during-collectors-challenge-36039.aspx?rssfeed=1 http://www.acainternational.org/news-optio-solutions-gives-back-during-collectors-challenge-36039.aspx Mon, 01 Jun 2015 11:00:00 GMT News The ACA member company joined the ACA International Education Foundation fundraiser for the first time this year. NEWS: Pro Com Services Surpasses Company’s Fundraising Goal for Collectors Challenge http://www.acainternational.org/news-pro-com-services-surpasses-companys-fundraising-goal-for-collectors-challenge-36029.aspx?rssfeed=1 http://www.acainternational.org/news-pro-com-services-surpasses-companys-fundraising-goal-for-collectors-challenge-36029.aspx Fri, 29 May 2015 09:00:00 GMT News The Illinois-based ACA member company held a silent auction, raffle, potluck and more in April to raise money for the ACA International Education Foundation. NEWS: Changing Nature of Consumer Debt Influences Decline in Bankruptcy Filings http://www.acainternational.org/news-changing-nature-of-consumer-debt-influences-decline-in-bankruptcy-filings-36028.aspx?rssfeed=1 http://www.acainternational.org/news-changing-nature-of-consumer-debt-influences-decline-in-bankruptcy-filings-36028.aspx Fri, 29 May 2015 08:15:00 GMT News Credit card debt, which often causes personal bankruptcy filings, is at the lowest level since 2006. CREDITORS: Survey: Married and Engaged Couples Struggle With Debt http://www.acainternational.org/creditors-survey-married-and-engaged-couples-struggle-with-debt-36027.aspx?rssfeed=1 http://www.acainternational.org/creditors-survey-married-and-engaged-couples-struggle-with-debt-36027.aspx Fri, 29 May 2015 08:00:00 GMT Creditors Research from TransUnion shows the need for couples to discuss their finances, debt and credit scores before they are married. HEALTHCARE COLLECTIONS: ACA Offers Comprehensive Online Course on Healthcare Collections http://www.acainternational.org/healthcaremarket-aca-offers-comprehensive-online-course-on-healthcare-collections-36017.aspx?rssfeed=1 http://www.acainternational.org/healthcaremarket-aca-offers-comprehensive-online-course-on-healthcare-collections-36017.aspx Thu, 28 May 2015 13:19:00 GMT Healthcare Collections Participants will learn how to go beyond the day-to-day tasks of a healthcare collector and take a look at important operational aspects of collecting healthcare accounts. NEWS: Zealandia Capital Completes Inaugural Collectors Challenge http://www.acainternational.org/news-zealandia-capital-completes-inaugural-collectors-challenge-36016.aspx?rssfeed=1 http://www.acainternational.org/news-zealandia-capital-completes-inaugural-collectors-challenge-36016.aspx Thu, 28 May 2015 13:15:00 GMT News The ACA member company held team-building exercises, an ice cream party and a raffle to boost employee morale and raise money for ACA’s Education Foundation and Loomer-Mortensen Scholarship Program. HEALTHCARE COLLECTIONS: Consumers Report Overall Satisfaction with Affordable Care Act Plans http://www.acainternational.org/healthcaremarket-consumers-report-overall-satisfaction-with-affordable-care-act-plans-36018.aspx?rssfeed=1 http://www.acainternational.org/healthcaremarket-consumers-report-overall-satisfaction-with-affordable-care-act-plans-36018.aspx Thu, 28 May 2015 13:00:00 GMT Healthcare Collections The Kaiser Family Foundation survey completed after the second open-enrollment period shows satisfaction among consumers who purchase their own health insurance, but future financial protection from healthcare and high deductibles continue to be a concern. GOVERNMENT AFFAIRS: Breaking News: FCC Releases Fact Sheet on Chairman Wheeler’s TCPA Proposal http://www.acainternational.org/governmentaffairs-breaking-news-fcc-releases-fact-sheet-on-chairman-wheelers-tcpa-proposal-36011.aspx?rssfeed=1 http://www.acainternational.org/governmentaffairs-breaking-news-fcc-releases-fact-sheet-on-chairman-wheelers-tcpa-proposal-36011.aspx Wed, 27 May 2015 16:00:00 GMT Government Affairs A vote on the proposal is scheduled to take place at the next FCC Open Meeting on June 18, 2015. GOVERNMENT AFFAIRS: U.S. Senator Introduces Legislation to Provide Congressional Oversight of CFPB http://www.acainternational.org/governmentaffairs-us-senator-introduces-legislation-to-provide-congressional-oversight-of-cfpb-36007.aspx?rssfeed=1 http://www.acainternational.org/governmentaffairs-us-senator-introduces-legislation-to-provide-congressional-oversight-of-cfpb-36007.aspx Wed, 27 May 2015 13:26:00 GMT Government Affairs The proposal follows multiple legislative actions in the House of Representatives focusing on CFPB accountability and oversight. CFPB: ACA International Responds to the CFPB’s RFI on Positive Company Feedback http://www.acainternational.org/cfpbarticle-aca-international-responds-to-the-cfpbs-rfi-on-positive-company-feedback-36006.aspx?rssfeed=1 http://www.acainternational.org/cfpbarticle-aca-international-responds-to-the-cfpbs-rfi-on-positive-company-feedback-36006.aspx Wed, 27 May 2015 10:35:00 GMT CFPB In its comment letter, ACA urges the CFPB to add consumer compliments to the complaint database in order to make it less negatively skewed and more meaningful. NEWS: Patrick D. Newman Joins Moss & Barnett http://www.acainternational.org/news-patrick-d-newman-joins-moss-barnett-36005.aspx?rssfeed=1 http://www.acainternational.org/news-patrick-d-newman-joins-moss-barnett-36005.aspx Wed, 27 May 2015 10:30:00 GMT News Newman is part of the ACA member company’s team focusing on creditors’ rights. HEALTHCARE COLLECTIONS: Healthcare Affordability Concerns Continue for Consumers http://www.acainternational.org/healthcaremarket-healthcare-affordability-concerns-continue-for-consumers-36001.aspx?rssfeed=1 http://www.acainternational.org/healthcaremarket-healthcare-affordability-concerns-continue-for-consumers-36001.aspx Wed, 27 May 2015 10:23:00 GMT Healthcare Collections High premiums and unexpected medical bills that could cause debt are among the concerns for consumers who purchase their own insurance under the Affordable Care Act. CFPB: CFPB Pushes Back Expected Timeframe for Debt Collection Rulemaking http://www.acainternational.org/cfpbarticle-cfpb-pushes-back-expected-timeframe-for-debt-collection-rulemaking-35998.aspx?rssfeed=1 http://www.acainternational.org/cfpbarticle-cfpb-pushes-back-expected-timeframe-for-debt-collection-rulemaking-35998.aspx Tue, 26 May 2015 13:23:00 GMT CFPB In its spring 2015 regulatory agenda, the CFPB announces that rulemaking for debt collection is not expected before December 2015. NEWS: Small Business Optimism Reaches Seven-Year High http://www.acainternational.org/news-small-business-optimism-reaches-seven-year-high-35999.aspx?rssfeed=1 http://www.acainternational.org/news-small-business-optimism-reaches-seven-year-high-35999.aspx Tue, 26 May 2015 13:00:00 GMT News The U.S. House of Representatives is focusing on legislation that can help small businesses access capital and reduce their regulatory burdens. NEWS: Sunrise Credit Services Sets a Record for Itself During Collectors Challenge http://www.acainternational.org/news-sunrise-credit-services-sets-a-record-for-itself-during-collectors-challenge-36000.aspx?rssfeed=1 http://www.acainternational.org/news-sunrise-credit-services-sets-a-record-for-itself-during-collectors-challenge-36000.aspx Tue, 26 May 2015 12:50:00 GMT News The ACA member company held different fundraisers each week during the month of April to benefit the ACA International Education Foundation and Loomer-Mortensen scholarship program. NEWS: ACA Hosts Seminar to Update Members on CFPB News and Initiatives http://www.acainternational.org/news-aca-hosts-seminar-to-update-members-on-cfpb-news-and-initiatives-35997.aspx?rssfeed=1 http://www.acainternational.org/news-aca-hosts-seminar-to-update-members-on-cfpb-news-and-initiatives-35997.aspx Tue, 26 May 2015 11:46:00 GMT News The June 3 members-only seminar will focus on the latest actions of the CFPB and what members need to know about the world of regulation. NEWS: ACA International Offers Compliance Management Seminar http://www.acainternational.org/news-aca-international-offers-compliance-management-seminar-35976.aspx?rssfeed=1 http://www.acainternational.org/news-aca-international-offers-compliance-management-seminar-35976.aspx Tue, 26 May 2015 08:00:00 GMT News The June 10 seminar includes a comprehensive overview of necessary elements to consider in developing and maintaining a compliance management system. NEWS: ARMing Heroes Honors Military Veterans During Memorial Day Weekend http://www.acainternational.org/news-arming-heroes-honors-military-veterans-during-memorial-day-weekend-35991.aspx?rssfeed=1 http://www.acainternational.org/news-arming-heroes-honors-military-veterans-during-memorial-day-weekend-35991.aspx Tue, 26 May 2015 07:54:00 GMT News The credit and collection industry’s charity for military veterans raised awareness for its cause through a social media campaign for the public to honor veterans in their lives. NEWS: The Middle Class Debt Problem Continues http://www.acainternational.org/news-the-middle-class-debt-problem-continues-35993.aspx?rssfeed=1 http://www.acainternational.org/news-the-middle-class-debt-problem-continues-35993.aspx Tue, 26 May 2015 07:00:00 GMT News Middle class families that accumulated debt for years leading up to the recession suffered when the credit bubble burst and now are trying to rebuild their wealth and ability to borrow. HEALTHCARE COLLECTIONS: Survey: Underinsured Face Financial Struggles with Medical Bills and Paying Medical Debt http://www.acainternational.org/healthcaremarket-survey-underinsured-face-financial-struggles-with-medical-bills-and-paying-medical-debt-35989.aspx?rssfeed=1 http://www.acainternational.org/healthcaremarket-survey-underinsured-face-financial-struggles-with-medical-bills-and-paying-medical-debt-35989.aspx Fri, 22 May 2015 08:30:00 GMT Healthcare Collections A Commonwealth Fund report shows underinsured people have high deductibles in their insurance plans or high out-of-pocket expenses compared to their income. GOVERNMENT AFFAIRS: House Subcommittee Approves Seven Bills on FCC Transparency http://www.acainternational.org/governmentaffairs-house-subcommittee-approves-seven-bills-on-fcc-transparency-35984.aspx?rssfeed=1 http://www.acainternational.org/governmentaffairs-house-subcommittee-approves-seven-bills-on-fcc-transparency-35984.aspx Thu, 21 May 2015 12:04:00 GMT Government Affairs Chairman U.S. Rep. Greg Walden says the bills could be added to a process reform bill introduced in the last congressional session to create more structure around FCC rulemakings. NEWS: Ohio Attorney General Announces Details on National Consumer Assistance Plan http://www.acainternational.org/news-ohio-attorney-general-announces-details-on-national-consumer-assistance-plan-35983.aspx?rssfeed=1 http://www.acainternational.org/news-ohio-attorney-general-announces-details-on-national-consumer-assistance-plan-35983.aspx Thu, 21 May 2015 11:52:00 GMT News Thirty-one state attorneys general are part of the plan and settlement with consumer reporting agencies Experian, Equifax and TransUnion, which include changes to reporting consumers’ medical debts. NEWS: Reminder: Prime Expo Space is Limited for ACA’s 2015 Convention & Expo http://www.acainternational.org/news-reminder-prime-expo-space-is-limited-for-acas-2015-convention-expo-35982.aspx?rssfeed=1 http://www.acainternational.org/news-reminder-prime-expo-space-is-limited-for-acas-2015-convention-expo-35982.aspx Thu, 21 May 2015 11:15:00 GMT News Exhibitors at the credit and collection industry’s event will be face-to-face with buyers looking to move their companies forward and have access to sessions to hear about what agencies are looking for from vendors. NEWS: ACA Offers More Than 45 Educational Sessions at the Industry’s Premier Annual Convention http://www.acainternational.org/news-aca-offers-more-than-45-educational-sessions-at-the-industrys-premier-annual-convention-35978.aspx?rssfeed=1 http://www.acainternational.org/news-aca-offers-more-than-45-educational-sessions-at-the-industrys-premier-annual-convention-35978.aspx Thu, 21 May 2015 11:00:00 GMT News The 2015 ACA International Convention & Expo features sessions on the latest compliance tools to help industry professionals stay current on ever-changing regulations, case studies on how to increase performance, trends impacting healthcare collections as well as regulatory updates on actions of the FCC and CFPB. NEWS: 31 States Join National Consumer Assistance Plan Launched by Equifax, TransUnion and Experian http://www.acainternational.org/news-31-states-join-national-consumer-assistance-plan-launched-by-equifax-transunion-and-experian-35975.aspx?rssfeed=1 http://www.acainternational.org/news-31-states-join-national-consumer-assistance-plan-launched-by-equifax-transunion-and-experian-35975.aspx Wed, 20 May 2015 14:57:00 GMT News The plan is expanding after the three consumer reporting agencies and the New York attorney general first agreed to it in March. NEWS: 2015 ACA International Convention & Expo Early Registration Savings End This Friday http://www.acainternational.org/news-2015-aca-international-convention-expo-early-registration-savings-end-this-friday-35973.aspx?rssfeed=1 http://www.acainternational.org/news-2015-aca-international-convention-expo-early-registration-savings-end-this-friday-35973.aspx Wed, 20 May 2015 12:20:00 GMT News The early-bird registration deadline, May 22, for member savings at ACA International’s premier event in Boston July 19-21 is fast approaching. GOVERNMENT AFFAIRS: UPDATE: 1,700 Participate in ACA’s Grassroots Effort to End Operation Choke Point http://www.acainternational.org/governmentaffairs-update-1700-participate-in-acas-grassroots-effort-to-end-operation-choke-point-35969.aspx?rssfeed=1 http://www.acainternational.org/governmentaffairs-update-1700-participate-in-acas-grassroots-effort-to-end-operation-choke-point-35969.aspx Wed, 20 May 2015 12:19:00 GMT Government Affairs ACA International has an email available for members to easily forward a letter to their member of Congress and keep the campaign against the FDIC and DOJ program going. NEWS: ConServe Supports Local Adopt-A-Highway Cleanup http://www.acainternational.org/news-conserve-supports-local-adopt-a-highway-cleanup-35971.aspx?rssfeed=1 http://www.acainternational.org/news-conserve-supports-local-adopt-a-highway-cleanup-35971.aspx Wed, 20 May 2015 12:04:00 GMT News For two years, employees of the ACA member company will volunteer to maintain a stretch of highway in New York by picking up trash, raking and planting flowers. CREDITORS: Credit Card Debt and Delinquency Rates Remain Steady http://www.acainternational.org/creditors-credit-card-debt-and-delinquency-rates-remain-steady-35970.aspx?rssfeed=1 http://www.acainternational.org/creditors-credit-card-debt-and-delinquency-rates-remain-steady-35970.aspx Wed, 20 May 2015 11:12:00 GMT Creditors A TransUnion report shows consumers opened 15 million more credit card accounts in the last year. NEWS: Savings on Convention Registration Available to New Members http://www.acainternational.org/news-savings-on-convention-registration-available-to-new-members-35972.aspx?rssfeed=1 http://www.acainternational.org/news-savings-on-convention-registration-available-to-new-members-35972.aspx Wed, 20 May 2015 00:01:00 GMT News ACA International membership provides year-round value. Join today, or if you’re a recent new member, take advantage of your membership and enjoy savings on the 2015 ACA Convention and Expo July 19-21 in Boston. Attending the ACA convention is one of the greatest benefits of membership. NEWS: Consumer Litigation is on the Upswing in 2015 http://www.acainternational.org/news-consumer-litigation-is-on-the-upswing-in-2015-35965.aspx?rssfeed=1 http://www.acainternational.org/news-consumer-litigation-is-on-the-upswing-in-2015-35965.aspx Tue, 19 May 2015 14:16:00 GMT News Fair Debt Collection Practices Act cases have increased this year, but it is too soon to tell if the trend will continue. April complaints to the CFPB declined, and more than half of the complaints were not associated with a particular debt collection product. GOVERNMENT AFFAIRS: House Communications and Technology Subcommittee to Review Several Bills on FCC Transparency http://www.acainternational.org/governmentaffairs-house-communications-and-technology-subcommittee-to-review-several-bills-on-fcc-transparency-35966.aspx?rssfeed=1 http://www.acainternational.org/governmentaffairs-house-communications-and-technology-subcommittee-to-review-several-bills-on-fcc-transparency-35966.aspx Tue, 19 May 2015 14:00:00 GMT Government Affairs The legislation includes a proposal for the FCC to publish a quarterly progress update on petitions and complaints it receives. NEWS: National Recovery Solutions Achieves Woman-Owned Small Business Status http://www.acainternational.org/news-national-recovery-solutions-achieves-woman-owned-small-business-status-35964.aspx?rssfeed=1 http://www.acainternational.org/news-national-recovery-solutions-achieves-woman-owned-small-business-status-35964.aspx Tue, 19 May 2015 13:37:00 GMT News Kinda Baker is assuming CEO responsibilities and has a majority ownership in the ACA member company. CREDITORS: Consumers Say Financial Security Has Improved This Month http://www.acainternational.org/creditors-consumers-say-financial-security-has-improved-this-month-35960.aspx?rssfeed=1 http://www.acainternational.org/creditors-consumers-say-financial-security-has-improved-this-month-35960.aspx Tue, 19 May 2015 12:46:00 GMT Creditors Respondents to a Bankrate.com survey say they are more comfortable about their debt levels, but less comfortable with their available savings. NEWS: The CBE Group Pays it Forward http://www.acainternational.org/news-the-cbe-group-pays-it-forward-35954.aspx?rssfeed=1 http://www.acainternational.org/news-the-cbe-group-pays-it-forward-35954.aspx Mon, 18 May 2015 13:26:00 GMT News The ACA member company’s creative ideas for fundraising and community service help residents and organizations around the world. GOVERNMENT AFFAIRS: U.S. Sen. Ted Cruz Requests Consumer Financial Protection Bureau to Disavow Operation Choke Point http://www.acainternational.org/governmentaffairs-us-sen-ted-cruz-requests-consumer-financial-protection-bureau-to-disavow-operation-choke-point-35953.aspx?rssfeed=1 http://www.acainternational.org/governmentaffairs-us-sen-ted-cruz-requests-consumer-financial-protection-bureau-to-disavow-operation-choke-point-35953.aspx Mon, 18 May 2015 11:42:00 GMT Government Affairs The Texas senator says he is concerned the CFPB will follow the path of the FDIC and DOJ based on its recent lawsuit filed against various debt collectors and payment processors. NEWS: ACA International’s Mary Thao Recognized as Outstanding Planner of the Year in Minnesota http://www.acainternational.org/news-aca-internationals-mary-thao-recognized-as-outstanding-planner-of-the-year-in-minnesota-35952.aspx?rssfeed=1 http://www.acainternational.org/news-aca-internationals-mary-thao-recognized-as-outstanding-planner-of-the-year-in-minnesota-35952.aspx Mon, 18 May 2015 11:18:00 GMT News The Minnesota Chapter of Meeting Professionals International recognized Thao with its most significant award for her contributions to the organization as well as the meeting management profession. NEWS: ACA Member Companies Achieve PPMS Certification http://www.acainternational.org/news-aca-member-companies-achieve-ppms-certification-35951.aspx?rssfeed=1 http://www.acainternational.org/news-aca-member-companies-achieve-ppms-certification-35951.aspx Mon, 18 May 2015 11:13:00 GMT News ACA International members in Massachusetts and Illinois earn the collection industry’s premier agency certification. NEWS: Action Alert – Operation Choke Point http://www.acainternational.org/news-action-alert-operation-choke-point-35948.aspx?rssfeed=1 http://www.acainternational.org/news-action-alert-operation-choke-point-35948.aspx Fri, 15 May 2015 10:44:00 GMT News ACA members are urged to take action in support of legislation to end Operation Choke Point. GOVERNMENT AFFAIRS: ACA’s Grassroots Campaign Against Operation Choke Point is Growing http://www.acainternational.org/governmentaffairs-acas-grassroots-campaign-against-operation-choke-point-is-growing-35946.aspx?rssfeed=1 http://www.acainternational.org/governmentaffairs-acas-grassroots-campaign-against-operation-choke-point-is-growing-35946.aspx Fri, 15 May 2015 10:29:00 GMT Government Affairs More than 300 additional ACA members joined in the campaign since Friday and an email is still available to contact your member of Congress about ending the FDIC and DOJ program. CFPB: CFPB Turns Its Attention to Student Loan Servicing Practices in Latest Public Inquiry http://www.acainternational.org/cfpbarticle-cfpb-turns-its-attention-to-student-loan-servicing-practices-in-latest-public-inquiry-35944.aspx?rssfeed=1 http://www.acainternational.org/cfpbarticle-cfpb-turns-its-attention-to-student-loan-servicing-practices-in-latest-public-inquiry-35944.aspx Fri, 15 May 2015 07:35:00 GMT CFPB Through a Request for Information, the CFPB seeks input from stakeholders, including debt collectors, on how student loan servicing can contribute to student borrower stress or harm. NEWS: Seminar on Latest Data Security Compliance Strategies is May 26-27 http://www.acainternational.org/news-seminar-on-latest-data-security-compliance-strategies-is-may-26-27-35945.aspx?rssfeed=1 http://www.acainternational.org/news-seminar-on-latest-data-security-compliance-strategies-is-may-26-27-35945.aspx Fri, 15 May 2015 07:15:00 GMT News ACA International certified instructor Leslie Bender, IFCCE, will focus on policies and procedures to ensure compliance in protecting consumers’ personal information. CFPB: ACA is Represented at CFPB Hearing on Student Loan Debt http://www.acainternational.org/cfpbarticle-aca-is-represented-at-cfpb-hearing-on-student-loan-debt-35943.aspx?rssfeed=1 http://www.acainternational.org/cfpbarticle-aca-is-represented-at-cfpb-hearing-on-student-loan-debt-35943.aspx Thu, 14 May 2015 16:19:00 GMT CFPB The bureau is seeking public comment on student loan servicing practices and consumer protections, similar to those on mortgages and credit cards that could be extended to student loan borrowers. NEWS: Join in Industry Discussions With Your Colleagues on The Hub http://www.acainternational.org/news-join-in-industry-discussions-with-your-colleagues-on-the-hub-35939.aspx?rssfeed=1 http://www.acainternational.org/news-join-in-industry-discussions-with-your-colleagues-on-the-hub-35939.aspx Thu, 14 May 2015 11:23:00 GMT News ACA International’s online member community has peer-to-peer interest groups on topics such as third-party debt collection, compliance and more. NEWS: ConServe Supports ACA International Education Foundation http://www.acainternational.org/news-conserve-supports-aca-international-education-foundation-35938.aspx?rssfeed=1 http://www.acainternational.org/news-conserve-supports-aca-international-education-foundation-35938.aspx Thu, 14 May 2015 11:20:00 GMT News The ACA member company, through its Jeans for Charity and gift-matching program, raised money during Collector’s Challenge month. NEWS: Household Debt Remains Flat in First Quarter http://www.acainternational.org/news-household-debt-remains-flat-in-first-quarter-35936.aspx?rssfeed=1 http://www.acainternational.org/news-household-debt-remains-flat-in-first-quarter-35936.aspx Wed, 13 May 2015 14:08:00 GMT News Stagnant mortgage balances and little change in non-housing debt balances contribute to overall levels of consumers’ borrowing to start the year. NEWS: Study: Student Loan Debt Isn’t Harming Consumers’ Access to Credit and Repayment Rates http://www.acainternational.org/news-study-student-loan-debt-isnt-harming-consumers-access-to-credit-and-repayment-rates-35934.aspx?rssfeed=1 http://www.acainternational.org/news-study-student-loan-debt-isnt-harming-consumers-access-to-credit-and-repayment-rates-35934.aspx Wed, 13 May 2015 14:04:00 GMT News TransUnion data shows young consumers with student loan debt are performing well on securing and paying for other forms of credit. GOVERNMENT AFFAIRS: House Subcommittee Reviews Cause of Financial Crisis in Dodd-Frank Hearing http://www.acainternational.org/governmentaffairs-house-subcommittee-reviews-cause-of-financial-crisis-in-dodd-frank-hearing-35935.aspx?rssfeed=1 http://www.acainternational.org/governmentaffairs-house-subcommittee-reviews-cause-of-financial-crisis-in-dodd-frank-hearing-35935.aspx Wed, 13 May 2015 12:51:00 GMT Government Affairs Chairman U.S. Rep. Sean Duffy says law is a “major cause” of regulatory burden. NEWS: Fed Survey: Consumers Expect Decline in Spending Growth http://www.acainternational.org/news-fed-survey-consumers-expect-decline-in-spending-growth-35924.aspx?rssfeed=1 http://www.acainternational.org/news-fed-survey-consumers-expect-decline-in-spending-growth-35924.aspx Tue, 12 May 2015 13:41:00 GMT News Expectations for household spending in the year ahead declined, especially among lower-income respondents to the Federal Reserve Bank of New York’s monthly Survey of Consumer Expectations. GOVERNMENT AFFAIRS: U.S. Rep. Jeb Hensarling Issues Subpoenas to Federal Agencies http://www.acainternational.org/governmentaffairs-us-rep-jeb-hensarling-issues-subpoenas-to-federal-agencies-35923.aspx?rssfeed=1 http://www.acainternational.org/governmentaffairs-us-rep-jeb-hensarling-issues-subpoenas-to-federal-agencies-35923.aspx Tue, 12 May 2015 13:35:00 GMT Government Affairs The U.S. Department of Justice, U.S. Department of Treasury and Federal Reserve Bank of New York are subject to the subpoenas from the chairman of the House Financial Services Committee. CFPB: Reminder: CFPB Hosts Field Hearing on Student Debt May 14 http://www.acainternational.org/cfpbarticle-reminder-cfpb-hosts-field-hearing-on-student-debt-may-14-35920.aspx?rssfeed=1 http://www.acainternational.org/cfpbarticle-reminder-cfpb-hosts-field-hearing-on-student-debt-may-14-35920.aspx Tue, 12 May 2015 13:15:00 GMT CFPB Director Richard Cordray will speak at the hearing and consumer group representatives and members of the public will testify on student loan debt in the U.S. HEALTHCARE COLLECTIONS: Individual Insurance Market Grew 46 Percent in First Full Year of Affordable Care Act http://www.acainternational.org/healthcaremarket-individual-insurance-market-grew-46-percent-in-first-full-year-of-affordable-care-act-35922.aspx?rssfeed=1 http://www.acainternational.org/healthcaremarket-individual-insurance-market-grew-46-percent-in-first-full-year-of-affordable-care-act-35922.aspx Tue, 12 May 2015 13:00:00 GMT Healthcare Collections Enrollment continues to grow this year but at a slower rate, according to Kaiser Family Foundation research. NEWS: Explore Boston at the 2015 ACA International Convention & Expo http://www.acainternational.org/news-explore-boston-at-the-2015-aca-international-convention-expo-35914.aspx?rssfeed=1 http://www.acainternational.org/news-explore-boston-at-the-2015-aca-international-convention-expo-35914.aspx Mon, 11 May 2015 14:00:00 GMT News Take some time outside of the extensive education and networking opportunities at ACA’s premier event of the year, July 19-21 at the Sheraton Boston & Hynes Convention Center, to experience everything the historic city has to offer. GOVERNMENT AFFAIRS: House Oversight and Investigations Subcommittee Sets Hearing on Regulatory Overreach http://www.acainternational.org/governmentaffairs-house-oversight-and-investigations-subcommittee-sets-hearing-on-regulatory-overreach-35910.aspx?rssfeed=1 http://www.acainternational.org/governmentaffairs-house-oversight-and-investigations-subcommittee-sets-hearing-on-regulatory-overreach-35910.aspx Mon, 11 May 2015 13:36:00 GMT Government Affairs The hearing agenda includes discussion of the cause of the financial crisis as well as the Dodd-Frank Act. NEWS: It’s Not Too Late to Apply for a Loomer-Mortensen Scholarship http://www.acainternational.org/news-its-not-too-late-to-apply-for-a-loomer-mortensen-scholarship-35911.aspx?rssfeed=1 http://www.acainternational.org/news-its-not-too-late-to-apply-for-a-loomer-mortensen-scholarship-35911.aspx Mon, 11 May 2015 13:33:00 GMT News The ACA International Education Foundation is seeking applications for the scholarship to help further the educations of those working in or affiliated with the credit and collection industry. NEWS: Strategies for Hiring the Right Candidate http://www.acainternational.org/news-strategies-for-hiring-the-right-candidate-35912.aspx?rssfeed=1 http://www.acainternational.org/news-strategies-for-hiring-the-right-candidate-35912.aspx Mon, 11 May 2015 13:20:00 GMT News ACA International certified instructor LaDonna Bohling will review hiring strategies during a May 20 online seminar. GOVERNMENT AFFAIRS: Sen. Elizabeth Warren Seeks to Provide CFPB More Regulatory Authority Over Auto Dealers http://www.acainternational.org/governmentaffairs-sen-elizabeth-warren-seeks-to-provide-cfpb-more-regulatory-authority-over-auto-dealers-35909.aspx?rssfeed=1 http://www.acainternational.org/governmentaffairs-sen-elizabeth-warren-seeks-to-provide-cfpb-more-regulatory-authority-over-auto-dealers-35909.aspx Fri, 08 May 2015 12:08:00 GMT Government Affairs The Massachusetts senator is working on legislation for regulation of the auto lending industry, which already faces opposition from the Republican party and some Democrats. NEWS: Experience Networking, Education, Entertainment and Special Events During the 2015 ACA International Convention & Expo http://www.acainternational.org/news-experience-networking-education-entertainment-and-special-events-during-the-2015-aca-international-convention-expo-35908.aspx?rssfeed=1 http://www.acainternational.org/news-experience-networking-education-entertainment-and-special-events-during-the-2015-aca-international-convention-expo-35908.aspx Fri, 08 May 2015 12:03:00 GMT News ACA International is offering many opportunities for credit and collection professionals to learn more about the industry, meet new colleagues and see all that Boston has to offer during the premier event of the year. NEWS: New York Fed Details Community Credit Conditions in U.S. http://www.acainternational.org/news-new-york-fed-details-community-credit-conditions-in-us-35896.aspx?rssfeed=1 http://www.acainternational.org/news-new-york-fed-details-community-credit-conditions-in-us-35896.aspx Fri, 08 May 2015 08:55:00 GMT News Community credit includes an overview of the level of credit stress as well as whether consumers are current on their payments to creditors. NEWS: Increased Credit Card Debt Causes Surge in Consumer Borrowing http://www.acainternational.org/news-increased-credit-card-debt-causes-surge-in-consumer-borrowing-35900.aspx?rssfeed=1 http://www.acainternational.org/news-increased-credit-card-debt-causes-surge-in-consumer-borrowing-35900.aspx Fri, 08 May 2015 08:40:00 GMT News Revolving credit, including credit card balances, increased by the most since July. NEWS: How Collection Agencies Contribute to Small Business Economy http://www.acainternational.org/news-how-collection-agencies-contribute-to-small-business-economy-35891.aspx?rssfeed=1 http://www.acainternational.org/news-how-collection-agencies-contribute-to-small-business-economy-35891.aspx Thu, 07 May 2015 14:08:00 GMT News A majority of collection agencies in the U.S. are small businesses. In conjunction with the Small Business Administration’s National Small Business Week, Gulf Coast Collection Bureau President Jack Brown III shares about operating a small agency in the credit and collection industry. NEWS: ACA SearchPoint Updates: State Licensing Requirements, Statute of Limitations and More http://www.acainternational.org/news-aca-searchpoint-updates-state-licensing-requirements-statute-of-limitations-and-more-35886.aspx?rssfeed=1 http://www.acainternational.org/news-aca-searchpoint-updates-state-licensing-requirements-statute-of-limitations-and-more-35886.aspx Thu, 07 May 2015 11:00:00 GMT News ACA International members may access the latest compliance-related documents via the online ACA SearchPoint library. The following documents have been updated by ACA’s Legal Department. Members must be logged in to ACA’s website to access ACA SearchPoint documents. REPORTERS: ACA International Urges the U.S. Senate to Consider Legislation that Aims to Reform the Consumer Financial Protection Bureau http://www.acainternational.org/reporters-aca-international-urges-the-us-senate-to-consider-legislation-that-aims-to-reform-the-consumer-financial-protection-bureau-35890.aspx?rssfeed=1 http://www.acainternational.org/reporters-aca-international-urges-the-us-senate-to-consider-legislation-that-aims-to-reform-the-consumer-financial-protection-bureau-35890.aspx Thu, 07 May 2015 00:01:00 GMT Reporters Two bills passed by House of Representatives seek to change oversight of the CFPB. NEWS: ACA International Urges the U.S. Senate to Consider Legislation that Aims to Reform the Consumer Financial Protection Bureau http://www.acainternational.org/news-aca-international-urges-the-us-senate-to-consider-legislation-that-aims-to-reform-the-consumer-financial-protection-bureau-35882.aspx?rssfeed=1 http://www.acainternational.org/news-aca-international-urges-the-us-senate-to-consider-legislation-that-aims-to-reform-the-consumer-financial-protection-bureau-35882.aspx Wed, 06 May 2015 13:25:00 GMT News Two bills passed by House of Representatives seek to change oversight of the CFPB. NEWS: California Association of Collectors Receives More Than $17,000 for Scholarships http://www.acainternational.org/news-california-association-of-collectors-receives-more-than-17000-for-scholarships-35884.aspx?rssfeed=1 http://www.acainternational.org/news-california-association-of-collectors-receives-more-than-17000-for-scholarships-35884.aspx Wed, 06 May 2015 13:22:00 GMT News The donations are from a 24-hour fundraiser for the unit’s Educational Scholarship Foundation. GOVERNMENT AFFAIRS: FCC Announces Leadership Changes in Bureau Overseeing the TCPA http://www.acainternational.org/governmentaffairs-fcc-announces-leadership-changes-in-bureau-overseeing-the-tcpa-35885.aspx?rssfeed=1 http://www.acainternational.org/governmentaffairs-fcc-announces-leadership-changes-in-bureau-overseeing-the-tcpa-35885.aspx Wed, 06 May 2015 13:00:00 GMT Government Affairs The new acting chief of the Consumer and Governmental Affairs Bureau, Alison Kutler, will be on board at the FCC June 1.