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A debt collector mistakenly said Michael L. =
Hughes owed=20
$12,000. (Melina Mara/the Washington Post) =
Michael L. Hughes of Danville, Va., discovered =
when he read=20
his credit report that he had been charged with someone else's debt. =
(Melina Mara/the Washington Post)
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Sunday, August 8, 2010 =
Michael L. Hughes started getting the harassing phone calls several = months=20 ago. He figured they were from scammers and he tried to ignore them. = Sometimes=20 he'd pick up the phone just to hang up on them. Finally, he decided to = find out=20 what they wanted. The caller said Hughes was $12,000 in debt.
He checked his credit report and realized what had happened: The debt = collectors had the wrong person. His credit report showed a $12,000 debt = -- for=20 Michael B. Hughes. They even worked at the same company. And now one's = money=20 troubles were dragging down the other's credit.
"They don't give a flip," Michael L. Hughes said. "They're not paying = people=20 to sit in an office and correct people's mistakes. They're in there to = collect=20 money."
Credit experts liken the incident to a financially dangerous game of = tag that=20 has become increasingly common as consumer-default rates hit record = highs. Debt=20 tagging prompted a Federal Trade Commission investigation of Credit = Bureau=20 Collection Services, or CBCS. The company agreed to pay more than $1 = million to=20 settle charges that it violated federal law by inaccurately reporting = credit=20 information and by pressing consumers to pay debts they often did not = owe.
Hard times for consumers have meant boom times for debt collectors. = And some=20 can get their hooks into people who have never missed a debt payment. =
Sometimes, as in the case of Hughes, they go after people with the = same names=20 as those who owe money. They might also relentlessly call wrong phone = numbers,=20 hoping to pry information out of whoever answers. Some finagle enough=20 identifying information to make people seem liable for debts they never = owed.=20
In the uncertain economy, people are especially sensitive to anything = that=20 can hurt their credit rating. The FTC said it recognizes that = third-party=20 collectors contact millions of people each year, and it receives more = complaints=20 about the debt-collection industry than about any other.
In its 2010 annual report on the Fair Debt Collection Practices Act, = the FTC=20 said it received 119,364 complaints about third-party and in-house debt=20 collectors in 2009, up from 104,766 the previous year. To be sure, = people who=20 receive mistaken calls from debt collectors don't always report anything = to=20 regulators. In Hughes's case, he contacted fraud resolution specialist = Identity=20 Theft 911 to help repair the damage to his credit report. He said he = hasn't=20 heard from collectors since.
Mark Schiffman, spokesman for the Minneapolis-based credit and = collection=20 trade group ACA International, said the FTC does not separate consumer = inquiries=20 from complaints. He added that his agency has always worked with the FTC = to get=20 more clarity on its complaint data, but that it hasn't happened yet. = "There are=20 complaints, but we take them seriously and are resolving them to the=20 satisfaction of our consumers," he said.
J. Reilly Dolan, assistant director of the FTC's Division of = Financial=20 Practices in Washington, said his team made a point of bringing the CBCS = case.=20
"It's not an isolated incident," Dolan said. "We want a case out = there to=20 make sure everyone understands it's not acceptable." He said the FTC = expects to=20 continue challenging such practices.
Kristin Mack Deuber, a spokeswoman for CBCS, said that the FTC's = allegations=20 involved activities that took place years ago, from 2005 to 2007, and = the=20 settlement didn't necessarily constitute a finding or admission by the = company=20 that it violated the law.
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outit','^liveonlinearticle/style/funnyyoushouldask','^liveonlinearticle/s=
tyle/reliablesource','^liveonlinearticle/style/stationbreak','^market/sho=
pping/books','^market/weddings411','^market/weddings','^market/magazines'=
,'^market/garden','^market/books','^market/appliances','^market/apparel',=
'^market/shopping/apparel','^market/shopping/appliances','^market/shoppin=
g/holiday','^market/shopping/weddings','^market/shopping/magazines','^nat=
ion/columns/kurtzhoward','^photo/style','^print/style','^printarticle/sty=
le']
=20
var resultsArray =3D true;
=09
for(var a =3D 0; a < contCatArray[_targSec.toLowerCase()].length; a++)
{
var re =3D RegExp(contCatArray[_targSec][a],'gi');
if (_commercialNode.match(re))
{
return true;
}
}
=09
return false;
}
var adOpsLocalUser =3D getCookie && ( !getCookie('WPATC') || =
getCookie('WPATC').match('C=3D1:') );
function dateToString(date) {
var yyyy =3D date.getYear();
var mm =3D date.getMonth() + 1;
var dd =3D date.getDate();
var hour =3D date.getHours();
var min =3D date.getMinutes();
if (mm < 10) mm =3D "0"+mm;
if (dd < 10) dd =3D "0"+dd;
if (hour < 10) hour =3D "0"+hour;
if (min < 10) min =3D "0"+min;
return ''+mm+dd+hour+min;
}
function estOffset(dateObj)
{
var mo =3D dateObj.getMonth()+1;
if (mo < 3 || mo > 10) return 300;
if (mo > 3 && mo < 10) return 240;
var last_sunday_index =3D ( ( dateObj.getDate() - dateObj.getDay() - =
1 ) / 7) + 1;
if(mo=3D=3D3)
{
return ( last_sunday_index > 2 || (last_sunday_index =3D=3D 2 && =
dateObj.getHours() >=3D 2))?300:240;
}
else
{
return ( last_sunday_index > 1 || (last_sunday_index =3D=3D 1 && =
dateObj.getHours() >=3D 2))?240:300;
}
}
if(typeof estNow =3D=3D 'undefined' || typeof estNowWithYear =3D=3D =
'undefined')
{
var estNow =3D new Date();
var estNowInMillis =3D estNow.getTime();
var millisFromEST =3D (estNow.getTimezoneOffset() - estOffset(estNow)) =
* 60000;
var estNow =3D new Date( estNowInMillis + millisFromEST )
var estNowWithYear =3D estNow.getYear();
var estNowWithYear =3D (estNowWithYear < 1900 )?estNowWithYear + =
1900:estNowWithYear;
estNowWithYear =3D estNowWithYear.toString() + =
dateToString(estNow).toString() ;
}
function getDay(today) {return today.getDay()}
var today =3D new Date();
var now =3D dateToString(today);
var v2 =3D true;
//var adTemplate =3D 255 ;
// Define all possible ad positions
var BANNER_FLEX_TOP =3D 1 << 0;
var BANNER_FLEX_BOTTOM =3D 1 << 1;
var SKY_LEFT =3D 1 << 2;
var SKY_RIGHT =3D 1 << 3;
var BIGBOX_FLEX =3D 1 << 4;
var BIG_FLEX_RIGHT =3D 1 << 5;
var AD_LINKS_RIGHT =3D 1 << 6; //Overture Links Right (Not in DART)
var AD_LINKS_BOTTOM =3D 1 << 7; //Overture Links Bottom (Not in DART)
var TEXTLINKS =3D 1 << 8; // WP.com hosted links (Not in DART)
var VM =3D 1 << 9; // Not in DART
var SPONSORSHIP =3D 1 << 10;
var TILE_LEFT =3D 1 << 11; // Not in DART
var TILE_RIGHT =3D 1 << 12; // Not in DART
var TILE_RIGHT_TOP =3D 1 << 13; // 125x125 on Travel
var TOP_JOBS =3D 1 << 14;
var TOOLBOX_LEFT =3D 1 << 15;
var TOOLBOX_RIGHT =3D 1 << 16;
var TOOLBOX_BOTTOM =3D 1 << 17;
var TILE_RIGHT_TOP2 =3D 1 << 18; // 125x125 on Travel on right
var BLOG_FEATUREBAR =3D 1 << 19; // 446x45 blog bar
var INLINE_ARTICLE_AD =3D 1 << 20;
var TOOLBOX_LEFT_180X31 =3D 1 << 21;
var PORTAL_FEATUREBAR =3D 1 << 22; // 336x60 portal featurebar
var TILE_228X60 =3D 1 << 23; //228x60 on cooking
var GOOGLE_LINKS =3D AD_LINKS_BOTTOM;
var BIGBOX_RIGHT =3D 1 << 24;
var BLOG_INLINE_AD =3D 1 << 25;
var BLOG_INLINE_AD2 =3D 1 << 26;
// Define all possible ad templates
var NO_ADS =3D 0;
var NEWS =3D 1;
var NEWS_VM =3D 2;
var NEWS_TRAVEL =3D 3;
var NEWS_TECHNOLOGY =3D 4;
var PRINTER_FRIENDLY =3D 5;
var ENLARGED_PHOTO =3D 6;
var PRINTER_FRIENDLY_FLEX =3D 7;
var NEWS_OVERTURE_RIGHT =3D 8;
var NEWS_OVERTURE_RIGHT_VM =3D 9;
var NEWS_NO_OVERTURE =3D 10;
var SIMPLE =3D 11;
var BOTTOM_ONLY =3D 12;
var DEFAULT_TEMPLATE =3D NEWS;
var NEWS_LEFT_SKY =3D 13;
var TRAVEL_BY_TOPIC =3D 14;
var NEWS_BUSINESS =3D 15;
var LOCAL_PORTAL =3D 16;
var NEWS_TRAVEL_NO_TRT =3D 17;
var NEWS_TEST =3D 18;
var WEATHER =3D 19;
var SIMPLE_NO_LB =3D 20;
if (typeof thisNode =3D=3D 'undefined') thisNode =3D 'news';
// Define contents of ad templates
var templateConfigs =3D new Array();
templateConfigs[ NEWS ] =3D BANNER_FLEX_TOP + BIG_FLEX_RIGHT + =
AD_LINKS_BOTTOM + AD_LINKS_RIGHT + TOOLBOX_LEFT + TOOLBOX_RIGHT + =
TOOLBOX_BOTTOM + TEXTLINKS + TILE_LEFT ;
templateConfigs[ NEWS_TEST ] =3D BANNER_FLEX_TOP + BIG_FLEX_RIGHT + =
AD_LINKS_BOTTOM + AD_LINKS_RIGHT + TOOLBOX_LEFT + TOOLBOX_RIGHT + =
TOOLBOX_BOTTOM + TEXTLINKS + TILE_LEFT ;
templateConfigs[ NEWS_BUSINESS ] =3D BANNER_FLEX_TOP + BIG_FLEX_RIGHT + =
AD_LINKS_BOTTOM + AD_LINKS_RIGHT + TOOLBOX_LEFT + TOOLBOX_RIGHT + =
TOOLBOX_BOTTOM + TEXTLINKS ;
templateConfigs[ NEWS_LEFT_SKY ] =3D BANNER_FLEX_TOP + BIG_FLEX_RIGHT + =
AD_LINKS_BOTTOM + AD_LINKS_RIGHT + TOOLBOX_LEFT + TOOLBOX_RIGHT + =
TOOLBOX_BOTTOM + TEXTLINKS ;
templateConfigs[ NEWS_NO_OVERTURE ] =3D BANNER_FLEX_TOP + =
BIG_FLEX_RIGHT + TOOLBOX_LEFT + TOOLBOX_RIGHT + TOOLBOX_BOTTOM + =
TEXTLINKS ;
templateConfigs[ NEWS_VM ] =3D BANNER_FLEX_TOP + BIG_FLEX_RIGHT + =
AD_LINKS_BOTTOM + VM + AD_LINKS_RIGHT + TOOLBOX_LEFT + TOOLBOX_RIGHT + =
TOOLBOX_BOTTOM + TEXTLINKS ;
templateConfigs[ NEWS_TRAVEL ] =3D BANNER_FLEX_TOP + BIG_FLEX_RIGHT + =
AD_LINKS_BOTTOM + VM + TILE_RIGHT_TOP + TILE_LEFT + TILE_RIGHT + =
TEXTLINKS ;
templateConfigs[ NEWS_TRAVEL_NO_TRT ] =3D templateConfigs[ NEWS_TRAVEL =
] - TILE_RIGHT_TOP
templateConfigs[ TRAVEL_BY_TOPIC ] =3D BANNER_FLEX_TOP + BIG_FLEX_RIGHT =
+ AD_LINKS_BOTTOM + TILE_LEFT + TILE_RIGHT + TEXTLINKS ;
templateConfigs[ NEWS_TECHNOLOGY ] =3D BANNER_FLEX_TOP + BIG_FLEX_RIGHT =
+ AD_LINKS_BOTTOM + TOOLBOX_LEFT + TOOLBOX_RIGHT + TOOLBOX_BOTTOM + =
TEXTLINKS ;
templateConfigs[ PRINTER_FRIENDLY ] =3D SKY_RIGHT + TOOLBOX_RIGHT + =
AD_LINKS_BOTTOM ;
templateConfigs[ PRINTER_FRIENDLY_FLEX ] =3D BIGBOX_FLEX + =
TOOLBOX_RIGHT + AD_LINKS_BOTTOM ;
templateConfigs[ NEWS_OVERTURE_RIGHT ] =3D BANNER_FLEX_TOP + =
BIG_FLEX_RIGHT + AD_LINKS_RIGHT + TOOLBOX_LEFT + TOOLBOX_RIGHT + =
TOOLBOX_BOTTOM + TEXTLINKS ;
templateConfigs[ NEWS_OVERTURE_RIGHT_VM ] =3D BANNER_FLEX_TOP + =
BANNER_FLEX_TOP + + AD_LINKS_RIGHT + VM + TOOLBOX_LEFT + TOOLBOX_RIGHT =
+ TOOLBOX_BOTTOM + TEXTLINKS ;
templateConfigs[ ENLARGED_PHOTO ] =3D SKY_RIGHT;
templateConfigs[ SIMPLE ] =3D BANNER_FLEX_TOP + BIG_FLEX_RIGHT;
templateConfigs[ SIMPLE_NO_LB ] =3D BIG_FLEX_RIGHT;
templateConfigs[ BOTTOM_ONLY ] =3D BANNER_FLEX_BOTTOM;
templateConfigs[ LOCAL_PORTAL ] =3D BANNER_FLEX_TOP + =
BANNER_FLEX_BOTTOM ;
templateConfigs[ WEATHER ] =3D BANNER_FLEX_TOP + BIG_FLEX_RIGHT;
templateConfigs[ NO_ADS ] =3D 0;
// Make node-to-template assignments
var nodeConfigs =3D new AdConfigurations();
nodeConfigs.addConfiguration( 'metro/blackmen')
.addTemplateAssignment ( new TemplateAssignment( BOTTOM_ONLY,1 ) );
nodeConfigs.addConfiguration( 'education')
.addTemplateAssignment ( new TemplateAssignment( NEWS_VM,1 ) );
nodeConfigs.addConfiguration( 'travel' )
.addTemplateAssignment ( new TemplateAssignment( NEWS_TRAVEL,1) );
nodeConfigs.addConfiguration( 'travel/jerseyshore' )
.addTemplateAssignment ( new TemplateAssignment( =
NEWS_TRAVEL_NO_TRT,1) );
nodeConfigs.addConfiguration( 'artsandliving/travel/travelbytopic' )
.addTemplateAssignment ( new TemplateAssignment( TRAVEL_BY_TOPIC,1) =
);
nodeConfigs.addConfiguration( 'health')
.addTemplateAssignment ( new TemplateAssignment( NEWS,1 ) );
nodeConfigs.addConfiguration( 'print')
.addTemplateAssignment ( new TemplateAssignment( NEWS,1 ) );
nodeConfigs.addConfiguration( 'weather')
.addTemplateAssignment ( new TemplateAssignment( WEATHER,1 ) );
nodeConfigs.addConfiguration( 'realestate')
.addTemplateAssignment ( new TemplateAssignment( NEWS,1 ) );
nodeConfigs.addConfiguration( 'artsandliving')
.addTemplateAssignment ( new TemplateAssignment( NEWS,1 ) );
nodeConfigs.addConfiguration( 'artsandliving/foodanddining')
.addTemplateAssignment ( new TemplateAssignment( NEWS,1 ) );
nodeConfigs.addConfiguration( 'business')
.addTemplateAssignment ( new TemplateAssignment( NEWS_BUSINESS,1 ) );
nodeConfigs.addConfiguration( 'technology')
.addTemplateAssignment ( new TemplateAssignment( NEWS_TECHNOLOGY,1 ) =
);
nodeConfigs.addConfiguration( 'metro')
.addTemplateAssignment ( new TemplateAssignment( NEWS,1 ) );
nodeConfigs.addConfiguration( 'admin/classifieds/publicnotices')
.addTemplateAssignment ( new TemplateAssignment( SIMPLE,1 ) );
nodeConfigs.addConfiguration( 'sports')
.addTemplateAssignment ( new TemplateAssignment( NEWS_VM,1 ) );
nodeConfigs.addConfiguration( 'print/style')
.addTemplateAssignment ( new TemplateAssignment( NEWS,1 ) );
nodeConfigs.addConfiguration( 'artsandliving')
.addTemplateAssignment ( new TemplateAssignment( NEWS_VM,1 ) );
nodeConfigs.addConfiguration( 'politics/special/7')
.addTemplateAssignment ( new TemplateAssignment( NEWS_NO_OVERTURE,1 ) =
);
nodeConfigs.addConfiguration( 'kidspost')
.addTemplateAssignment ( new TemplateAssignment( NEWS,1 ) );
nodeConfigs.addConfiguration( 'opinion')
.addTemplateAssignment ( new TemplateAssignment( NEWS,1 ) );
nodeConfigs.addConfiguration( 'world')
.addTemplateAssignment ( new TemplateAssignment( NEWS,1 ) );
nodeConfigs.addConfiguration( 'politics')
.addTemplateAssignment ( new TemplateAssignment( NEWS,1 ) );
nodeConfigs.addConfiguration( 'nation')
.addTemplateAssignment ( new TemplateAssignment( NEWS,1 ) );
nodeConfigs.addConfiguration( 'localportal')
.addTemplateAssignment ( new TemplateAssignment( LOCAL_PORTAL,1 ) );
nodeConfigs.addConfiguration( 'news/test')
.addTemplateAssignment ( new TemplateAssignment( NEWS_TEST,1 ) );
=09
if(thisNode=3D=3D'media/politics' && =
commercialNode=3D=3D'supertuesday/buyout')
{
nodeConfigs.addConfiguration( 'media/politics')
.addTemplateAssignment ( new TemplateAssignment( SIMPLE_NO_LB,1 ) );
}
// start of adTemplate assignments
if (!location.href.match('demoAds'))
{
// For this node, select a template
adTemplate =3D nodeConfigs.getTemplate( thisNode );
if(thisNode =3D=3D 'mypost')
{
adTemplate -=3D BANNER_FLEX_TOP
}
//
if(typeof commercialNode !=3D 'undefined' && =
!commercialNode.match('artsandliving/foodanddining') )
{
adTemplate +=3D INLINE_ARTICLE_AD;
}
var pTechVideos =3D =
['VI2008051401294','VI2008051302369','VI2008051302370']
for(var p=3D0;p'; output +=3D '» Most Popular on = washingtonpost.com'; output +=3D '
")
document.writeln("Ad Template: " + adTemplate + '
');
document.writeln("Local User: " + adOpsLocalUser + '
');
//document.writeln("Content Category: " + =
contentCategories(commercialNode) + '
');
document.writeln("Flash Version: " + flashChecker() + '
');
document.writeln("ActiveXObject: " + activeXChecker() + '
');
document.writeln("
") } // Define objects // TemplateAssignment associates a template with a frequency ( 0 <=3D = frq <=3D 1 ) function TemplateAssignment( tmpl, frq ) { this.template =3D tmpl; this.frequency =3D ( ( frq >=3D 0 ) && ( frq <=3D 1 ) ) ? frq : 0 ; } // NodeTemplateAssignment collects TemplateAssignment objects for a = specific node function NodeTemplateAssignment ( node ) { this.node =3D node; this.templates =3D new Array(); this.templateCount =3D 0; =20 this.addTemplateAssignment =3D _addAdTemplateAssignment; this.selectTemplate =3D _adSelectTemplate; } // AdConfigurations collects NodeTemplateAssignments for the site function AdConfigurations () { this.configs =3D new Array(); this.length =3D 0; =20 this.addConfiguration =3D _addAdConfiguration; this.getTemplate =3D _adGetTemplate; } function _adSelectTemplate() { var base =3D 0; var rNum =3D Math.random(); var rTemplate =3D 0; =20 for (var count =3D 0; count < this.templates.length; count++) { if ( rNum < this.templates[count].frequency + base )=20 { rTemplate =3D this.templates[count].template; break; //return this.templates[count].template; } else { base +=3D this.templates[count].frequency; } } return rTemplate; } function _adGetTemplate ( node ) { adTemplate =3D DEFAULT_TEMPLATE; var base =3D 0; var bestMatch =3D 0; for ( var count =3D 0; count < this.length; count++ ) { if ( this.configs[count].node =3D=3D node ) { adTemplate =3D this.configs[count].selectTemplate(); break; } else if (( node.indexOf(this.configs[count].node) =3D=3D 0 ) && ( = this.configs[count].node.length > bestMatch )) { adTemplate =3D this.configs[count].selectTemplate(); bestMatch =3D this.configs[count].node.length; } } return templateConfigs[adTemplate]; } function _addAdTemplateAssignment( templateAssignment ) { this.templates[this.templateCount++] =3D templateAssignment; return this; } function _addAdConfiguration ( n ) { this.configs[this.length++] =3D new NodeTemplateAssignment (n); return this.configs[this.length - 1]; } // JavaScript Document ------=_NextPart_000_0000_01CB3853.3C132600 Content-Type: application/octet-stream Content-Transfer-Encoding: quoted-printable Content-Location: http://media.washingtonpost.com/wp-srv/popjs/popupCampaignClasses.js /* * Popup Campaign Manager provides the objects and methods needed to = control multiple popup campaigns * It is controlled by popupCampaigns.js; by itself it does nothing that = you'll see on a page. * It needs one preset variable: thisNode must be set to the node to = which the page belongs before importing this javascript source. * TO CHANGE THE DOUBLECLICK CAP OR DOUBLECLICK TIMEFRAME, EDIT = DClickCap and DClickTimeFrame IN THIS FILE */ if ( typeof thisNode =3D=3D 'undefined' ) thisNode =3D 'news'; // CONSTANTS // REGISTERED|NOT_REGISTERED identify whether the user is defined (based = on the WPATC cookie). // To define both user groups, use addition (REGISTERED + NOT_REGISTERED = =3D=3D all users) var REGISTERED =3D 1; var NOT_REGISTERED =3D 2; // ARTICLE|FRONT|IMPLICIT|EXPLICIT define the types of pages to which a = mapping applies. // To combine several page types, use addition=20 // (FRONT + ARTICLE + IMPLICIT =3D=3D all section front and articles in = this node and all its children) var ARTICLE =3D 1; var FRONT =3D 2; var IMPLICIT =3D 4; var EXPLICIT =3D 0; // These constants make the time conversion to milliseconds easier. Take = a number and multiply it by the appropriate constant var pcm_DAYS =3D 24 * 60 * 60 * 1000; var pcm_HOURS =3D 60 * 60 * 1000; var pcm_MINUTES =3D 60 * 1000; var TWELVE_HOURS =3D 12 * pcm_HOURS; var ONE_DAY =3D 1 * pcm_DAYS; var ONE_WEEK =3D 7 * pcm_DAYS; var ONE_MONTH =3D 30 * pcm_DAYS; var pcm_now =3D new Date(); // The following constants are for internal use var nopops =3D false; var NA =3D ''; var SESSION =3D 0; var CAMPAIGN_MANAGER =3D 1; var INTENSITY =3D 2; var SUBSCRIBED =3D 3; var DCLICK =3D 4; var DCLICK_SESSION_CAP =3D 5; // new code for v4 var POPUP_WIDTH =3D 300; var POPUP_HEIGHT =3D 400; var COOKIE_NAME =3D new Array(); var COOKIE_VALUE =3D new Array(); COOKIE_NAME[SESSION] =3D 'wpni_session'; COOKIE_NAME[CAMPAIGN_MANAGER] =3D 'wpni_campaignmanager'; COOKIE_NAME[INTENSITY] =3D 'wpni_campaignintensity'; COOKIE_NAME[SUBSCRIBED] =3D 'WPATC'; COOKIE_NAME[DCLICK] =3D 'dcCount'; COOKIE_NAME[DCLICK_SESSION_CAP] =3D 'dcSessionLimit'; // new code for v4 // DClickCap and DClickTimeFrame apply to DoubleClick popup and popunder = campaigns var DClickCap =3D 5; // Maximum number of DoubleClick popups allowed in = timeframe var DClickTimeFrame =3D TWELVE_HOURS; // Timeframe applied to DClickCap var DClickSessionCap =3D 2; // New variable to control popups per = session var DClickMinTimeBetweenPopups =3D 60000; var FORCED_SESSION_EXPIRATON =3D TWELVE_HOURS; // Must match value in = cookie_code.html var popupUrl =3D NA; var pcm_node =3D thisNode; // thisNode must be defined in the file = calling this js file var isArticle =3D (location.href.indexOf("/articles/") !=3D -1) ? true : = false ; var popupHasBeenDelivered =3D false; var interstitialIsAllowed =3D true; // TO DETERMINE IF USER CAME FROM GOOGLE: var docUrl =3D document.location.href; var key =3D docUrl.indexOf('?'); if (key !=3D -1) // make sure there are parameters { // get the parameter var temp =3D docUrl.substring(key + 1, docUrl.length); =20 // if just "g" was passed in, set the interstitial to false if (temp.length =3D=3D 1 && (temp =3D=3D "g" || temp =3D=3D "G" || = temp =3D=3D "local") ) { interstitialIsAllowed =3D false; nopops =3D true; }=20 } // END GOOGLE LOGIC // Extract cookies that are not campaign specific=20 for (var count =3D 0; count < COOKIE_NAME.length; count++) { var startAt =3D 0; if ( (startAt =3D document.cookie.indexOf(COOKIE_NAME[count])) !=3D = -1) { startAt +=3D COOKIE_NAME[count].length + 1; var endAt =3D (document.cookie.indexOf(";", startAt) =3D=3D -1) ? = document.cookie.length : document.cookie.indexOf(";", startAt); COOKIE_VALUE[count] =3D document.cookie.substring(startAt, endAt); } else { COOKIE_VALUE[count] =3D NA; } //alert ( COOKIE_NAME[count]+'=3D'+COOKIE_VALUE[count] ); } // New logic to prevent back-to-back interstitials if ( COOKIE_VALUE[DCLICK_SESSION_CAP].indexOf ("X") !=3D -1 ) { interstitialIsAllowed =3D false;=20 var newCookie =3D = COOKIE_VALUE[DCLICK_SESSION_CAP].substring(0,COOKIE_VALUE[DCLICK_SESSION_= CAP].length - 1); document.cookie =3D "dcSessionLimit=3D" + newCookie + = ";path=3D/;domain=3D.washingtonpost.com"; } // New logic to allow for internal timing of DCLICK_SESSION_CAP (v5) //var dclickTimeBetweenPopups =3D new Date(); //dclickTimeBetweenPopups.setTime ( dclickTimeBetweenPopups.getTime() + = DClickMinTimeBetweenPopups ); if ( COOKIE_VALUE[DCLICK_SESSION_CAP].indexOf ("|") !=3D -1 ) { dclickSessionExpiration =3D = COOKIE_VALUE[DCLICK_SESSION_CAP].substring(COOKIE_VALUE[DCLICK_SESSION_CA= P].indexOf("|") + 1); COOKIE_VALUE[DCLICK_SESSION_CAP] =3D = COOKIE_VALUE[DCLICK_SESSION_CAP].substring(0, = COOKIE_VALUE[DCLICK_SESSION_CAP].indexOf("|")); var currentDate =3D new Date(); var cookieExpiresDate =3D new Date(); cookieExpiresDate.setTime( parseInt(dclickSessionExpiration) ); var cookieSetDate =3D new Date(); cookieSetDate.setTime( parseInt(dclickSessionExpiration) - = FORCED_SESSION_EXPIRATON ); =20 // If cookie was written in past 15 mins, don't allow interstitial if ( currentDate.getTime() - cookieExpiresDate.getTime() < 0 ) // If = the cookie was set to expire in the past 15 minutes { if ( currentDate.getTime() - cookieSetDate.getTime() < = DClickMinTimeBetweenPopups ) { interstitialIsAllowed =3D false; // alert ("No ad because it's been less than a minute = ("+(currentDate.getTime() - cookieSetDate.getTime())+" < = "+DClickMinTimeBetweenPopups+")" ); } if ( COOKIE_VALUE[DCLICK_SESSION_CAP] >=3D DClickSessionCap ) { interstitialIsAllowed =3D false; } //alert ( "Last popup occurred too recently ( "+( = currentDate.getTime() - cookieSetDate.getTime() = )+"<"+DClickMinTimeBetweenPopups+")" ); } // If cookie is older than 15 mins, expire it else { dclickSessionExpiration =3D new Date(); dclickSessionExpiration.setTime ( dclickSessionExpiration.getTime() = - 100000 ); document.cookie =3D COOKIE_NAME[DCLICK_SESSION_CAP] + = "=3D1;expires=3D"+dclickSessionExpiration.toGMTString()+";path=3D/;domain= =3D.washingtonpost.com"; // new code for v4 //alert ( "Deleting old cookie" ); } } // if ( COOKIE_VALUE[DCLICK_SESSION_CAP] >=3D DClickSessionCap ) = interstitialIsAllowed=3Dfalse; // new code for v4 if ( COOKIE_VALUE[DCLICK] >=3D DClickCap ) interstitialIsAllowed =3D = false; ------=_NextPart_000_0000_01CB3853.3C132600 Content-Type: application/octet-stream Content-Transfer-Encoding: quoted-printable Content-Location: http://edge.sphere.com/widgets/sphereit/js?siteid=washpost_business&baseurl=http://edge.sphere.com/widgets/sphereit/ /* -- BEGIN SPHERE JS -- */ =0A= =0A= // site id for bookmarket=0A= var SPHERE_SITE_ID =3D "";=0A= SPHERE_SITE_ID =3D "washpost_business";=0A= =0A= //MediaPixel Removed=0A= =0A= // Omniture =0A= /*=0A= The core url used by all methods to make calls to the remote omniture = code.=0A= the 'action' arg will be the name of a method to be called by eval in = the =0A= sphereomni_api js code.=0A= */=0A= =0A= function getSphereOmnitureRemoteActionUrl(action){=0A= return = "http://www.surphace.com/partner/omniture/sphereomni_api.php?siteid=3Dwas= hpost_business&evt=3D"+action+"&omid=3D"+Math.ceil(Math.random()*10000000= 0);=0A= }=0A= =0A= function getSphereOmnitureQueueActionUrl(action){=0A= return = "http://www.surphace.com/partner/omniture/sphereomni_queue.php?evt=3D"+ac= tion+"&siteid=3Dwashpost_business";=0A= }=0A= =0A= Sphere =3D {}=0A= Sphere.addStylesheet =3D function(stylesheet_href) {=0A= var stylesheet =3D document.createElement("link");=0A= stylesheet.rel =3D "stylesheet";=0A= stylesheet.type =3D "text/css";=0A= stylesheet.href =3D stylesheet_href;=0A= stylesheet.media =3D "all";=0A= document.lastChild.firstChild.appendChild(stylesheet);=0A= }=0A= Sphere.Browser =3D new function() {=0A= var ua, s, i;=0A= =0A= this.isIE =3D false;=0A= this.isNS =3D false;=0A= this.version =3D null;=0A= =0A= ua =3D navigator.userAgent;=0A= =0A= s =3D "MSIE";=0A= if ((i =3D ua.indexOf(s)) >=3D 0) {=0A= this.isIE =3D true;=0A= this.version =3D parseFloat(ua.substr(i + s.length));=0A= return;=0A= }=0A= =0A= s =3D "Netscape6/";=0A= if ((i =3D ua.indexOf(s)) >=3D 0) {=0A= this.isNS =3D true;=0A= this.version =3D parseFloat(ua.substr(i + s.length));=0A= return;=0A= }=0A= =0A= // Treat any other "Gecko" browser as NS 6.1.=0A= =0A= s =3D "Gecko";=0A= if ((i =3D ua.indexOf(s)) >=3D 0) {=0A= this.isNS =3D true;=0A= this.version =3D 6.1;=0A= return;=0A= } =0A= }=0A= Sphere.Tracker =3D new function() {=0A= this.track =3D function ( ele, site, area, = quadtitle,sphereid,metadata) {=0A= if( !ele.href ) return; =0A= =0A= =0A= /* =0A= -- the following may or may not be present, so check and init = if necessary =0A= -- sphereid is used by ssi and represents site id by proxy=0A= -- metadata should be in the form of a pipe-delimited string=0A= e.g. k=3Dv|b=3Dy=0A= */=0A= try{=0A= if(!quadtitle){ quadtitle =3D '';}=0A= }catch(anErr){=0A= quadtitle =3D '';=0A= }=0A= =0A= try{=0A= if(!sphereid){ sphereid =3D '';}=0A= }catch(anErr){=0A= sphereid =3D '';=0A= }=0A= =0A= try{=0A= if(!metadata){ metadata =3D '';}=0A= =0A= }catch(anErr){=0A= metadata =3D '';=0A= }=0A= =0A= // put document referrer metadata in it's own try/catch block = so that it is set even if metadata isn't init'd=0A= try{=0A= if (document.referrer !=3D ''){=0A= metadata +=3D "|referrer=3D" + document.referrer;=0A= }=0A= }catch(anErr){=0A= }=0A= =0A= sphereom =3D new SphereOmniture();=0A= sphereom.click(ele.href, area, site, = quadtitle,sphereid,metadata);=0A= =0A= =0A= =0A= }=0A= }=0A= =0A= =0A= =0A= Sphere.Widget =3D new function() {=0A= =0A= =0A= var SKELETON_MARKUP =3D ' =
![3D"loading"](3D"http://www.surphace.com/widgets/sphereit/images/LoadingGraphic.gif=)
Loading...
<=
/a> ![3D""](3D"http://haku.vizu.com/a.gif?cid=3D621;adid=3Dlogo;siteid=3Dwashingt=)
![](3D"http://www.washingtonpost.com/wp-srv/images/open_12x12.gif")
Why Do I Have to =
Log In Again?' ;
output +=3D '
' ;
}
return output ;
}
function showCommentsPolicy(display) {
var wrapper =3D document.getElementById("ArticleCommentsWrapper");
var comments =3D document.getElementById("comments_policy_expando");
var dlink =3D document.getElementById("discussion_link");
if(display =3D=3D "show") {
comments.className =3D "comments_policy_on";
comments.style.top =3D findPosY(dlink) - 2 + 'px';
comments.style.left =3D findPosX(wrapper) + (wrapper.offsetWidth - =
comments.offsetWidth) + 'px' ;
} else {
comments.className =3D "comments_policy_off";
}
}
function showSignInAgain(display) {
var wrapper =3D document.getElementById("ArticleCommentsWrapper");
var comments =3D document.getElementById("signin_again_expando");
var dlink =3D document.getElementById("signin_again_link");
if(display =3D=3D "show") {
comments.className =3D "signin_again_on";
comments.style.top =3D findPosY(dlink) - 2 + 'px';
comments.style.left =3D findPosX(wrapper) + (wrapper.offsetWidth - =
comments.offsetWidth) + 'px' ;
} else {
comments.className =3D "signin_again_off";
}
}
function getFakeForm() {
var output =3D '';
output +=3D '';
return output ;
}
------=_NextPart_000_0000_01CB3853.3C132600
Content-Type: application/octet-stream
Content-Transfer-Encoding: quoted-printable
Content-Location: http://media.washingtonpost.com/wp-srv/javascript/community/startup.js
var cmt;
var article;
if (SITELIFE_ENABLED) {
// for comments list & comments entry box
cmt =3D new _Comments();
// for comments entry box
article =3D new _Article();
function acb(x) {article.ProcessResponse(x);}
// a necessary step because of scope and reference
article.setCallBack(acb);
}
// for comments list
var uniqueCommentKey =3D "";//same as CommentKey.Key - need this global =
variable to process UI updates because
//some DAAPI calls do not return a response
var recommendedCount =3D "";//represents NumberOfRecommendations - need =
globabl variable to process UI update because=20
//RecommendAction DAAPI call does not return a =
response
var ArticleJSON =3D {}; // need this variables to be gloabal for =
utils.addListener to work in IE
var EntryBoxPropsJSON =3D {}; // need this variables to be gloabal for =
utils.addListener to work in IE
var SLIntegrationReady =3D false; // will set this to true when =
SetGlobalsForSLIntegration is called
function SetGlobalsForSLIntegration(thisArticle,thisEntryBoxProps) {
if ( typeof ArticleJSON !=3D "undefined") {
ArticleJSON =3D thisArticle;
SLIntegrationReady =3D true;
}
if ( typeof EntryBoxPropsJSON !=3D "undefined") {
EntryBoxPropsJSON =3D thisEntryBoxProps;
}
}
function SLIntegrationStartUpComments() {
if (SLIntegrationReady) {
id =3D ArticleJSON.id;
if (SITELIFE_ENABLED) {
// tools.debug("starting up no really");
function cb(x) {cmt.PluckReturn(x)}
cmt.SetCallBack(cb);
cmt.SetReturnCount(20);
cmt.SetCommentDisplay(DrawComments);
cmt.GetComments(id);
// tools.debug("starting up done");
=
DrawAbuseReportDialog(document.getElementById('CommentsReportAbusePopup')=
);
}
}
}
function SLIntegrationStartUpEntry() {
if (SLIntegrationReady) {
id =3D ArticleJSON.id;
headline =3D ArticleJSON.headline ;
path =3D ArticleJSON.path ;
section =3D ArticleJSON.section ;
redirect_url =3D ArticleJSON.comments_url ;
if ( typeof EntryBoxPropsJSON =3D=3D 'undefined')
var EntryBoxPropsJSON =3D {} ;
if (SITELIFE_ENABLED) {
// cmt =3D new _Comments();
function cmb(x) {cmt.commentSubmitted(x);}
cmt.SetCmtCallBack(cmb);
function x(url) {wpPostCommentSuccess(redirect_url);}
cmt.SetSuccessCallBack(x);
function xy(msg) {wpPostCommentFailure(msg)};
cmt.SetFailureCallBack(xy);
=
DrawCommentsInput(document.getElementById("commententry"),id,EntryBoxProp=
sJSON);
var articleDetails =3D new UpdateArticleAction(new ArticleKey(id),
path,
headline,
new Section(section),
new Array());
article.SetArticleDetails(articleDetails);
function dcc(articleObject) =
{slDisplay.DrawHeadlineCommentCount(articleObject)};
article.SetCommentCountHandler(dcc);
article.CallServer();
}
}
}
function SLIntegrationStartUpBoth() {
if (SLIntegrationReady) {
if (SITELIFE_ENABLED) {
if ( typeof EntryBoxPropsJSON =3D=3D 'undefined')
var EntryBoxPropsJSON =3D {} ;
id =3D ArticleJSON.id;
headline =3D ArticleJSON.headline ;
path =3D ArticleJSON.path ;
section =3D ArticleJSON.section ;
redirect_url =3D ArticleJSON.comments_url ;
// tools.debug("starting up no really");
function cb(x) {cmt.PluckReturn(x);};
cmt.SetCallBack(cb);
cmt.SetReturnCount(20);
cmt.SetCommentDisplay(DrawComments);
cmt.GetComments(id);
// tools.debug("starting up done");
=
DrawAbuseReportDialog(document.getElementById('CommentsReportAbusePopup')=
);
function cmb(x) {cmt.commentSubmitted(x);}
cmt.SetCmtCallBack(cmb);
function xz(url) {wpPostCommentSuccess(redirect_url);}
cmt.SetSuccessCallBack(xz);
function zz(msg) {wpPostCommentFailure(msg)};
cmt.SetFailureCallBack(zz);
var articleDetails =3D new UpdateArticleAction(new ArticleKey(id),
path,
headline,
new Section(section),
new Array());
article.SetArticleDetails(articleDetails);
function cch(articleObject) =
{slDisplay.DrawHeadlineCommentCount(articleObject)}
article.SetCommentCountHandler(cch);
article.CallServer();
=
DrawCommentsInput(document.getElementById("commententry"),id,EntryBoxProp=
sJSON);
}
}
}
------=_NextPart_000_0000_01CB3853.3C132600
Content-Type: application/octet-stream
Content-Transfer-Encoding: quoted-printable
Content-Location: http://media.washingtonpost.com/wp-srv/ad/comments_box_small.js
//document.write('' ;
output +=3D ' =
CLOSE' ;
output +=3D '' ;
output +=3D '
' ;
output +=3D 'Log In =
Again?
' ;
output +=3D ' =
CLOSE' ;
output +=3D 'We\'ve made some updates to washingtonpost.com\'s Groups, =
MyPost and comment pages. We need you to verify your MyPost ID by =
logging in before you can post to the new pages. We apologize for the =
inconvenience.' ;
output +=3D '
' ;
output +=3D '![3D""](3D"http://partners.livingsocial.com/slot/3.png?rnd=3D'+rand+'")
')
} else {
document.write('');
}
}
if (commercialNode=3D=3D'health' && (typeof urlCheck=3D=3D'function' && =
urlCheck('/wp-dyn/content/health/')) && =
estNowWithYear<=3D'201005092359'){
placeAd('ARTICLE',commercialNode,43,'',true);
}
}
------=_NextPart_000_0000_01CB3853.3C132600
Content-Type: application/octet-stream
Content-Transfer-Encoding: quoted-printable
Content-Location: http://media.washingtonpost.com/wp-adv/cityfeet/addcityfeet.js
(function(){
var a =3D ((typeof commercialNode !=3D=3D "undefined" && commercialNode =
=3D=3D=3D "business") && (typeof urlCheck=3D=3D=3D'function' && =
urlCheck('/wp-dyn/content/business/'))) ? true:false,
//c =3D location.href.match("test_ads=3Dcityfeet") ? true:false,
d =3D navigator.userAgent.toLowerCase().match("firefox/3") ? =
true:false;
if(a && !d){
document.write('');
}
})();
------=_NextPart_000_0000_01CB3853.3C132600
Content-Type: application/octet-stream
Content-Transfer-Encoding: quoted-printable
Content-Location: http://media.washingtonpost.com/wp-srv/ad/textlinks/js/utilsTextLinksXML.js
=EF=BB=BFfunction cleanWhitespace(node) {
notWhitespace =3D /\S/;
for (var x =3D 0; x < node.childNodes.length; x++) {
var childNode =3D node.childNodes[x]
if ((childNode.nodeType =3D=3D =
3)&&(!notWhitespace.test(childNode.nodeValue))) {
// that is, if it's a whitespace text node
node.removeChild(node.childNodes[x])
x--
}
if (childNode.nodeType =3D=3D 1) {
// elements can have text child nodes of their own
cleanWhitespace(childNode)
}
}
}
function switchClass(objectToChange,oldClass,newClass)
{
objectToChange.className=3DobjectToChange.className.replace(new =
RegExp(oldClass), newClass);
}
function textLinkUtil()
{
var textlinkDIVref =3D document.getElementById('textlinkWrapper');
cleanWhitespace(textlinkDIVref);
var textlinkLIcoll =3D textlinkDIVref.getElementsByTagName('li');
=09
if(textlinkLIcoll.length > 0)
{
switchClass(textlinkDIVref,'noTextLinks','hasTextLinks')
if(document.getElementById('clientTextLinkWrapper'))
{
cTextLinkWrap =3D document.getElementById('clientTextLinkWrapper');
switchClass(cTextLinkWrap,'noTextLinks','hasTextLinks')
}
for(var i=3D0;i')
document.write('')
document.write('
')
placeAd('ARTICLE',commercialNode,44,'',true);
}*/
//13288-MB-224012824,224012934
if( typeof urlCheck =3D=3D 'function' && =
!urlCheck('/wp-dyn/content/linkset/') && (typeof commercialNode =
!=3D'undefined' && (commercialNode.match('politics') || =
commercialNode.match('health'))) && estNowWithYear<=3D'201005092359'){
document.write('')
document.write('')
document.write('')
document.write('')
document.write('
')
//placeAd('ARTICLE',commercialNode,44,'',true);
placeAd('ARTICLE',commercialNode,43,'',true);
}
------=_NextPart_000_0000_01CB3853.3C132600
Content-Type: application/octet-stream
Content-Transfer-Encoding: quoted-printable
Content-Location: http://media3.washingtonpost.com/wp-srv/js/saveshare/diggthis.js
if ( DIGGTHIS_ON !=3D 'undefined' && DIGGTHIS_ON ) {
if ( typeof wp_article !=3D 'undefined' && wp_article.path ) {
digg_url =3D wp_article.path;
digg_title =3D wp_article.headline;
digg_bodytext =3D wp_article.abstract;
}
digg_window=3D"new";
document.write('')
document.write('