National Data - Annual Impact

Returning Assets
Gross Amount Recovered: $55.2 B
 - Commission: $10.4 B
 - Net Revenue: $44.9 B

Providing Jobs
 - Direct Jobs: 136,110
 - Total Jobs: 231,241

Making Payroll
Direct Payroll: $6.4 B
 - Total Payroll: $12.4 B

Paying Taxes
 - Direct State / Local: $687 M
 - Total State / Local: $1.3 B
 - Direct Federal: $724 M
 - Total Federal: $1.3 B

Co. Volunteer Hours: 571,600
 - Ind. Volunteer Hours: 1.9 M
 - Giving: $130.5 M

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Impact of Third-Party Debt Collection on the National and State Economies

Economic impact of third party debt collection.

The U.S. economy is built on the premise that those who provide credit, goods and services have the expectation of being repaid.

Recovery of consumer debt by third-party debt collectors on behalf of America’s public, private and nonprofit sectors has significant effects on our nation’s economic health.

Third-party debt collectors are engaged in their local communities as valued civic leaders, employers, volunteers, philanthropists and taxpayers.

To measure the annual impacts of third-party debt collection on the national and state economies, ACA International commissioned global advisory firm Ernst & Young to conduct a survey in the spring of 2014.

Economic impact of third-party debt collection

Complete 2013 Survey Report

Complete 2011 Survey Report


Econimic Impact

ArkansasWashingtonOregonCaliforniaNevadaIdahoMontanaWyomingUtahArizonaNew MexicoColoradoTexasOklahomaKansasNebraskaSouth DakotaNorth DakotaMinnesotaIowaMissouriLouisianaMichiganWisconsinIllinoisMississippiTennesseeAlabamaFloridaGeorgiaSouth CarolinaNorth CarolinaKentuckyVirginiaWest VirginaNew JerseyDelawareMarylandWashington DCPennsylvaniaNew YorkConnecticutRhode IslandMassachusettsMaineNew HampshireVermontOhioIndianaHawaiiAlaska

Sources: Ernst & Young, 2014 & U.S. Government

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Impact of Third-Party Debt Collection on the National and State Economies from ACA International on Vimeo.

Economic Impact
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