ACA’s Interstate Chart is intended to be a brief overview of state licensing, bonding and registration requirements for collecting consumer debts.
Every effort has been made to assure that the information is up-to-date as of the date of publication. Please remember state laws and contacts often change. Always use the most current version of this chart and the information contained in ACA’s Guide to State Collection Laws and Practices, as well as updates in other ACA publications to track recent developments. This summary cannot substitute for the independent judgment and skills of your attorney.
The information contained in this chart is only a summary. This chart may be used as a beginning point of research, but should not be relied upon as a complete and exhaustive list of requirements. You must consult your attorney for legal advice.
If you are an ACA member and have questions concerning information on this chart, please contact ACA’s Compliance Department. To obtain bonds and to contract with ACA’s Licensing Unit for assistance with licensing application completion, please contact ACA’s Risk Management Department.
View Licensing Chart