Regulatory Legal Issues

21 items listed - Back

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MAP Hosting TCPA Open Forum

ACA is hosting a conference call for MAP members on March 22, 2010 to discuss strategy to oppose proposed rules by the FCC to amend TCPA regulations.

Mar 4, 2010

Federal Agencies Adopt Final Model Privacy Form Under the Gramm-Leach-Bliley Act

An August 2009 decision from the Southern District of Florida suggests an agency’s error prevents it from using the bona fide error defense under the FDCPA.

Dec 4, 2009

Members’ Attorney Program (MAP) Members Participate in Recent FTC Roundtable

The FTC’s second roundtable continued a lively discussion regarding consumer arbitration and litigation in the debt collection context.

Oct 9, 2009

HHS Issues Rule Requiring Notification of Breaches of Health Information

HHS issues rule requiring HIPAA covered entities to notify individuals of breaches of their health information.

Sep 4, 2009

FTC Delays Enforcement of Red Flags Rule Until November 1, 2009

The FTC delayed its enforcement of the Red Flags Rule another three months to give creditors and financial institutions additional time to develop and implement written identity theft prevention programs.

Aug 7, 2009

Federal Agencies Issue Final Rules on Accuracy of Consumer Report Information and Direct Disputes

FTC Releases Final Rules for Data Furnishers.

Jul 14, 2009

ACA Invited to Participate in FTC Litigation and Arbitration Roundtable

The FTC is requesting interested parties submit written comments or original research regarding litigation and arbitration in the debt collection industry by August 1, 2009.

Jul 1, 2009

FTC Extends Deadline to Comply with Red Flag Rules to August 1, 2009

The FTC is again delaying enforcement of the Red Flag Rules to give creditors, financial institutions, and service providers more time to develop an identify theft prevention program.

May 8, 2009

FCC Seeks Comments Regarding Petition Seeking Clarification Over Prior Express Consent Provision under the TCPA

The Commission received a petition requesting the FCC conclude prior express consent does not exist if the consumer provides consent for calls made to a landline number that is subsequently ported to a wireless telephone.

Apr 3, 2009

ACA International Addresses Top Complaints Alleged by Consumers

The FTC released its 2009 Report on the FDCPA to Congress last month.

Mar 5, 2009

Federal Trade Commission Releases Debt Collection Industry Workshop Report

ACA is hosting a teleseminar on March 10, 2009 with the FTC to discuss this historic report.

Mar 5, 2009

FTC Releases Report to Congress on Accuracy and Completeness of Consumer Reports

The FTC is conducting a pilot study to consider developing a framework for a national survey to address the accuracy and completeness of consumer reports.

Jan 9, 2009

New Credit Card Rules Take Effect July 1, 2010

Federal agencies passed new credit card rules in December 2008 affecting card disclosures, interest rates, payment allocation, and other issues potentially affecting debt collectors.

Jan 9, 2009

Win For the Industry – FCC Autodialer Ruling Stands!

The ACA Legal Fund Committee was successful in having the Leckler decision vacated and dismissed last month.

Dec 5, 2008

Regulations Limit Scope of 36-Month Rule Relating to 1099-C Reporting

Debt purchasers are no longer required to file a Form 1099-C based on non-payment of a debt during a 36-month period.

Dec 5, 2008
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