FCRA Legal Issues

11 items listed - Back

FTC Extends Enforcement Deadline for Identity Theft Red Flags Rule

The Commission postpones June 1, 2010 deadline at the request of Members of Congress.

Jun 3, 2010

FTC Announces Postponed Enforcement of Red Flags Rule; Federal Court Rules Attorneys Are Not Subject to the Rule

At the request of Congress, the Federal Trade Commission is delaying enforcement of the Red Flags Rule until June 1, 2010, for financial institutions and creditors subject to enforcement by the FTC.

Nov 6, 2009

Request for Rehearing En Banc Filed in Pintos Case

Petitions filed by defendants in Pintos case request the Ninth Circuit review its April 2009 decision.

Oct 9, 2009

Federal Agencies Release Final Rule Concerning Accuracy, Integrity and Disputes of Consumer Reports

Although not yet officially published, final rules implementing Fair Credit Reporting Act provisions will a have wide-reaching effect on the credit and collection industry.

Jul 1, 2009

Your Duty of Investigation Under The FCRA: Can Your Investigation Be Reasonable As A Matter Of Law?

A MAP Committee member offers commentary on how data furnishers should perform a reasonable investigation under the FCRA.

May 8, 2009

FCRA Amended: Expiration Dates and Clarification of Willful Noncompliance

The FCRA was amended to provide limited relief for merchants who fail to properly truncate credit card information under the Act.

Jul 2, 2008

Credit Reporting and the Bankruptcy Discharge Injunction

How credit reporting of a debt discharged in bankruptcy may be in violation of the discharge injunction.

Apr 2, 2008

Data Furnisher Liability When Investigating Consumer Disputes Under the FCRA

The Fair Credit Reporting Act permits consumers to directly dispute information contained in their consumer reports with debt collectors.

Mar 5, 2008

Identity Theft: Knowing Your Duties and Your Defenses

New identity theft prevention requirements under the FCRA impact how agencies attempt collection on identity theft accounts.

Mar 5, 2008

Proposed Regulations for Direct Disputes to Furnishers

Federal agencies have recently proposed rules and regulations governing how furnishers must handle direct disputes received from consumers. ACA is preparing comments addressing these proposed rules and needs your input.

Jan 7, 2008

Dispute Provisions of the FDCPA and FCRA: A Closer Look

Requirements for handling disputes vary between the FDCPA and FCRA.

Jan 7, 2008