List by section Attorneys News FDCPA Legal Issues FCRA Legal Issues Regulatory Legal Issues State Legal Issues Other Federal Legal Issues Case Summaries

• ACA Members Need Your Knowledge and Experience
  Attorneys News
  May 9, 2013
  Seeking interested MAP attorneys for the State Compliance Chair 2013-2015 Program term.
  
• Co v. JP Morgan Chase Bank
  Case Summaries
  May 9, 2013
  Omission of the words ‘short sale’ in a credit report’s foreclosure notes was not misleading under the FCRA when the account status was reflected as ’legally paid in full for less than full balance’.
  
• Genesis HealthCare Corp. v. Symczyk
  Case Summaries
  May 9, 2013
  Supreme Court issues opinion in case supported by ACA amicus brief.
  
• Lynn v. Monarch Recovery Management, Inc.
  Case Summaries
  May 9, 2013
  VoIP service attached to a residential phone line subjects callers to TCPA liability.
  
• Moore v. Mortgage Electronic Registration Systems, Inc.
  Case Summaries
  May 9, 2013
  Duty to provide FDCPA validation notice is not applicable to subsequent debt collectors when predecessor has already satisfied the duty.
  
• Moriarity v. Henriques
  Case Summaries
  May 9, 2013
  The summons and complaint in a collection action will not satisfy FDCPA validation requirements.
  
• Mortimer v. Bank of America
  Case Summaries
  May 9, 2013
  No FCRA liability for an after-discharge report of a delinquency during the time period between the initiation of bankruptcy and the entry of the discharge order.
  
• Norris v. ARS National Service Inc.
  Case Summaries
  May 9, 2013
  Summary judgment denied based on Rule 68 offer in light of consumer testimony regarding emotional distress.
  
• Using Compliance to Create a Competitive Advantage
  Other Federal Legal Issues
  May 9, 2013
  By: Tim Collins, Esq., Director of Compliance, Hyundai Capital America.
  
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