Breaking News: ACA Releases Ernst & Young Industry Economic Impact Survey

• CFPB Director Cordray Returns to the Senate Banking Committee
  Semi-Annual Report of the Consumer Financial Protection Bureau is discussed in Senate hearing.
  
• Commercial Bankruptcy Filings Are Predicted to Increase in 2012
  Poll suggests business bankruptcy filings will increase by more than 10 percent in 2012.
  
• FTC Reaches Settlement on Time-Barred Debt Complaint
  The Commission also releases publication to help consumers understand time-barred debts.
  
• FCC to Discuss TCPA Rule During February Meeting
  A final rule concerning autodialed or prerecorded calls could be issued by the FCC next month.
  
• Business Performance Shows Signs of Improvement
  Business Benchmark Report reflects positive quarter-over-quarter payment trends.
  
• FTC and CFPB Sign a Memorandum of Understanding to Coordinate Efforts
  Agreement lays framework to avoid duplication of federal law enforcement and regulatory efforts.
  
• Does HIPAA Impact Consumer Consent Under the TCPA?
  Illinois district court finds HIPAA privacy regulations do not restrict a medical provider from giving a cell phone number to a debt collector.
  
• CFPB Director Richard Cordray Testifies Before the Oversight and Government Affairs Committee
  Cordray testifies before Congress about the progress of the CFPB.
  
• Official Notice of Proposed Amendments to ACA Bylaws; Special Meeting of the Membership
  Proposed ACA Bylaws amendments and transition plan to be presented to the ACA membership at a special meeting of the membership on March 22, 2012.
  
• Bank Credit Card Write-offs Decrease
  Levels from 2011 bank and retail credit card write-offs are down from 2010 levels.
  
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